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Best apps like SePay

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated October 2026
SePay
SePay
SEPAY JOINT STOCK COMPANY

Looking for something like SePay? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to SePay

OCB OMNI#1

OCB OMNI by Orient Commercial Joint Stock Bank

Online Banking Services
Editor's Choice
💰 Finance
3.8😞(146 ratings)
Free
OCB OMNI screenshot 1
OCB OMNI screenshot 2
OCB OMNI screenshot 3
OCB OMNI screenshot 4
OCB OMNI screenshot 5
OCB OMNI screenshot 6

This digital banking app offers a modern and efficient way to manage your finances. It provides fast, secure, and convenient transactions, personalized experiences, and easy account management. Enjoy features like quick account opening, free QR code payments, and online savings management.

What We Love

  • 🚀 Fast and smooth
  • 👍 User-friendly interface
  • 💡 Convenient features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow performance and lag
  • 💰 Unexpected fees and charges
  • 🔧 Unreliable app stability
VNPAY App#2

VNPAY App by VNPAY

Simplify your life
Strong Contender
💰 Finance
4.3😞(660 ratings)
Free
VNPAY App screenshot 1
VNPAY App screenshot 2
VNPAY App screenshot 3
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VNPAY App screenshot 5

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

What We Love

  • 💳 Convenient payment options
  • 💰 Many discount codes and promotions
  • 🚀 Fast and smooth transactions
  • 🇻🇳 Supports national celebrations

Room to Improve

  • 🤔 Compatibility issues with foreign cards
  • 🤖 Poor customer support
  • 🚫 Merchants not accepting VNPAY QR codes
  • 🔒 Unreliable identity verification

More apps like SePay

4
ACB ONE
ACB ONE
ACB ONE
For individual customers
Free

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

100% online account setupFree fund transfers and account managementVideo call account upgrades with facial recognition
💰 Finance
(169)
free with in-app purchases
Compare with SePay
5
Viettel Money
Viettel Money
Viettel Money
by Viettel Corporation
Free

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

QR code paymentsBill payments (electricity, water, phone)Money transfers (phone number, interbank)
💰 Finance
(6K)
free
Compare with SePay
6
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Free

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

100% online account registrationAI-enhanced banking operationsFree lifetime banking services
💰 Finance
(586)
free
Compare with SePay
7
Agribank Plus
Agribank Plus
Agribank Plus
by VNPAY
Free

This smart digital banking app offers a modern, user-friendly interface for managing all your personal finances. It simplifies payments, shopping, and entertainment with a wide range of convenient features, accessible anytime, anywhere.

Fast, free, 24/7 money transfersOnline savings accountsBill payments (utilities, tuition, etc.)
💰 Finance
(438)
free
Compare with SePay
8
VietinBank iPay
VietinBank iPay
VietinBank iPay
Embrace the digital life
Free

This universal digital banking app allows individuals to manage accounts, cards, savings, and loans online. It offers advanced security features like eKYC and FacePay, along with convenient payment solutions and loyalty rewards. Enjoy a wide range of services and partner offers with no maintenance or transfer fees.

Electronic identification (eKYC)FacePay biometric authenticationOnline account management
💰 Finance
(1.8K)
free
Compare with SePay
9
VCB Digibank
VCB Digibank
VCB Digibank
by Vietcombank JSC
Free

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

Online registrationFee-free transactionsAccount number matching phone number
💰 Finance
(906)
free
Compare with SePay
10
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
by ONLINE MOBILE SERVICES JOINT STOCK COMPANY
Free

This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.

Convenient bill paymentsDiverse financial servicesExpense tracking and control
💰 Finance
(4.1K)
free with in-app purchases
Compare with SePay
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