Virgin Money Credit Card

Virgin Money Credit Card

Virgin Money

254 ratings
602 reviews
Free

Details

  • Released
  • Updated
  • February 21, 2019
  • August 5, 2026

Features

Virgin Money Credit Card screenshot #1 for iPhone
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Virgin Money Credit Card screenshot #7 for iPhone
Virgin Money Credit Card screenshot #8 for iPhone
Virgin Money Credit Card screenshot #9 for iPhone
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About

Manage your Virgin Money or Virgin Atlantic credit card with ease. Track your balance and transactions, make payments, transfer balances, and view offers. Securely access your PIN, freeze your card, and get 24/7 chat support.

Track balance and transactions
Manage payments and Direct Debit
Transfer balances
View credit card offers
Pay for purchases in instalments
Freeze and unfreeze card
View PIN securely
24/7 in-app chat support
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What users say

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What's New in Virgin Money Credit Card

3.10.0

August 5, 2026

New to the app? Check out some great features in the new 'Explore your app' section on your home screen. We've also improved how and when we let you know if you've missed a payment. Plus, there's clearer guidance on the support we can offer. Enjoying the app? Leave a review to help us improve.

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User reviews

Never works

I’ve tried logging in with correct details and it tells me to try again or system not working- I’ve never actually logged in successfully and without online banking this is very frustrating. Why can’t you have a service that works?

Update to useless

Who updates an app to reduce functionality - Virgin Money! It used to be a bit clunky at times but largely worked reasonably well until the latest update at the end of July 2026 when without warning all landscape functionality disappeared making it totally useless to this iPad pro user. Took it up with support & no redress not even a phone no. to complain to. So don’t trust this bank - it cares nowt for its customers
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Terrible app

I have been trying for the last few days to get into my account without success. When is this glitch going to be fixed. Contacted Virgin and it’s all sorted now

Janky registration process

Was a struggle to get registered on app after receiving card and account deets. Had to phone helpdesk, managed to speak to a competent human, but their answere was to reinstall app and try again… this got me further, and after a further round of password resets (maybe I was awakening a long forgotten identity of mine) I got access. App seems ‘right, so far. Registration was a pain!
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Imagine not being able to login to check your balance for over a month

Virgin has no online banking website and tells you to use the app. The app doesn’t let you login, and constantly states “something’s gone wrong - we have had a problem at our end”. 100s of reviews saying the same thing and they refuse to believe there’s a systemic problem with the app and instead want each user to spend hours on the phone to support. I am closing my account.

Edit in response to developer response: My WiFi and/or signal has not been poor for over a month. What a ridiculous statement. I am also not deleting every single other app on my phone prior to accessing my credit card app - are you being serious? And yes, it’s been paid off and the account closed. It’s nonsense.
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to view statements

Bug

Payment approvals not working

Bug

Account details not loading

Bug

Face ID/biometrics not functioning

Bug

Requested Features

3 requests

Allow access on multiple devices

Feature

Provide more detailed account information

Feature

Improve app stability and responsiveness

Feature

FAQ

What can I do with the Virgin Money Credit Card app?

The app allows you to manage your Virgin Money or Virgin Atlantic credit card. You can check your balance and transactions in real-time, manage payments, set up Direct Debits, and make one-off payments. It also enables balance transfers, viewing offers, paying for purchases in instalments, freezing your card, and securely viewing your PIN.

Is the app free to use?

Yes, the app is free to download and use. There are no charges for managing your credit card account through the application itself. However, certain transactions like balance transfers or paying in instalments may incur fees as per your card's terms and conditions.

Who can use the Virgin Money Credit Card app?

The app is designed for primary cardholders of Virgin Money or Virgin Atlantic credit cards. You will need your credit card details to register and get started. Currently, the app can only be used on one device at a time.

What are the key features for Virgin Atlantic cardholders?

For Virgin Atlantic credit card holders, the app allows you to track your Virgin Points balance and discover ways to earn and spend them. You can also track your progress towards reward vouchers and refer friends to earn bonus points. Additionally, you can request to switch your Virgin Atlantic Credit Card directly through the app.

How can I get help if I have a question about my credit card?

The app provides 24/7 in-app chat support to get instant answers to your credit card queries. This feature ensures you can receive assistance whenever you need it, directly from your mobile device.