Comparison

SimlessPay vs Prune Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimlessPay

This app facilitates instant international money transfers for various needs like education, medical bills, or housing. It prioritizes security with open banking technology and offers competitive exchange rates and transparent pricing. The goal is to provide a smooth and stress-free cross-border payment experience.

Highlights
  • Instant money transfers
  • Secure open banking technology
  • Competitive exchange rates
  • Transparent low-cost fees
  • Regulated and supervised
  • Cross-border payments
Features
Read full description

Send money home with ease Support the people who matter most with SimlessPay. From tuition fees and medical expenses to everyday bills and important projects, our easy-to-use app helps you send money to family and friends back home quickly and securely. Fast Transfers Get money to your loved ones when they need it, with transfers typically delivered within moments. Delivery times may vary depending on the destination, banking partner and required checks. Secure Payments Send with confidence through open banking technology and strong customer authentication, where applicable. Competitive Exchange Rates Make your money go further with competitive exchange rates, clearly displayed before you confirm your transfer. No Transfer Fees SimlessPay charges no transfer fees. You’ll see the exchange rate and the amount your recipient will receive before you send. Regulatory Registration and Supervision SimlessPay is a trading name of Tetrad Incorporation Limited, registered with the UK Financial Conduct Authority as a Small Payment Institution under the Payment Services Regulations 2017 (FRN: 943177). Tetrad Incorporation Limited is also registered with HMRC for anti-money laundering supervision (XNML00000214565) Need help? Contact us at support@simlesspay.com

About

Prune Payments

Send money internationally with speed, security, and convenience. Earn rewards with every transaction and enjoy competitive rates with no hidden charges. Manage recipients easily and track transfers in real-time.

Highlights
  • Fast international money transfers
  • Secure and convenient
  • Earn rewards on transactions
  • Competitive rates
  • User-friendly interface
  • Recipient management
Features
Read full description

App Description Prune is your go-to app for fast, secure and convenient international money transfers. Whether you are sending money to family and friends or trying to pay someone internationally, we have got you covered. Prune ensures your money gets to its destination quickly and safely. REWARDS, REWARDS, REWARDS! In addition to that, you get rewarded for sending money. You can redeem your rewards for yourself or have it sent to your friends and family as an added bonus to what you already sent. Either way you choose, it is a win-win! Key Features User- friendly interface Quick Registration: Sign up in minutes with our straightforward process Recipient Management: Save recipient details for faster repeat transfers Reversal Account: Add your reversal account details for unlikely money reversals Competitive rates: Compare our rates with that of our competitors. REWARDS! REWARDS! REWARDS! : Earn rewards with EVERY successful transaction. No hidden charges! State-of-the-art security measures and regulatory compliance How it Works: Sign Up or Log In: Create an account or Log in to your existing account Select Currencies: Choose your own currency and the Currency your beneficiary should receive Enter Amount: Specify the amount you want to send Add a recipient: Enter your recipient details and save them for later Confirm your Transfer: Get real-time updates till it reaches your recipient Claim your REWARD Redeem the reward from your successful transfer Contact Us Info@prunepayments.com

Screenshots

SimlessPay4 screens
Prune Payments4 screens

Verdict

The call

The clearest difference is ratings volume: SimlessPay at 32 against Prune Payments's 7. On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for SimlessPay against 4.4 for Prune Payments. Both are backed by a comparable volume of ratings — 32 and 7 respectively. Written reviews are what separate them: 80% of SimlessPay's written reviews are positive against 75% of Prune Payments's.

UpkeepUpdate frequency

SimlessPay ships an update every 2 weeks, Prune Payments weekly. Both last shipped on November 3, 2026.

Scorecard1 real difference · 9 level
SimlessPay versus Prune Payments: the parameters behind the verdict, then further details
ParameterSimlessPayPrune Payments
PriceFreeFree
Rating4.6 (32 ratings) — better4.4 (7 ratings)
Positive reviews79.6% of reviews — better75.0% of reviews
Number of ratings32 — better7
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size83 MB263 MB
Age rating4+4+
DeveloperSIMLESSPAY LIMITEDPrune Payments

Customer experience

SimlessPay

All ratings28 ratings
Positive89.3%
Neutral0.0%
Negative10.7%
Written reviews103 reviews
Positive79.6%
Neutral0.0%
Negative20.4%

Prune Payments

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

SimlessPay

No in-app purchases

None

Prune Payments

No in-app purchases

Questions

Is SimlessPay free?
SimlessPay is free to download, with no in-app purchases.
Is Prune Payments free?
Prune Payments is free to download, with no in-app purchases.
Which has better reviews, SimlessPay or Prune Payments?
SimlessPay is rated higher. SimlessPay averages 4.6 out of 5 from 32 ratings, while Prune Payments averages 4.4 from 7 ratings.
Do SimlessPay or Prune Payments have ads?
Neither SimlessPay nor Prune Payments shows ads.
Which is updated more often, SimlessPay or Prune Payments?
SimlessPay ships an update every 2 weeks, and Prune Payments weekly. Most recently, SimlessPay was updated on November 3, 2026 and Prune Payments on November 3, 2026.

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