Mal Digital vs Solv

Meet Mal. A fully digital, AI-first bank built for people who expect banking to be better. Not another bank with AI added on top. Not the old system in a new app. Mal is built from scratch, guided by Islamic values, and open to everyone. Because waiting 14 business days, printing forms, and hearing “please visit your nearest branch” was not the future we were promised. Need to send money abroad? Ask Mal. Need to understand your spending? Ask Mal. And this is just the beginning. Mal helps you ask, understand, and act in one place, with answers shaped around your budget, spending, and goals. See where your salary went. Check if you’re spending more than you think. Save for Hajj or Umrah. Calculate your Zakat. Handle your money without needing a finance degree. Built on Islamic values. Designed for the world. Made for everyday life. Join the waitlist today and experience banking that moves at the speed of your life, not a legacy system. Mal. Fair by design

Your money, understood. No bank login needed. Solv turns your bank statements, and now your Apple Pay taps, into a clear picture of where your money goes. Built for the UAE, in English and Arabic. NEW: LIVE TRACKING • Tap to pay with Apple Pay and the purchase appears in Solv a few seconds later. • Set it up once in Apple's Shortcuts app; it takes about 2 minutes (iPhone with iOS 17 or later). • Each purchase is read on your iPhone, and only the purchase details reach your Solv account. • Your statement confirms every amount later, and nothing is counted twice. • Optional, and you can turn it off anytime in Settings. IMPORT YOUR STATEMENTS • Add a PDF, CSV, OFX or a photo of your statement. Password-protected PDFs work too. • Short guides show where each bank keeps your statement. • When Solv reads a statement on your phone, it removes card numbers, IBANs and other personal details before saving, and tells you how many it found. • Transactions are sorted into categories automatically, and you can fix any of them. THE RIGHT CARD FOR EVERY PURCHASE • Solv knows the rewards rules of the UAE cards in its list, including minimum spend, tiers, monthly caps and points valued at each bank's own cash rate. • See which of your cards pays back most, and what your cards have earned. YOUR WHOLE PICTURE • Home: your financial health score, this month's net, your next bill, your net worth and your financial-independence date. • Spending by month and by week, with search and filters across the whole month. • Budgets that hold the line, a bill calendar, and a list of your recurring charges. • Goals, net worth, portfolio, a tax estimator, and Zakat & Halal tools. FRIENDS & FAMILY • Split a shared expense, see who owes whom, and settle up. • Invite friends by WhatsApp, text or email. SOLV AI (OPTIONAL) • Ask questions about your own spending, budgets and goals. • Only with your consent. Your messages are processed by our AI provider to answer you and are not used to train models. PRIVATE BY DESIGN • No bank credentials, ever. Solv never asks for your online banking login. • Face ID lock and a privacy-first design. • Optional analytics, with session replay off by default. • Delete your account and your data at any time from Settings. Free to use. No in-app purchases. Privacy policy: https://www.get-solv-finance.com/privacy.html · Support: Support@get-solv-finance.com