Free

Details

Released
December 6, 2021
Updated
November 11, 2026

Features

SMART FCU screenshot #1 for iPhone
SMART FCU screenshot #2 for iPhone
SMART FCU screenshot #3 for iPhone
SMART FCU screenshot #4 for iPhone
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About

Manage your finances with this secure and fast personal finance tool. Organize transactions with tags and notes, set balance alerts, make payments, and deposit checks with a photo. Aggregate accounts and find nearby branches and ATMs.

✓Organize transactions with tags, notes, and photos
✓Set balance alerts
✓Make payments and transfer money
✓Deposit checks via photo
✓View and save monthly statements
✓Aggregate financial accounts
✓Secure with passcode or biometrics
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What's New in SMART FCU

3.40.0

November 11, 2026

Version 3.40.0 • Bug fixes and performance improvements

User reviews

Recent Update

Your recent update kicked me out of my account to where I cannot even retrieve my information and it’s saying all of my information that I used to access my account is wrong when it’s not. Now I can’t check my balance. I can’t do anything via online unless I call somebody and even then they’re not very helpful nor are they nice.
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No

To many ways to say no. No you can’t help me . No you access your money. No we can’t do that. Even wells Fargo was better at customer service and getting access to my money. It’s always some reason I can’t get my cash out . I’m frustrated and about to close my account and take my banking to another . Suppose to be a great bank. Ever since they moved locations it’s been trash as it’s best day
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Mrs Rodriguez

Love this bank! Use it though my husbands career and hands down the best! Also the employees are so nice and welcoming

Can no longer open the app

How do you rate an updated app that you can no longer open and use on an iPhone 8 that works perfectly with other apps? Apple’s got us, sooner or later, with the usual planned obsolescence.

Update

I loved this app when I first learned about and downloaded it. But now it's requiring me to Update it to use it anymore. My iPhone is and older 8+ running iOS 16. I have no plans or $$ to upgrade my phone so I guess I cannot use this wonderful app anymore. Not good to be continuously upgrading beyond what customers are able to use. Thanks anyway :/
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FAQ

What security features does SMART FCU offer?

SMART FCU prioritizes security by allowing users to secure their account with a 4-digit passcode or biometric authentication on supported devices. This ensures your financial data remains protected.

Can I link external financial accounts to SMART FCU?

Yes, SMART FCU allows you to aggregate your financial accounts, providing a consolidated view of your overall financial picture within the app. This feature helps in managing multiple accounts efficiently.

How does SMART FCU help with managing transactions?

SMART FCU enables users to keep their transactions organized by allowing them to add tags, notes, and photos of receipts and checks. This detailed organization helps in tracking spending and income effectively.

Is SMART FCU available on multiple devices?

SMART FCU is available for both iPhone and iPad, offering a consistent experience across Apple's mobile platforms. This ensures you can manage your finances on your preferred device.

How often is SMART FCU updated?

The latest version of SMART FCU is 3.40.0, and it was last updated on November 11, 2026. Regular updates ensure the app remains secure and features are enhanced.

What is the user rating for SMART FCU?

SMART FCU has an excellent user rating of 4.8 stars based on 791 ratings. This high score indicates strong user satisfaction with the app's functionality and performance.

Does SMART FCU have ads?

SMART FCU does not contain advertisements, providing an uninterrupted user experience. This allows users to focus on managing their finances without distractions.

What age rating is SMART FCU suitable for?

SMART FCU has an age rating of 4+, making it suitable for a wide range of users. This rating indicates that the app's content is appropriate for young users and above.