Savenova

Savenova helps you plan your month, see where your money goes, and save for what matters, without an account and without ads. PLAN YOUR MONTH Set up your income, your spending categories and a monthly limit for each. Savenova shows how much you can still spend today and this month, and warns you before you go over. YOUR MONEY, MAPPED See your balance, your spending by category, your trends over the months and your average monthly spending, all on one screen. LOG SPENDING IN SECONDS Add a transaction in a few taps, or let Savenova log it for you. Create a Shortcuts automation, and your bank messages and Apple Pay payments are recorded automatically. You choose what is sent to the app, and you can turn it off at any time. WISHES Want a new phone or a trip? Add it as a wish, and Savenova builds a savings plan for it from what your month can spare: how much to put aside each month and when it could be ready. Set priorities, and the most important wishes are funded first. Savenova shows if you're early or late, and warns you before a new wish slows down the others. SAVING STRATEGIES THAT FIT YOU Pick how you want to save: Pay Yourself First, the 50/30/20 Guideline, a Weekly Spending Cap, Zero-Based Budgeting, or your own percentage. Savenova compares them side by side with your real numbers, estimates how much each could save you per month and over 12 months, and suggests the one that may fit you best. EMERGENCY FUND Set a target and build your safety cushion month by month, alongside your savings. ASSETS Track gold, stocks and other assets, with current prices, and see what they're worth in your currency. ZAKAH Work out the zakah due on your wealth once it reaches the nisab, based on what you've held for a full lunar year. AMANAT Keep track of money you're holding for others, separate from your own. FINANCIAL HEALTH SCORE Get a score built on a widely used financial health measure. Savenova checks your real pace, from your own transactions: how much you spend against what you earn, and how long your money would last. It combines that with six quick questions, across Spend, Save, Borrow and Plan, and shows whether you're Healthy, Coping or Vulnerable. For each part, you get a suggested next step, like a monthly spending amount to aim for or roughly when your emergency fund could be ready. The score is a guide to help you improve, not financial advice. YOUR MONEY STAYS ON YOUR PHONE No account and no sign-up. Your income, balances and transactions stay on your phone, and you can lock the app with Face ID or Touch ID. ENGLISH, ARABIC AND FRENCH Use Savenova in your language, and plan in the currency you choose. Savenova gives guidance to help you plan. Its scores, suggestions and estimates are not financial, investment, tax or religious advice, and results are not guaranteed. Zakah figures are an estimate; please check with a qualified scholar. Terms of Use: https://savenova.web.app/terms Privacy Policy: https://savenova.web.app/privacy