Solv: Money, Understood

Solv: Money, Understood

UAE card & cashback optimizer

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Free

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Released
August 29, 2026
Updated
October 12, 2026
Solv: Money, Understood screenshot #1 for iPhone
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About

Your money, understood. No bank login needed. Solv turns your bank statements, and now your Apple Pay taps, into a clear picture of where your money goes. Built for the UAE, in English and Arabic. NEW: LIVE TRACKING • Tap to pay with Apple Pay and the purchase appears in Solv a few seconds later. • Set it up once in Apple's Shortcuts app; it takes about 2 minutes (iPhone with iOS 17 or later). • Each purchase is read on your iPhone, and only the purchase details reach your Solv account. • Your statement confirms every amount later, and nothing is counted twice. • Optional, and you can turn it off anytime in Settings. IMPORT YOUR STATEMENTS • Add a PDF, CSV, OFX or a photo of your statement. Password-protected PDFs work too. • Short guides show where each bank keeps your statement. • When Solv reads a statement on your phone, it removes card numbers, IBANs and other personal details before saving, and tells you how many it found. • Transactions are sorted into categories automatically, and you can fix any of them. THE RIGHT CARD FOR EVERY PURCHASE • Solv knows the rewards rules of the UAE cards in its list, including minimum spend, tiers, monthly caps and points valued at each bank's own cash rate. • See which of your cards pays back most, and what your cards have earned. YOUR WHOLE PICTURE • Home: your financial health score, this month's net, your next bill, your net worth and your financial-independence date. • Spending by month and by week, with search and filters across the whole month. • Budgets that hold the line, a bill calendar, and a list of your recurring charges. • Goals, net worth, portfolio, a tax estimator, and Zakat & Halal tools. FRIENDS & FAMILY • Split a shared expense, see who owes whom, and settle up. • Invite friends by WhatsApp, text or email. SOLV AI (OPTIONAL) • Ask questions about your own spending, budgets and goals. • Only with your consent. Your messages are processed by our AI provider to answer you and are not used to train models. PRIVATE BY DESIGN • No bank credentials, ever. Solv never asks for your online banking login. • Face ID lock and a privacy-first design. • Optional analytics, with session replay off by default. • Delete your account and your data at any time from Settings. Free to use. No in-app purchases. Privacy policy: https://www.get-solv-finance.com/privacy.html · Support: Support@get-solv-finance.com
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What's New in Solv

2.3.0

October 12, 2026

Solv 2.3 brings live tracking for Apple Pay, exact card picks across every UAE card, a new Home and a rebuilt Friends & Family. • Live tracking (optional, iPhone with iOS 17 or later): add Solv's shortcut and a Transaction automation in the Shortcuts app, and purchases you tap to pay with Apple Pay appear in Solv as you pay. Your statement confirms each one later, and you can turn it off anytime in Settings. • The right card for every purchase: Solv now knows the rewards rules of all 265 UAE cards in its list, including minimum spend, tiers, monthly caps and points valued at each bank's own cash rate, so it can tell you exactly which card to use. • Fuel and phone-bill rates now apply only to fuel and telecom spend. • Password-protected PDF statements: Solv asks for the password, and each bank has a short guide to finding your statement. • A new Home: your financial health score, this month's net (income minus spending), your next bill, your FIRE date and your net worth, all at a glance. • Friends & Family, rebuilt around people: see who owes what first, open a friend to settle up, record part-payments and add a shared expense in one tap. • Invite friends by WhatsApp, text message or email, and find friends on Solv by their exact username, or by email if they allow it. You decide whether others can find you by email (Settings). • The spending chart now follows the month you choose, week by week. • The Spending list, its filters and its search now cover the whole month you choose. • More is regrouped and searchable, so every tool is easy to find. • Made for you: pick your goals when you start (track spending, split costs, zakat & halal and more) and Solv puts the right tools first. • Familiar merchant logos next to your transactions. • When Solv reads a statement on your phone, it now shows how many card numbers, IBANs and other personal details it removed before saving. • Get your subscription renewals as a calendar invite by email. • Notifications: a clearer permission ask, read and unread markers, and Mark all read. • A new Solv mark and opening animation. • New installs start in light mode. Your current theme stays as it is. • Better support for larger text sizes and for Arabic, and clearer text in dark mode. • Privacy: optional analytics now has its own switch for session replay, off by default. Your balances, charts, names and messages are blacked out on your phone before anything is sent. • Screenshots and screen recording now work in Solv.

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