SimlessPay

SimlessPay

The Instant money transfer app

21 ratings
34 reviews
Free

Details

  • Released
  • Updated
  • October 1, 2023
  • August 3, 2026

Features

SimlessPay screenshot #1 for iPhone
SimlessPay screenshot #2 for iPhone
SimlessPay screenshot #3 for iPhone
SimlessPay screenshot #4 for iPhone
SimlessPay screenshot #5 for iPhone
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About

This app facilitates instant international money transfers for various needs like education, medical bills, or housing. It prioritizes security with open banking technology and offers competitive exchange rates and transparent pricing. The goal is to provide a smooth and stress-free cross-border payment experience.

Instant money transfers
Secure open banking technology
Competitive exchange rates
Transparent low-cost fees
Regulated and supervised
Cross-border payments
Show original description
+1

What's New in SimlessPay

2.6.0

August 3, 2026

Performance Updates

User reviews

Scam

More than 24hrs, they didn’t return my money, they are scamming. And they are slow, downloading the app doesn’t worth it! I deleted it with my money inside!

Scammers

These people are thieves .. they refused to pay me back a transaction which has been returned to them by my bank .. I’ve told them about how I want to pay my daughter’s hospital bills with it .. they just turned a deaf hear and referred me to a robot who keeps asking me to send my payment reference over 10!times over … don’t use this app .. they are scammers !
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Pending transaction

I initiated a transaction over 14hrs ago, and didn’t get my deposit back.
Their customer care team are not responding to my messages.
This is not the first time this has happened to me and I don’t know why they have been doing this.
I’m very disappointed.

Referal Bonus

I previously left a 5-star review for this app because of their great rates and fast transfers, which I genuinely appreciated.

However, I’m now giving the referral bonus program 1 star. It feels unethical to promote a referral bonus and then avoid paying users who clearly meet the requirements. I referred two people who transferred well above the stated threshold, yet when it was time to receive the bonus, my messages to support suddenly stopped getting responses.

This is very disappointing. It raises concerns about what would happen if I had a serious issue with my transfers — would I also be ignored?

If you’re not prepared to honour the referral bonus, it would be better to remove it entirely. Your competitive rates and smooth transfers are strong enough to attract customers without misleading promotions.
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SIMLESS

They will delay your money for days for no reason, zero customer service 👎

FAQ

What does SimlessPay do?

SimlessPay is a mobile application designed to simplify the process of sending money to loved ones internationally. It aims to redefine international money remittance by offering instant transfers, competitive exchange rates, and transparent pricing for various needs such as educational expenses, medical bills, or housing projects.

What are the key features of SimlessPay?

Key features include instant transfers that are completed immediately, robust security through open banking technology and strong customer authentication, competitive exchange rates, and transparent, low-cost fees. The app is also regulated and supervised by the UK Financial Conduct Authority (FCA) and HMRC.

Is SimlessPay free to use?

Based on the description, the app itself is free to download and use, with a focus on transparent pricing and low-cost fees for transactions. Users can even choose when to pay transaction fees. The app does not mention any subscription costs or in-app purchases.

How does SimlessPay ensure security?

SimlessPay prioritizes user security by utilizing open banking technology, which is a secure method for financial transactions. It also implements strong customer authentication (SCA) to safeguard accounts and is registered and supervised by regulatory bodies like the UK Financial Conduct Authority (FCA) for payment services and HMRC for anti-money laundering compliance.

Who is SimlessPay for?

This app is ideal for individuals who frequently need to send money internationally for personal reasons. This includes sending funds for educational expenses, covering medical bills, providing monthly support to family, or contributing to housing projects abroad. It's designed for those seeking a fast, secure, and cost-effective way to manage cross-border payments.