Best Spendwise alternatives: apps like Spendwise: Smarter Spending

Whether you want more options like Spendwise or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Spendwise

SpendLedger: Budget Tracker by SAVITAR GLOBAL (PVT) LTD

See what's safe to use today

Editor's Choice

0.0(0 ratings)

FreeAdsIn-App Purchases

SpendLedger: Budget Tracker screenshot 1

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SpendLedger: Budget Tracker screenshot 5

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This app helps you understand how much money you can safely spend each day to meet your savings goals. It automatically calculates your daily budget based on your income, bills, and savings targets, providing a clear answer to "Can I afford this today?" without complex setup.

Timecostify: Cost in Time by Abdukhalik Magomedov

Work hours behind prices

Strong Contender

4.0(2 ratings)

FreeIn-App Purchases

This app helps you understand the true cost of purchases by converting prices into the amount of work hours required to earn that money. Track your spending decisions and savings with visual charts and currency conversion.

Lodg NZ by Lodg Limited

Paying tax, made easy

Worth Considering

by HARMONEY FINSERV INDIA PRIVATE LIMITED

0.0(0 ratings)

Free

More apps like Spendwise

Harmoney

(0)

Feed your KiwiSaver every day

Feijoa

(0)

Stocks, IPOs, Collectibles

Upstream: Invest & Trade

Trade global stocks and IPOsInvest in celebrity/athlete venturesReal-time trades and settlements

Trade stocks, IPOs, and unique ventures from global companies on a secure, blockchain-powered marketplace. Build your portfolio with real-time trades and transparent orderbooks, all from your smartphone.

(8)

free

Cash Predict

Bills, Budget, Forecasts

Financial future forecastingDebt payoff timelinesBill payment feasibility

This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.

(30)

freemium

Subscription Manager: SubTrack

Track & cancel subscriptions

Smart renewal remindersPrice tracking and historyMulti-currency support

This app helps you track, manage, and cancel recurring subscriptions to avoid forgotten charges and save money. It provides smart renewal reminders, price tracking, and spending analytics to give you control over your recurring bills.

free with in-app purchases

(1)

Bill Organizer, Budget Planner

Money & Subscription manager

Bill management and categorizationRecurring bill savingPayment reminders

Easily track all your bills and subscriptions in one place. Set reminders, organize payments by category, and view your monthly schedule. Analyze spending patterns to gain better control over your finances.

free with in-app purchases

(45)

Calculate NZ take home pay.

PAYE Calculator

(0)