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Swisscard

Swisscard

Keep control of card payments

272 ratings
93 reviews
💰 Finance
Free

Details

Released
January 5, 2017
Updated
October 5, 2026

Features

Developer

Swisscard
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About

Manage your credit cards securely and conveniently on the go. Track spending, confirm online payments in real-time, and block/unblock cards instantly. Access PINs, order replacements, and update personal information with ease.

✓Real-time online payment confirmation
✓Transaction push notifications
✓Card blocking and unblocking
✓Spending limit tracking
✓Monthly statement review
✓Transaction filtering
✓PIN code display/ordering
Show original description

What users say about Swisscard

Reviews of Swisscard are mostly negative: the Finance app is rated 4.6/5 from 272 App Store ratings. What users like most: clear and functional app (German review), reliable and inexpensive card. Top complaints: app not showing card balance, deactivated paperless statements. Summarized from real user reviews.

Positive things

  • 👍Clear and functional app (German review)
  • 👍Reliable and inexpensive card
  • 👍Great service and people on the phone
  • 👍Friendly and easy to understand for newcomers
  • 👍Works well and shows desired information
  • 👍Good app, intuitive
  • 👍Coole App, happy about new features
  • 👍Great app, much better than previous one
  • 👍Nice app, works well
  • 👍Good app, like it

Negative things

  • 🐛App not showing card balance
  • 🐛Deactivated paperless statements
  • 🐛Not receiving payment approval notifications
  • 🐛Full of errors and bugs
  • 🐛No way to set expense limits
  • 🐛App has daily problems
  • 🐛Incompatible with older iOS versions
  • 🐛Registration issues with SMS codes
  • 🐛Incorrect information provided
  • 🐛Card data incorrect, cannot proceed
  • 🐛Limited functionality for Platinum card
  • 🐛Outdated app, requires calling bank
  • 🐛Cannot use password manager for registration
  • 🐛Passwords cannot be copied
  • 🐛Show PIN code not working
  • 🐛Does not work well, needs modernization
  • 🐛Un-user friendly, slow
  • 🐛Lack of download/export functionality
  • 🐛No way to fix expense limits
  • 🐛App crashes or freezes
  • 🐛SMS codes not received or delayed
  • 🐛TouchID/FaceID issues
  • 🐛Password reset not working
  • 🐛Web portal deactivated, app is replacement
  • 🐛No CSV/Excel export
  • 🐛App not working on iPad
  • 🐛No computer access
  • 🐛PDF only, no data processing
  • 🐛Customer service unresponsive
  • 🐛App is a step backwards
  • 🐛No transaction data access
  • 🐛Unfinished product launched
  • 🐛Cannot register card
  • 🐛No expense tracker
  • 🐛No foreign currency conversion rate shown
  • 🐛Useless app, unknown error on login
  • 🐛Screen formatting makes data unreadable
  • 🐛Registration failed with incorrect details
  • 🐛No access to cards, statements, or balance payment
  • 🐛Reduced functionality after update
  • 🐛No categories for spending tracking
  • 🐛Start page doesn't automatically apply Touch ID
  • 🐛Expense assistant removed
  • 🐛Junk app, does not open
  • 🐛Stuck when switching to messages for SMS code
  • 🐛Payments not shown until debited
  • 🐛Error 404
  • 🐛Balance does not update
  • 🐛Design and function weak
  • 🐛Barebones app
  • 🐛Unstable, loses login details
  • 🐛TouchID login crashes since iOS 13
  • 🐛Unstructured and unclear design
  • 🐛Server errors during registration
  • 🐛Main features removed
  • 🐛No real-time updates
  • 🐛Transactions delayed
  • 🐛Cannot see open amounts for current period
  • 🐛No save/print/forward function
  • 🐛Server error on login
  • 🐛App complains iPhone is jailbroken
  • 🐛Transactions take days to show up
  • 🐛Data not updated frequently enough
  • 🐛Unspecified error after update, cannot login
  • 🐛Information outdated
  • 🐛No SMS/notification for instant transactions
  • 🐛Credit card month view missing
  • 🐛No logic in destroying working features
  • 🐛Returns years back, loses real-time data
  • 🐛Cannot see current period open amounts
  • 🐛Primitive app, not real-time
  • 🐛Unusable, PIN error
  • 🐛Lacks basic functionality (paid currency, exchange rate)
  • 🐛Not worth downloading
See all reviews

What's New in Swisscard

2.46.2

October 5, 2026

What's new? - Bug fixes and performance improvements for an even smoother app experience. Thank you for using the app!

More

User reviews

Most RecentHighest RatedLowest Rated

Card balance disappeared

The app went through significant improvements but it looks like with the latest release it is not showing the card balance anymore. Links to “report a problem” does not work
Aander72

Automatically Deactivated Paperless Statements

Terrible service! App deactivated the paperless statements after an update! A shame! Now I have to pay 1.95CHF in "paper handling fees"! You don’t say 🙄 Ridiculous!
SSam+Andy

Eine tolle App

Selten eine so tolle übersichtliche und funktionale App von einer Bank gehabt. Klare Empfehlung. Auch der Kundenservice ist absolutTop ! 5 Sterne von mir.
KKay-Jake

Not receiving payment approval notifications

I’m no longer receiving payment approval notifications in the app. Notifications are enabled. Is this known issue?
DDamianMehers

Worst credit card app ever

Full of errors and bugs. It never works, it’s so frustrating
PMPau Molist
See 88 more reviews

User experience

🐞

Reported Bugs

71 issues

Card balance disappeared

Bug

Links to 'report a problem' do not work

Bug

Paperless statements deactivated after update

Bug

Not receiving payment approval notifications

Bug

App is full of errors and bugs

Bug

App has daily problems

Bug

Latest version for iOS 16, incompatible with older versions

Bug

Cannot exit to read SMS code during iPhone registration

Bug

DSW shuts down when selecting 'a different one' for code verification

Bug

Cannot use password manager to register

Bug

Passwords cannot be copied

Bug

Show PIN code not working

Bug

App does not work well, needs modernization

Bug

App is un-user friendly and slow

Bug

Lack of download/export functionality

Bug

No way to fix expense limits

Bug

App crashes or freezes

Bug

SMS codes not received or delayed

Bug

TouchID/FaceID issues

Bug

Password reset not working

Bug

Web portal deactivated, app is replacement

Bug

No CSV/Excel export

Bug

App not working on iPad

Bug

No computer access

Bug

PDF only, no data processing

Bug

Customer service unresponsive

Bug

App is a step backwards

Bug

No transaction data access

Bug

Unfinished product launched

Bug

Cannot register card

Bug

No expense tracker

Bug

No foreign currency conversion rate shown

Bug

Useless app, unknown error on login

Bug

Screen formatting makes data unreadable

Bug

Registration failed with incorrect details

Bug

No access to cards, statements, or balance payment

Bug

Reduced functionality after update

Bug

No categories for spending tracking

Bug

Start page doesn't automatically apply Touch ID

Bug

Expense assistant removed

Bug

Junk app, does not open

Bug

Stuck when switching to messages for SMS code

Bug

Payments not shown until debited

Bug

Error 404

Bug

Balance does not update

Bug

Design and function weak

Bug

Barebones app

Bug

Unstable, loses login details

Bug

TouchID login crashes since iOS 13

Bug

Unstructured and unclear design

Bug

Server errors during registration

Bug

Main features removed

Bug

No real-time updates

Bug

Transactions delayed

Bug

Cannot see open amounts for current period

Bug

No save/print/forward function

Bug

Server error on login

Bug

App complains iPhone is jailbroken

Bug

Transactions take days to show up

Bug

Data not updated frequently enough

Bug

Unspecified error after update, cannot login

Bug

Information outdated

Bug

No SMS/notification for instant transactions

Bug

Credit card month view missing

Bug

No logic in destroying working features

Bug

Returns years back, loses real-time data

Bug

Cannot see current period open amounts

Bug

Primitive app, not real-time

Bug

Unusable, PIN error

Bug

Lacks basic functionality (paid currency, exchange rate)

Bug

Not worth downloading

Bug
✨

Requested Features

54 requests

Add ability to fix expense limits

Feature

Provide better protection with insurance for users of expense limits

Feature

Reinstate previous app version for older iOS

Feature

Add print or download functionality for all purchase details

Feature

Implement a normal calendar view for expenses

Feature

Provide option to export data in OFX format

Feature

Add SMS/notification for transactions made instantly

Feature

Add credit card month view

Feature

Option to print

Feature

Real-time transaction notifications

Feature

Add expense tracker and restore lost data

Feature

Restore expense assistant feature

Feature

Add SMS/notification for transactions made instantly

Feature

Add credit card month view

Feature

Option to print

Feature

Real-time transaction notifications

Feature

Add expense tracker and restore lost data

Feature

Restore expense assistant feature

Feature

Dark mode option

Feature

Advanced analytics dashboard

Feature

CSV export functionality

Feature

iPad version

Feature

Computer access

Feature

Real-time updates

Feature

Ability to see open amounts for current period

Feature

Save/print/forward function

Feature

Ability to see paid currency and exchange rate

Feature

More features

Feature

Instant transaction notifications

Feature

Calendar view for expenses

Feature

Export data in CSV or OFX format

Feature

Desktop version

Feature

Ability to set spending limits

Feature

Option to print transaction details

Feature

Restore expense tracker functionality

Feature

Add expense categories

Feature

Automatic Touch ID application on start page

Feature

Restore expense assistant

Feature

Real-time transaction display

Feature

Ability to see open amounts for current period

Feature

Save/print/forward function

Feature

Ability to see paid currency and exchange rate

Feature

More features

Feature

Instant transaction notifications

Feature

Calendar view for expenses

Feature

Export data in CSV or OFX format

Feature

Desktop version

Feature

Ability to set spending limits

Feature

Option to print transaction details

Feature

Restore expense tracker functionality

Feature

Add expense categories

Feature

Automatic Touch ID application on start page

Feature

Restore expense assistant

Feature

Real-time transaction display

Feature

FAQ

What does the Swisscard app do?

The Swisscard app allows you to manage your credit card payments and transactions securely from your mobile device. It provides real-time control over your cards, helping you monitor spending, confirm online payments, and protect against unauthorized use.

What are the key features of the Swisscard app?

Key features include real-time confirmation of online payments, push notifications for every transaction, the ability to block and unblock cards instantly, tracking of remaining spending limits, and access to monthly statements with transaction filtering options.

Is the Swisscard app free to use?

Yes, the Swisscard app is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description.

How can I get help or contact customer support for the Swisscard app?

You can find more information in the app's help center at swisscard.ch/help. For questions or suggestions, you can contact their customer center by phone at +41 44 659 61 84 or via their website at swisscard.ch/en/contact.

What are common use cases for the Swisscard app?

Common use cases include instantly checking your available spending limit, reviewing your monthly credit card statement, quickly blocking a lost or stolen card, and confirming online purchases as they happen to ensure security.