Best apps like Shabo Pay

9+ similar apps compared and reviewed

4.4 avg rating
9 free apps
Updated July 2026

Whether you want more options like Shabo Pay or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Shabo Pay

Newpay#1

Newpay by NewDay Ltd

Buying big? Spread the cost.
Editor's Choice
💰 Finance
0.0(0 ratings)
Free
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Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

Bip: Simple cardless credit#2

Bip: Simple cardless credit by NewDay Ltd

Spend, save & control money
Strong Contender
💰 Finance
4.4(7 ratings)
FreeAds
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This app offers cardless credit with no hidden fees, allowing users to manage their spending and finances easily. It provides features like spending caps, instant balance updates, and 24/7 support for a secure and controlled financial experience.

PayMeLater Friend Debt Tracker#3

PayMeLater Friend Debt Tracker by Nicovate Limited

Track debts and split bills
Worth Considering
💰 Finance
4.8(62 ratings)
FreeIn-App Purchases
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Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

More apps like Shabo Pay

4
Tymit Credit Card
Tymit Credit Card
Tymit Credit Card
The credit card, reinvented
Free

This app offers a unique credit card experience with complete control over spending and repayments. Spread purchases across up to 3 months interest-free or choose longer plans with transparent interest rates. Manage your finances with flexible repayment options and helpful spending tools.

Spread purchases interest-freeFlexible repayment schedulesPurchase simulator for planning
💰 Finance
(16)
free
5
Algbra
Algbra
Algbra
Finance, Made for Humans
Free

Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.

Ethical savings with competitive returnsMulti-currency accounts and transfersBorderless UK accounts
💰 Finance
(19)
free
6
Credit Card Finder
Credit Card Finder
Credit Card Finder
Get Credit Score Tips
Free

Discover and compare credit cards with detailed benefits and features. Get insights and tips to improve your credit score and manage credit effectively. This app provides educational resources for informed financial decisions.

Card comparison with detailed benefitsBookmark favorite cardsCredit score improvement tips
💰 Finance
(32)
free with in-app purchases
7
Hastee
Hastee
Hastee
Your money. Your choice.
Free

Access your earned wages early to cover unexpected expenses or manage cash flow. The app also offers personalized financial education resources and savings tools to improve your overall financial well-being. It's an employee benefit, so availability depends on your employer.

Early wage accessSavings toolsPersonalized financial education
💰 Finance
(18)
free with in-app purchases
8
Pay Up: Buy,Pay,Send & Receive
Pay Up: Buy,Pay,Send & Receive
Pay Up: Buy,Pay,Send & Receive
Buy, Pay, Send & receive money
Free

This app empowers users with seamless cross-border money transfers, currency conversions, and secure virtual card transactions. Access digital gift cards for various platforms and maximize your local currency's global potential for simpler, faster, and more convenient financial operations.

Cross-border remittancesCurrency conversionsSecure virtual card transactions
💰 Finance
(18)
free
9
Salmon
Salmon
Salmon
Credit & savings app
Free

This finance app connects users with reliable financial services, offering credit lines, savings accounts, and time deposits. Manage your finances, access loans, and make secure transactions all within one platform.

Reusable credit line up to ₱250,000Interest-free purchases for up to 62 daysVirtual card for secure transactions
💰 Finance
(334)
free