Effortlessly track your spending with an AI-powered expense logger that works entirely on your device. It automatically captures, cleans, and categorizes transactions from your bank texts, flagging anything unusual without needing bank logins. Log manually, snap receipts, or use voice commands for a private, secure financial overview.
2.1
October 20, 2026
• Reports in 3D. Every report is new: income against spending, savings, cash flow and every category, in glass you can turn. Tap any month to see the transactions behind it, and Compare puts last year beside it. • Each report's period and household member are in one Filter menu, and ⓘ explains what the numbers mean. • The Quick View cards on the Reports tab now open their report.
MoreSmart insights, all reports. Cancel anytime.
Glad Smart Budget clicked for you! Knowing exactly where your money goes is half the battle. We built the automatic tracking specifically so it stays out of your way and just works. Really happy to hear it's helping you save every month.
No, The Smart Budget is ad-free. The app explicitly states it has no advertising trackers and no analytics SDKs, ensuring a clean user experience.
The Smart Budget is free to start with unlimited transactions, budgets, and goals. An optional 'Smart Budget Pro' subscription offers advanced AI insights and household sharing, with monthly, yearly, and lifetime purchase options.
The Smart Budget Pro offers monthly ($2.99), yearly ($24.99), and lifetime ($49.99) subscription plans. All Pro tiers support Apple Family Sharing for up to six family members.
The Smart Budget prioritizes privacy by processing all financial data on-device using Apple's AI. No bank logins are required, and no transaction data leaves your phone. iCloud sync is optional and uses your Apple ID.
The Smart Budget is currently supported on iPhone. iCloud sync is optional and runs through your Apple ID, allowing for data synchronization across your devices if enabled.
The Smart Budget was last updated on August 6, 2026, indicating a commitment to regular improvements and maintenance. The latest version is 1.1.
The Smart Budget has an age rating of 4+, making it suitable for a wide range of users. It is designed for personal finance management.
You can cancel your Smart Budget Pro subscription anytime through your iOS Settings. Navigate to Apple ID → Subscriptions to manage your subscription preferences.
