Steadi: Freelancer Budget

Steadi: Freelancer Budget

Budgeting for irregular income

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Free
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Details

  • Released
  • Updated
  • July 22, 2026
  • August 13, 2026
Steadi: Freelancer Budget screenshot #1 for iPhone
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About

Steadi is budgeting built for people whose income isn't the same every month — freelancers, gig workers, students earning on the side, and anyone living paycheck to unpredictable paycheck. Most budgeting apps assume a fixed salary. Steadi doesn't. It's built around one number: Safe to Spend — your balance, minus upcoming bills, minus what you're setting aside for taxes, minus what you're saving. One clear figure that tells you what you can actually spend right now. Tap it to see exactly how it's worked out. SHOW ME THE MATHS Every figure in Steadi opens its own working, with your real numbers. Your runway, your monthly burn, your tax set-aside — tap any of them and Steadi shows the arithmetic rather than asking you to trust it. WHY STEADI - Built for irregular income, not retrofitted for it. Track each client, platform and gig separately, and see your real runway based on what you actually spend. - Manual entry. No bank login required. Your data stays private. - Set aside a share of every payment for taxes automatically. - Build an emergency fund a little at a time. A share of each payment is reserved as it arrives, so saving towards a goal never drops you to zero today. - See your months side by side, income against spend, so a lean month is obvious before it becomes a problem. - A calendar of where your money moved, day by day. - Optional bill reminders, and an evening recap of what you spent. - Set an hourly rate on a stream and work a payment out from hours. - Clean, calm design. No clutter, no jargon. FREE, PERMANENTLY Steadi's core is free — not a trial. Manual income and expense entry, your Safe to Spend number, two income streams, custom categories, 90 days of history, emergency-fund progress, your live 30-day runway, and three months of cash flow. Always free. STEADI PREMIUM Adds unlimited income streams, Smart Tax (automatic set-aside rates for India and Brazil, based on the currency you choose), 60- and 90-day income projections, spending trends, 6- and 12-month cash flow, and unlimited history. Steadi is not a bank, doesn't connect to your accounts, and doesn't offer tax or financial advice — just a clear, honest picture of where you stand. Privacy Policy: https://steadiapp.co/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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What's New in Steadi

1.1.0

August 13, 2026

Your emergency fund now builds up a little at a time. Before, Steadi held back your whole goal at once, so Safe to Spend could read zero even with money in the bank. Now a share of each payment — 10%, 20%, 30%, or your own number — is set aside as it arrives. Home shows how far along you are and roughly how many months to go. SEE WHERE EVERY NUMBER COMES FROM Tap a figure on Runway or the tax card and Steadi shows the working, using your real numbers. A CALENDAR TAB A month at a glance: which days money moved, which days you got paid, and what you logged on any day you tap. A SPENDING TRENDS CHART Your months side by side, income against spend, so a lean month is obvious before it becomes a problem. BILL REMINDERS AND AN EVENING RECAP Steadi can remind you the day before a bill is due, and sum up your day at 8pm. Both are off until you turn them on in Settings. QUICK ACTIONS Long-press the app icon to add an expense or log a payment straight away. HOURLY RATES Set a rate on an income stream and work a payment out from hours, instead of doing the maths yourself. FIXES • Amounts typed with a comma (1.234,50) are read correctly. They could previously be stored 100x too high or 1000x too low. • The delete button works. It always fired — the confirmation dialog was rendering invisible. • No more 30-40 second freeze when opening the app after a few days away. • Fixed a rare sync fault that could clear your entries. • Adding an income stream no longer creates two.

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