HAL Pay vs Solv
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
HAL Pay
Read full descriptionHide full description
Your Children's School Fee Payments Made Easy. https://www.youtube.com/watch?v=U_o9m-Ps7QI
Solv
Read full descriptionHide full description
Your money, understood. No bank login needed. Solv turns your bank statements, and now your Apple Pay taps, into a clear picture of where your money goes. Built for the UAE, in English and Arabic. NEW: LIVE TRACKING ⢠Tap to pay with Apple Pay and the purchase appears in Solv a few seconds later. ⢠Set it up once in Apple's Shortcuts app; it takes about 2 minutes (iPhone with iOS 17 or later). ⢠Each purchase is read on your iPhone, and only the purchase details reach your Solv account. ⢠Your statement confirms every amount later, and nothing is counted twice. ⢠Optional, and you can turn it off anytime in Settings. IMPORT YOUR STATEMENTS ⢠Add a PDF, CSV, OFX or a photo of your statement. Password-protected PDFs work too. ⢠Short guides show where each bank keeps your statement. ⢠When Solv reads a statement on your phone, it removes card numbers, IBANs and other personal details before saving, and tells you how many it found. ⢠Transactions are sorted into categories automatically, and you can fix any of them. THE RIGHT CARD FOR EVERY PURCHASE ⢠Solv knows the rewards rules of the UAE cards in its list, including minimum spend, tiers, monthly caps and points valued at each bank's own cash rate. ⢠See which of your cards pays back most, and what your cards have earned. YOUR WHOLE PICTURE ⢠Home: your financial health score, this month's net, your next bill, your net worth and your financial-independence date. ⢠Spending by month and by week, with search and filters across the whole month. ⢠Budgets that hold the line, a bill calendar, and a list of your recurring charges. ⢠Goals, net worth, portfolio, a tax estimator, and Zakat & Halal tools. FRIENDS & FAMILY ⢠Split a shared expense, see who owes whom, and settle up. ⢠Invite friends by WhatsApp, text or email. SOLV AI (OPTIONAL) ⢠Ask questions about your own spending, budgets and goals. ⢠Only with your consent. Your messages are processed by our AI provider to answer you and are not used to train models. PRIVATE BY DESIGN ⢠No bank credentials, ever. Solv never asks for your online banking login. ⢠Face ID lock and a privacy-first design. ⢠Optional analytics, with session replay off by default. ⢠Delete your account and your data at any time from Settings. Free to use. No in-app purchases. Privacy policy: https://www.get-solv-finance.com/privacy.html · Support: Support@get-solv-finance.com
Screenshots
Verdict
HAL Pay and Solv are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HAL Pay ships an update monthly, Solv every 3 weeks. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | HAL Pay | Solv |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 3 weeks ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPod |
| Requires iOS | 15.6 | 15.5 ā better |
| Further details ā not scored | ||
| Size | 37 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | HALSIMPLIFY SOLUTIONS PRIVATE LIMITED | Ossama Al Dawamenah |
In-app purchases
HAL Pay
No in-app purchases
Solv
No in-app purchases









