Savvy Debt Payoff Planner User Reviews

Top reviews

Need improvement

Need improvement on automatic balance update

Complicated

Complicated. Not easy to track

Excellent

I’ve tried several apps for this and until now they were all pretty much just glorified manual calculators! This all is incredible it’s easy to use and accurate! Well done team!

Great app

Love the combination of a zero based budget and a debt payoff planner! Very easy to use!

Wonderful app while I paid down $16k debt

Savvy was a very useful tool to help me pay down my debt. I love the graphics and visuals as my debt went down to $0.00!

They have been extremely responsive to any issues or questions that I had in configuring my accounts.

Recommended savvy to friends to help with their debt reduction.

Thank-you

A Budget and Snowball Debt Payoff Planner IN ONE!

Savvy Debt Payoff Planner is both a budget and a debt payoff planner. It's perfect if you are a fan of Dave Ramsey and appreciate zero based budgeting and the snowball debt method. That said, they also have the Savvy Debt Method, which is a newer method they developed. Super cool. Thanks team!

Can’t Use Automated Feature

Signed up for the paid subscription in order to use automated account tracking, but I keep getting error messages when trying to add accounts. I’ve tried closing and reopening the app, restarting my phone, and updating iOS, all to no avail. This, obviously, renders the app useless to me.

Extremely friendly and helpful Support

The support team was super helpful with getting me setup and on a successful budget plan to help me pay off my debt. I’m excited about this helpful app and highly recommend for those trying to tackle some debt and understand where your money is really going!

I am loving savvy so far!

Savvy keeps me motivated, tells me how much money I can save compared to the Snowball Method, and helps me budget! I love how it shows me the tasks I need to complete when I log in to the app and how much debt I have remaining. Another thing that I love that Savvy does is show me what my current debt payoff date is and if it has decreased at all since starting my debt payoff journey. I am excited to see the improvements and changes that Savvy continues to make!
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Great app, thanks!

This app is effective and easy to use. Thank you!

Exciting Progress

Excited about how this app has continued to evolve towards simplifying finances and helping build a strategic approach to paying off debt. Looking forward to continued progress and development!

Cannot add debts

There is only one debt allowed at a time. Once you input your bank information, you cannot add anymore debts. Ideal for the person paying off on debt at a time yet who only has one debt owed at a time?! Also purchased the $5.99 version thinking that was the reason why and app had literally no change. One star.
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Response from developer

Hey Kate, I am sorry for this experience, and thanks so much for the feedback. I looked through the logs, and I couldn't find where it only allowed you to add one account. I want to get this fixed as soon as possible. Could you email me directly at support@tryascend.com?

All in one app

I use this app for budgeting as well as paying off my debts and I like that I can do that all in one place. The app is intuitive and their support is very open to feedback and suggestions, which I appreciate!

Easy to use, gets me out of debt fast, and helps me budget!

I have been using Savvy for a bit of time now and it has seen some amazing improvements recently. It allows me to budget all of expenses and also keep track of my debt payoff progress. The best part is that it gets me out of debt fast, it helps me prioritize which debts to pay and keeps track of which debts are due.
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Don’t work

App won’t even open paid subscription.

Response from developer

Hi, I am so sorry to hear about your experience. We have made a lot of stability changes in order to address these concerns. I appreciate you trying Savvy out, and thanks again for the feedback. We appreciate it.

Finally!! A Debt Payoff Planner that saves me time!

There’s a lot to love about the Savvy Debt Payoff app. Here are the things I appreciate the most:

1) Automatically tells me what to pay to each debt each month. Pulls in my income and transactions so I actually know what I have leftover each month.

2) Uses a new debt payoff method that beats out snowball method.

3) Has a free version and paid version.

4) No ads!

Excited to see what’s to come!
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Not Free

I did this at the recommendation of a website that said it was free, the app itself said it was free, turns out it’s 5.99 a month just to use the app. Way to capitalize on people who are in debt. Plus you have to link your bank account in order to track? No thanks, I will stick to spreadsheets.

Response from developer

Hi Holly, I am so sorry to hear about your experience with the app. Your feedback has been noted, and we are making the following changes: a) We are planning to launch a 100% free version in the next week. b) You can add manual accounts on both the free and paid version. Why will we have a paid version when we are trying to help people get out of debt? 1) We, unfortunately, have costs and don't want to provide ads as we don't like the ads experience, so we are really trying to figure out how to give Savvy away to a large percentage of the population for free, but also be able to pay the bills. 2) Hopefully, because we save the average user over $2,000 on the Savvy method we developed vs. Snowball method, the savings will be able to help pay for the app for those who choose the paid version. Regardless, thanks for giving Savvy a try, and I apologize again for your experience, and that apology comes with changes we are making to make Savvy better and more inclusive. Ben Co-Founder, CEO

Great team

I like the team behind this app, it’s gonna be very helpful!