Southern Bank vs Mobile First
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Southern Bank
Manage your Southern Bank accounts on the go. Check balances, transfer funds, pay bills, and deposit checks using your mobile device. Secure sign-on options are available.
- Check account balances
- Search transactions
- Transfer funds between accounts
- Pay bills
- Manage payees
- Mobile check deposit
- Touch ID/Face ID login
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Start banking wherever you are with Southern Bank app. Available to all Southern Bank online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Manage Payees: •Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Mobile First
Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Deposit checks remotely
- Pay bills
- Review past payments
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Start banking wherever you are with Mobile First for iPad and iPhone? Available to all First Community Bank online banking customers. Mobile First Allows you to check balances, make transfers, deposit checks and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts Bill Pay - Make payments to existing payees or cancel scheduled bills. Review previously paid bills from your mobile device. Check Deposit - Deposit checks while on the go. All features may not be available in the tablet application.
Screenshots
Verdict
The clearest difference is monetization model: Mobile First at free against Southern Bank's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Southern Bank against 4.8 for Mobile First. Both are backed by a comparable volume of ratings — 7.8K and 4.6K respectively. Written reviews are what separate them: 63% of Southern Bank's written reviews are positive against 60% of Mobile First's.
Southern Bank ships an update every 6 weeks, Mobile First monthly. Both last shipped on November 1, 2026.
| Parameter | Southern Bank | Mobile First |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.8K ratings) | 4.8 (4.6K ratings) — better |
| Positive reviews | 62.5% of reviews — better | 60.3% of reviews |
| Number of ratings | 7.8K — better | 4.6K |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 208 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | Southern Bank | First Community Bank Batesville |
Customer experience
Southern Bank
Mobile First
User reviews
Southern Bank
From 7.8K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Great customer service
- 👍 User-friendly app
- 🚀 Excellent mobile deposit feature
Room to improve
- 🐛 Frequent crashes and login issues
- 🐛 Unreliable mobile deposit functionality
- 🐛 Slow and laggy performance
- 🐛 Buggy app updates
- 🔒 Lack of security features (e.g., Face ID)
Mobile First
From 4.6K App Store ratingsWhat we love
- 💻 Convenient mobile banking
- ⚡ Fast and efficient
- 👍 User-friendly interface
- 🕰️ Saves time without traffic
- 🔒 Secure banking experience
Room to improve
- 🐛 Login issues and app crashes
- 🔑 Frequent need to re-enter credentials
- 🤖 Unreliable facial recognition/Touch ID
- 📱 Outdated and less intuitive UI after updates
- 🤔 Lacking advanced features compared to other banks
Bugs and requests
Southern Bank
Reported bugs
5 issues- Constant log-outs and password resets
- Mobile deposit failures and issues
- App freezes and crashes
- Incompatibility with newer devices
- Delayed transaction updates and balances
Requested features
5 requests- Improve login and security features
- Enhance mobile deposit reliability
- Optimize app performance and stability
- Provide better customer support channels
- Develop an iPad-specific app version
Mobile First
Reported bugs
4 issues- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected
Requested features
5 requests- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services
In-app purchases
Southern Bank
No in-app purchases
Mobile First
No in-app purchases
Questions
Is Southern Bank free?
Is Mobile First free?
Which has better reviews, Southern Bank or Mobile First?
Do Southern Bank or Mobile First have ads?
Which is updated more often, Southern Bank or Mobile First?
Other comparisons
