Scapia: A card for travellers

Scapia: A card for travellers

Tap everywhere travel anywhere

170 ratings
48 reviews
Free

Details

  • Released
  • Updated
  • September 5, 2023
  • August 6, 2026

Features

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About

This app offers a credit card designed for travelers, allowing you to earn rewards on daily spending that can be redeemed for travel bookings. Enjoy zero forex markup, airport privileges, and a seamless travel ecosystem all within one app.

Earn rewards on daily and travel spends
Zero forex markup for international transactions
Airport privileges including dining and lounge access
Integrated travel booking ecosystem
UPI spending rewards
Add-on cards for family members
Zero joining and annual fees
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+2

What's New in Scapia

2.2189.007

August 6, 2026

Planning a trip should feel exciting, not like a checklist. We polished the little things so your next booking feels just that bit easier

Events

Read more about Scapia Winter Release 2025

Scapia Winter Release 2025

Three big launches for one epic winter trip

Nov 5, 2025 Nov 15, 2025

User reviews

Phenomenal

I m loving this card every time u spend through this card you are rewarded with coins which can be used later for travel and other purposes. Highly recommended

Response from developer

Hey Jajpreet, Reading this truly made our day! We are so glad you're enjoying earning Scapia Coins on your spending and putting them towards your travels. Thank you for recommending us.

Best forex card

Scapia has become my favourite travel credit card, and I’ve been using it for the last 1.5 years. It’s been excellent for forex transactions, with smooth currency conversion and hassle-free international shopping. While I haven’t tried the international lounge access yet, the domestic lounge benefit has worked well every time. The app is intuitive, user-friendly, and managing card limits, transactions, and rewards is effortless. One of the best parts is the rewards program—I even booked a hotel entirely using my points, which saved me a significant amount. Overall, I highly recommend Scapia to anyone who loves travelling. It’s definitely a big thumbs-up for globetrotters!
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Response from developer

Thank you for sharing such a thoughtful review! We're delighted to know Scapia has been your trusted travel companion over the past 1.5 years. It's wonderful to hear that the zero forex experience, domestic lounge benefits, rewards, and easy-to-use app have added value to your travels. Your recommendation truly means a lot to us. Wishing you many more rewarding adventures ahead! 💙

Avoid If You Expect Customer Support

I was initially happy with the card and used it extensively during my international travel. However, the moment I needed support, the experience became extremely frustrating.

A payment-related issue led to charges being added to my account. I immediately contacted customer support and was informed that the matter would be reviewed. What followed was months of emails, escalations, and repeated follow-ups. Responses took weeks, sometimes months, and I was continuously redirected between teams.

While I was actively following up, additional charges kept getting added to the account. The disputed amount kept increasing, not because I ignored it, but because the issue remained unresolved for an extended period. Despite more than 20 emails, multiple calls, and escalations, I struggled to get clear answers.

The most disappointing part was receiving collection calls and payment reminders while my emails remained unanswered. Even after a reversal was eventually offered, further follow-ups were required just to get basic clarifications.

I have used credit cards for many years and have never experienced such poor communication, lack of ownership, and delayed resolution from a financial services provider.

The card itself may be good, but if you ever need customer support or dispute resolution, be prepared for a very frustrating experience. ⭐☆☆☆☆ (1/5)
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Response from developer

Hi there, We're truly sorry to hear about your experience and completely understand how frustrating and disappointing this must have been. This is not the experience we want for our customers. Please write to us at care@scapia.cards with your registered details and a brief description of your concern, along with the ticket ID if you have one. Use the subject line SM-4025276532, and our team will review your case and assist you with priority.

Scapia offers one of the cleanest and most user-friendly credit card app experiences. The interface

Scapia offers one of the cleanest and most user-friendly credit card app experiences. The interface is fast, modern, and easy to navigate, making expense tracking and card management very convenient. The travel rewards system is impressive, especially for frequent travelers, with attractive benefits on flights and hotel bookings.

Real-time transaction updates, instant reward tracking, and seamless bill payments make the overall experience reliable and hassle-free. The app performance is smooth with minimal lag, and the onboarding process is straightforward.

A good choice for users looking for a smart travel-oriented credit card with a well-designed app experience.
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Response from developer

Hey, thank you for taking the time to share such a detailed review! We’re delighted to know the app experience, rewards system, and overall travel benefits have been working so well for you. Creating a smooth, reliable, and modern experience for travellers is exactly what we aim for, and feedback like this truly means a lot to us.

Very helpful

Great card

FAQ

What does the Scapia app do?

The Scapia app provides a credit card designed for travelers. It allows users to earn rewards on their daily and travel-related expenses, which can then be redeemed for flights, hotels, trains, buses, and other travel experiences directly within the app. It also offers zero forex markup on international transactions and various airport privileges.

What are the key features of the Scapia card?

Key features include earning rewards on both daily and travel spends (up to 10% on online/offline and 5% on UPI), zero forex markup for international spending, airport privileges like dining and lounge access, and a seamless travel ecosystem for booking flights, hotels, and more. The card also has zero joining and annual fees.

Is there a cost to use the Scapia card or app?

There are no joining fees or annual fees associated with the Scapia card. The app itself is free to download and use. Users earn rewards on their spending, which can be redeemed for travel bookings, effectively making travel more affordable.

What can I use my Scapia rewards for?

Scapia rewards, in the form of Scapia Coins, can be redeemed directly within the app for a wide range of travel-related expenses. This includes booking flights, hotels, trains, buses, visas, and even destination experiences and shopping.

Who is the target audience for Scapia?

Scapia is designed for modern travelers who frequently take trips, whether short or long. It's ideal for individuals who want to leverage their everyday spending to fund their travel aspirations and appreciate a seamless, app-first approach to managing their finances and travel plans.