Zero knowledge, overcharged fee
Useless paid app
This app is even not worth free just fill your phone memory.
I am not able to upload screenshots of its answers otherwise i asked it to let me know witch card i have to use for blinkit it give totally wrong answer and its it give wrong figure about saving.
WORST APP TILL DATE
To begin with, the app frequently shows "update your details". The user interface is poorly designed and not intuitive at all. I often struggle to find basic options within the app.
I tried using the "Savvy" feature multiple times by giving different prompts, but it never produced any meaningful results. I'm still waiting for insights or recommendations that were promised. Even after granting email access to fetch my cards automatically, the app failed to do so, forcing me to manually enter card numbers.
Several cards also have a major issue where clicking
"Pay Now" leads to an endless loading screen that never resolves. This makes the app frustrating and unreliable.
The cashback offering also feels misleading.
Overall, I am still unable to understand how this app is "smart" or how it helps me find the best card or use my existing cards more effectively. The suggestions provided are generic and already well-known, offering no real value.
For a paid app, this level of functionality and experience is unacceptable. I would not recommend it in its current state.
The development team can reach out to me if they'd like detailed feedback or clarification on these issues.
Response from developer
We’re truly sorry to hear you feel that way. We’re a platform dedicated to helping users optimize their credit card rewards and loyalty programs, and we’re constantly working to improve. We’d really like to understand what didn’t work for you and see how we can help. Please write to support@savesage.club, and our team will be happy to assist.
Downloaded for Cashback, Got ‘Better Luck Next Time’ Instead
This is a paid app with almost zero useful functionality. Instead of recommending cards with actual cashbacks or rewards, the app mostly gives you “Better luck next time” coupons. I didn’t know I paid ₹399 to receive motivational messages about my bad luck.
Honestly, I was expecting:
💳 Smart credit card suggestions
💰 Real cashback deals
📈 Optimization of my spends
What I got instead:
🎟 “Better luck next time”
🤡 A gimmick app experience
📱 UI that looks like it lost its way in 2015
The funniest part is that many other apps do a much better job for FREE, and actually show real cashback opportunities without charging a subscription.
So basically the flow is:
1. Pay ₹399
2. Open the app
3. Get told “Better luck next time”
At this point, SaveSage isn’t a credit card pointer app — it’s a ₹399 life coach teaching you acceptance.
Pro tip: If you want cashback, use literally any other app. If you want someone to tell you “better luck next time”, SaveSage is the premium service for that.
Response from developer
We’re genuinely sorry that your experience with SaveSage didn’t meet your expectations. SaveSage is built to help users optimise credit card rewards, track benefits, and discover better ways to use their cards. If the recommendations or insights didn’t feel valuable, we completely understand your frustration and appreciate you calling it out. We’d really like the opportunity to understand your experience better and help you get more value from the app. Please reach out to support@savesage.club, and our team will be happy to assist you further.
Privacy big issue
However, after upgrading I realized that the app requires full access to my entire email account. This means they can read and view all emails in my inbox, including personal, financial, and confidential communications. Essentially, everything in the email account becomes accessible to them.
If you do not grant them complete email access, they say the app will not function. Alternatively, they suggest creating a separate email ID and forwarding all banking-related emails to that account so they can access them. This raises serious privacy and data security concerns.
Initially, I believed the service would simply track benefits through credit card numbers or transaction summaries, but they clearly stated that they can only calculate benefits if they are given full email access.
Within 10 minutes of realizing this, I contacted the SevaSage team and requested a refund, explaining my privacy concerns. Since then, I have received no proper response to my emails or calls. Instead, I am being given vague excuses and no resolution.
This situation is extremely concerning and gives the impression of unfair practices and possible fraud. I am also surprised that such services are allowed to operate while requesting such intrusive access to users’ personal email accounts.
Response from developer
We understand your concerns about privacy, and we want to reassure you that at SaveSage, your data security is our top priority. While we do ask for Gmail access to enhance the user experience, it’s completely optional, and you can always skip it and manually add your cards. We are fully committed to protecting your privacy, and we are certified by TAC, ISO, and Google to ensure your data is safe. Please write to us at support@savesage.club, and we’ll look into this on priority and assist you further.
Useless App
Response from developer
Thanks for sharing your feedback. We’re sorry your SaveSage experience didn’t meet expectations. Our goal is to provide personalised credit card suggestions based on your spending patterns and requirements. Since recommendations are driven by your spending behaviour, similar inputs can sometimes result in similar card suggestions. If this felt repetitive or not relevant, we’d like to understand it better. Please reach out to support@savesage.club, and our team will be happy to assist you.
Worst credit card app
Unfortunately, the actual product experience has been very disappointing.
Apart from basic credit card bill tracking, the app offers almost no meaningful value. There is no real time guidance on optimizing cards, no proactive alerts for reward maximization and no actionable strategies like the ones highlighted in the pitch. Customer support is practically non existent, just a slow AI chatbot Savvy that takes forever to respond and often gives generic answers.
If the core promise is optimizing credit cards, then the app falls far short. It feels more like a simple card management tool rather than a smart optimization platform.
Ironically, apps like CRED currently provide a smoother experience. At least they offer usable rewards and a polished interface without charging upfront for limited functionality.
Overall, the marketing sets very high expectations but the product does not deliver on them. Unless major improvements are made in real support, actionable insights and tangible benefits, the paid plan does not feel worth the money.
Response from developer
We’re sorry your SaveSage experience didn’t meet expectations. The app is designed to help you track and optimise your cards and loyalty points with personalised insights. If the features weren’t clear, that’s on us. To make things easier, we’ve added an app walkthrough video. Please reach out to us at support@savesage.club so we can look into this and help you further.
App not opening
Overpriced, Limited Free Features & Buggy Experience
Almost everything inside the app is locked behind a paid subscription, and the subscription cost feels quite high for the value it provides. Most of the information and tips available in the app can easily be found online for free with a little research.
The user interface is also not very user-friendly. Navigation feels confusing at times, and it takes effort to understand where things are. On top of that, I experienced a few bugs while using the app, which made the experience even more frustrating.
The idea behind the app is good, but the execution needs improvement. A more reasonable pricing model, better UI design, and fixing technical issues would make it much more useful
Response from developer
Thanks for sharing your feedback. We’re sorry the experience didn’t meet expectations. We’re continuously improving our pricing clarity, UI, and fixing bugs to make SaveSage more valuable for the users. If you’re open to sharing specific issues, please reach us at support@savesage.club, and our team will be happy to assist.
Overpriced, Poorly Designed, and Deeply Disappointing
From a product and UX standpoint, the app feels rushed and under-engineered. The UI lacks polish — navigation is unintuitive, key information is buried behind unnecessary steps, and the visual hierarchy is inconsistent. There are noticeable latency issues and occasional glitches during basic interactions, which does not inspire confidence in a financial-oriented app.
From a technical perspective, the value proposition appears thin. The reward optimization logic is neither transparent nor differentiated. There’s no clear explanation of how recommendations are generated, what data is being analyzed, or what methodology is being used. For an app asking users to trust it with sensitive financial context, this lack of clarity is concerning.
The biggest issue, however, is the business model. Charging users upfront before they can evaluate the actual depth of insights feels misaligned. There is little demonstrable value to justify the fee. It gives the impression that monetization is prioritized over genuine customer benefit.
If you are asking customers to pay upfront, the service must be exceptional — seamless UX, intelligent analytics, transparent algorithms, and meaningful financial optimization. This app currently does not meet that bar.
I would strongly recommend the team revisit:
• UI/UX consistency and navigation flow
• Transparency around recommendation logic
• Clear demonstration of measurable value before charging users
• A trial model instead of upfront payment
At its current state, it does not justify the cost.
Response from developer
Hi, thank you for sharing your detailed feedback. We’re sorry your experience didn’t meet expectations, this is not the experience we want you to have. SaveSage is built to help users optimise credit card rewards with meaningful insights, and we’re continuously working on improving UI, performance, and overall value clarity. We’d really like to understand your concerns better. Please write to us at support@savesage.club, and our team will be happy to assist.
Pay just after login even without experiencing an app
Response from developer
We’re truly sorry to hear you feel that way. We’re a platform dedicated to helping users optimize their credit card rewards and loyalty programs, and we’re constantly working to improve. If you have specific concerns or feedback, please reach out to us at support@savesage.club. We’d love to make it better for you.
Worst app
Don’t fall in the trap of the shark tank episode.
Don’t waste your money in the subscription.
Not useful
At first, I thought people were giving negative reviews just because of jealousy or personal dislike, and I believed this app might actually be useful. But after using it myself, I realized the reviews were correct. This app is not useful at all. The information shown is not accurate and does not match my real credit card details. There are very limited features, and overall it feels like a waste of money. My money got wasted too. I do not recommend this app.
Response from developer
We're sorry your SaveSage experience didn’t meet expectations. This is not the experience we want you to have. The app is designed to help you track and optimise your cards with personalised insights, and we’d really like to look into the data mismatch you faced. Please write to us at support@savesage.club so our team can assist you further.
Trial period required
Response from developer
We’re truly sorry to hear you feel that way. We’re a platform dedicated to helping users optimize their credit card rewards and loyalty programs, and we’re constantly working to improve. If you have specific concerns or feedback, please reach out to us at support@savesage.club. We’d love to make it better for you.
Misleading Membership Charges for No Real Service
Disappointing Experience - Not Worth the Paid Plan
To begin with, the app frequently shows “update your details” even though my first and last name are entered correctly. The user interface is poorly designed and not intuitive at all. I often struggle to find basic options within the app.
I tried using the “Savvy” feature multiple times by giving different prompts, but it never produced any meaningful results. I’m still waiting for insights or recommendations that were promised. Even after granting email access to fetch my cards automatically, the app failed to do so, forcing me to manually enter card numbers.
Several cards also have a major issue where clicking “Pay Now” leads to an endless loading screen that never resolves. This makes the app frustrating and unreliable.
The cashback offering also feels misleading. I was charged ₹400 and received ₹100 as cashback, which is essentially my own money being returned, it feels more like a gimmick than a real benefit.
Overall, I am still unable to understand how this app is “smart” or how it helps me find the best card or use my existing cards more effectively. The suggestions provided are generic and already well-known, offering no real value.
For a paid app, this level of functionality and experience is unacceptable. I would not recommend it in its current state.
The development team can reach out to me if they’d like detailed feedback or clarification on these issues.
Response from developer
Thanks for your feedback. We’re genuinely sorry that your experience didn’t match expectations. This is not the experience we want you to have. Please write to us at support@savesage.club, and we’ll look into this on priority and assist you further.
Not worth the price you have paid
1. It only allows syncing with gmail email address. In case if you have other mail boxes, you have to do everything manually if you are not setting up an auto forward from other mailbox to gmail
2. You will have to pay first and then it is coming as a surprise to you. Even if you will highlight this and show your disappointment, they do not have a refund policy
3. For manual tracking, you have to add your card details and the number of reward points as well which is a time consuming activity. If a person is ready to spend that much time, this can also be captured in an excel which is available with an individual, without risking the personal information, without any subscription fee and the features of the card based on the spending can also be available freely on the card t&cs
In short, they are fooling the customers, gaining trust of others by intentionally getting more subscribers without sharing information as most of the users will not subscribe at first place if all the things have been shared prior.
Response from developer
Thanks for your feedback. We understand that some users prefer using other email services. Currently, we support Gmail for an enhanced experience and are working on expanding this further. We’re sorry your experience didn’t meet expectations. Please reach out to support@savesage.club, and our team will look into this and assist you further.
Paid Service not good
The buddy assigned to you lacs the customer service touch. They work in their own hours. Also- Most info is a one time use with lac of automation. Like if I try to update my annual billing cycle- It doesn’t get updated- nor does it automate it. Cred does a better job of at-least pulling this info right. I will rather use perplexity on the go to seek info rather than this. Nobody from the customer care team- I wonder if they have - bothers to reach out even.
Response from developer
Thanks for sharing your feedback. We’re sorry your SaveSage experience didn’t meet expectations. This is not the experience we want you to have. Elite plans include unlimited expert consultation sessions for personalised support. Please reach out to support@savesage.club, and our team will look into this and assist you further.
Why should I pay for the subscription?
Response from developer
We’re truly sorry to hear you feel that way. We’re a platform dedicated to helping users optimize their credit card rewards and loyalty programs, and we’re constantly working to improve. If you have specific concerns or feedback, please reach out to us at support@savesage.club. We’d love to make it better for you.
Inflated MRPs and feeling of being cheated
The idea of the fintech startup is superb. But after being on subscription I am not finding any new strategy being added.
One small tip, good that you have one RM per subscriber but it’s good to shuffle RM across subscribers so that RM and subscribers both have new things to share and co-learn for execution
Response from developer
We have resolved your issue on priority. Thanks for using SaveSage!
