Best apps like SettleCub: Split Debts

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated October 2026

Whether you want more options like SettleCub or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to SettleCub

Loan Tracker: You Owe Me#3

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Repayment Plans
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜Š(356 ratings)
FreeIn-App Purchases
Loan Tracker: You Owe Me screenshot 1
Loan Tracker: You Owe Me screenshot 2
Loan Tracker: You Owe Me screenshot 3
Loan Tracker: You Owe Me screenshot 4
Loan Tracker: You Owe Me screenshot 5
Loan Tracker: You Owe Me screenshot 6

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿ“ˆ Keeps records organized
  • ๐Ÿ’ก Developer is receptive to ideas
  • โœจ Improvements and adjustments made
  • ๐Ÿ’ฐ Ability to add interest
  • ๐Ÿ”„ Recurring charge function helpful
  • ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Great for family loans
  • ๐ŸŽฏ Reminders and letters effective
  • ๐Ÿ’ฏ Highly recommended by users
  • ๐Ÿš€ Smooth app performance
  • ๐Ÿค Responsive and helpful developer
  • โœ… Intuitive interface
  • ๐Ÿงฎ Tracks loans and debts
  • ๐Ÿ“‚ Flexible editing of entries
  • ๐ŸŒŸ Fills a much-needed niche

Room to Improve

  • ๐Ÿ› Total owed calculation incorrect
  • ๐Ÿ› App freezes after data entry
  • ๐Ÿ› Data loss after updates/reinstalls
  • ๐Ÿ› Unable to see past entry details
  • ๐Ÿ› App not working after purchase
  • ๐Ÿ› UI is outdated and not intuitive
  • ๐Ÿ› In-app purchase issues
  • ๐Ÿ› Date selection off-screen
  • ๐Ÿ› Edits and save buttons not working
  • ๐Ÿ› Entries swapping categories
  • ๐Ÿ› Can't add more people after update
  • ๐Ÿ› Currency not showing
  • ๐Ÿ› No iPad support
  • ๐Ÿ› Can't add/subtract as running list
  • ๐ŸŽจ UI is too gray

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