Best apps like SetAside: Sinking Funds App

10+ similar apps compared and reviewed

4.8 avg rating
10 free apps
Updated August 2026

SetAside is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to SetAside

Girl Math: Savings Tracker#1

Girl Math: Savings Tracker by Jerry Feng

Turn small wins into big goals
Editor's Choice
💰 Finance
5.0(4 ratings)
FreeIn-App Purchases
Girl Math: Savings Tracker screenshot 1
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This app helps you track savings by logging small, everyday wins. It visually shows your progress towards financial goals, making saving motivating and fun. No bank accounts are needed, just simple input of your saved amounts.

Savings Tracker - Money Goals#2

Savings Tracker - Money Goals by Matej Koval

Manage Your Piggy Bank
Strong Contender
💰 Finance
4.4(48 ratings)
FreeAdsIn-App Purchases
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Set and achieve your financial goals with this intuitive savings tracker. Create unlimited money goals, monitor progress in real-time, and simplify your saving journey with a clean, user-friendly interface. Watch your digital piggy banks fill up as you reach every target.

Envy: Envelope Budget Planner#3

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Worth Considering
💰 Finance
4.8😊(794 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
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Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing

More apps like SetAside

4
Savings Challenge: Savvy Goals
Savings Challenge: Savvy Goals
Savings Challenge: Savvy Goals
Money Goal Tracker
Free

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Flexible savings challenges (52 Week, 100 Envelopes, Custom)Visual progress tracking with animationsMultiple goal management
💰 Finance
(101)
free with in-app purchases
5
Saving Money Challenge
Saving Money Challenge
Saving Money Challenge
Daily Envelope Tracker
Free

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

Envelope savings challenge trackerCustomizable savings goalsDaily money saving
💰 Finance
(438)
free with in-app purchases
6
Crew Finance
Crew Finance
Crew Finance
Banking & budgeting perfected
Free

Manage your finances with a powerful checking account that integrates budgeting and savings. Automate your money with features like paycheck splitting and dedicated pockets for expenses. Supports family accounts with allowances and controls.

Organize money into budget pocketsAutomate paycheck splittingSpend directly from budget
💰 Finance
(1.2K)
free
7
Milo: Your Money Guide
Milo: Your Money Guide
Milo: Your Money Guide
The money app for your 20s
Free

This app acts as a personal finance assistant, analyzing your income and spending to create a personalized budget and a clear timeline for your financial goals. It provides daily insights into your spending and helps you allocate funds towards savings or debt repayment without the complexity of traditional budgeting tools.

Custom budget creationGoal timeline planningDaily 'safe to spend' amounts
💰 Finance
(1K)
free with in-app purchases
8
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
9
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(2.2K)
free with in-app purchases
10
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
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