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Southern Bank

Southern Bank

by Southern Bank

6.7K ratings
87 reviews
💰 Finance
Free

Details

Released
October 13, 2011
Updated
September 1, 2026

Features

Developer

Southern Bank
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About

Manage your Southern Bank accounts on the go. Check balances, transfer funds, pay bills, and deposit checks using your mobile device. Secure sign-on options are available.

✓Check account balances
✓Search transactions
✓Transfer funds between accounts
✓Pay bills
✓Manage payees
✓Mobile check deposit
✓Touch ID/Face ID login
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What users say about Southern Bank

Reviews of Southern Bank are mostly negative: the Finance app is rated 4.8/5 from 6.7K App Store ratings. What users like most: easy to use, convenient mobile banking. Top complaints: frequent crashes and login issues, unreliable mobile deposit functionality. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Convenient mobile banking
  • 💡Great customer service
  • 👍User-friendly app
  • 🚀Excellent mobile deposit feature

Negative things

  • 🐛Frequent crashes and login issues
  • 🐛Unreliable mobile deposit functionality
  • 🐛Slow and laggy performance
  • 🐛Buggy app updates
  • 🔒Lack of security features (e.g., Face ID)
See all reviews

What's New in Southern Bank

7.115.0.17973

September 1, 2026

We’ve made several enhancements that will help your app perform better. We’re always making improvements, so turn on automatic app updates to get the latest.

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User reviews

Most RecentHighest RatedLowest Rated

Banker

Very easy app to navigate.
BeeSerious84BeeSerious84

Amazing Bank!

The best bank in the state of MO! They are so amazing professional and compassionate
ljs tiktok reviewljs tiktok review

Easy

It’s such an easy app and easy to transfer funds. It makes you feel secure too.
bulldog loves sonicbulldog loves sonic

Confusing

My "Available Balance" in big letters will say one thing, but if you look at the statement part of the account, it says a different total because a deposit is "pending" even though they've already included it in the "available balance".
JBerry2020JBerry2020

Love it

I’ve been banking with you guys for 20 years. The online banking is a lifesaver to me.
chefnaidachefnaida
See 82 more reviews

Developer apps

Southern Wealth - Hlth Bnfts
Southern Wealth - Hlth Bnfts

by Southern Bank

💪 Health & Fitness
Free
See developer apps

User experience

🐞

Reported Bugs

5 issues

Constant log-outs and password resets

Bug

Mobile deposit failures and issues

Bug

App freezes and crashes

Bug

Incompatibility with newer devices

Bug

Delayed transaction updates and balances

Bug
✨

Requested Features

5 requests

Improve login and security features

Feature

Enhance mobile deposit reliability

Feature

Optimize app performance and stability

Feature

Provide better customer support channels

Feature

Develop an iPad-specific app version

Feature

FAQ

What can I do with the Southern Bank app?

The Southern Bank app allows you to manage your accounts on the go. You can check your latest account balance, search recent transactions, transfer cash between your accounts, make bill payments, manage payees, and submit check deposits using your device's camera. It also offers secure sign-on options like Touch ID and Face ID.

Is the Southern Bank app free to use?

Yes, the Southern Bank app is free to download and use for all Southern Bank online banking customers. While the app itself is free, standard data rates from your mobile carrier may apply for usage.

How do I deposit a check with the app?

To deposit a check, navigate to the 'Deposits' section within the app. You will be prompted to use your device's camera to capture images of the front and back of your endorsed check. Follow the on-screen instructions to submit the deposit.

What are the security features of the app?

The app provides a secure sign-on experience using Touch ID or Face ID, allowing you to use your fingerprint or facial recognition for more efficient and secure access. This helps protect your financial information when accessing your accounts.

Who is eligible to use the Southern Bank app?

The Southern Bank app is available to all existing Southern Bank online banking customers. If you are an online banking customer, you can download the app and log in using your existing online banking credentials.