The HCF Thank You app

The HCF Thank You app

by HCF

99 ratings
64 reviews

Details

  • Released
  • Updated
  • August 11, 2025
  • August 12, 2026

Features

The HCF Thank You app screenshot #1 for iPhone
The HCF Thank You app screenshot #2 for iPhone
The HCF Thank You app screenshot #3 for iPhone
The HCF Thank You app screenshot #4 for iPhone
The HCF Thank You app screenshot #5 for iPhone
The HCF Thank You app screenshot #6 for iPhone
The HCF Thank You app screenshot #7 for iPhone
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About

Access personalized offers and discounts from partner brands. Earn rewards and track your savings, with the option to redeem a prepaid Mastercard for further spending. Reduce health cover premiums by utilizing earned rewards.

Personalized offers and discounts
Earn rewards and HCF dollars
Track savings growth
Redeem HCF Digital Prepaid Mastercard
Reduce health cover premiums
Show original description
+1

What's New in The HCF Thank You app

1.2.4

August 12, 2026

The latest version contains several experience and performance improvements.

User reviews

Cannot even log in to use it

Hopeless app. I’m stuck in an endless loop of identity verification and can’t even log in to use it. I’ve contacted customer support countless times over an extended period, but nothing has ever been resolved. I’ve finally given up.

It’s hard not to conclude that this is a “rewards” app HCF doesn’t really want members to use. The whole experience feels tokenistic, as though the rewards program exists for marketing purposes rather than to genuinely provide value or improve the customer experience.
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terrible, buggy from get go

Can't even login, took me thru an indefinite loop of asking me to use hcf login details to login then saying unable to login. Tried 3 times and gave up. Why on earth do u need a seperate app just on mob to access this? Do the team care about CX at all at min acceptable standard? & Did they even test the poc before letting it go live? I hope this will get sorted. Such a shame as the original app work so well
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**Be Warned** Terrible App, False Advertising, No Support

Should really get a Zero. The App is terrible, you need 3 accounts to get gift cards (HCF, HCF Thankyou, Egiftit), you cannot search and have to scroll to find the reward you want (not labelled by company either), it bugs and randomly gives errors without explanations (had to enter various payment details all which should have worked), WORST OF ALL when I eventually got egift cards, the discount was not applied. I raised a complaint to claim the discount, but it was rejected and I was told that the “Thank You App” is different to the “Thank You Program”. My account does not have any reward credits (after over 1 month). After the horrific experience with my rewards program claim, I am reconsidering my health insurance.
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Whoops error

I attempted quite a few times. Every single time right after entering the verification codes, the app then ended up with message word “whoops”. All trouble shooting tried but no clue where the error comes from. HCF introduced this benefits but least likely to encourage customer to use it. Such a waste.
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Horrible

Horrible app not working

Developer apps

FAQ

What is the HCF Thank You app?

The HCF Thank You app is a free application designed for eligible HCF members to access personalized offers, earn rewards, and track their savings. It allows users to redeem rewards for discounts or reduce their health cover premiums.

How do I earn rewards with the HCF Thank You app?

You can earn rewards with the HCF Thank You app by saving on everyday purchases or earning HCF dollars. The rewards are personalized based on your preferences and past activity.

Can I use the HCF Thank You app to pay for things?

Yes, you can redeem an HCF Digital Prepaid Mastercard through the app to spend on various brands. This allows you to use your earned rewards for further purchases.

How does the HCF Thank You app help reduce health cover premiums?

The app allows you to use the HCF dollars you earn to reduce your health cover premiums. This provides a direct financial benefit to eligible members.

What devices does the HCF Thank You app support?

The HCF Thank You app is available for iPhone and iPod devices. It is designed for iOS users.

How often is the HCF Thank You app updated?

The latest version of the HCF Thank You app is 1.2.2, which was last updated on May 27, 2026. This indicates regular updates to improve functionality and security.

Is the HCF Thank You app free to download?

Yes, the HCF Thank You app is free to download and use for eligible HCF members. There are no upfront costs associated with obtaining the application.

What is the user sentiment for the HCF Thank You app?

The HCF Thank You app has a rating of 1.2 stars from 99 ratings, suggesting a generally negative user sentiment. Users may be experiencing issues or dissatisfaction with the app's performance or features.