Tide - Mobile Business Banking

Tide - Mobile Business Banking

Online Bank Account | UK SMEs

82K ratings
156 reviews

Details

Released
November 23, 2016
Updated
October 15, 2026

Features

Tide - Mobile Business Banking screenshot #1 for iPhone
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Tide - Mobile Business Banking screenshot #7 for iPhone
Tide - Mobile Business Banking screenshot #8 for iPhone
Tide - Mobile Business Banking screenshot #9 for iPhone
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About

This app offers a comprehensive business banking solution for sole traders, freelancers, and limited companies. It simplifies finances with features like instant invoicing, automated tax filing, and flexible financing options. Manage your business accounts, access loans, and accept payments on the go.

✓Open business account in minutes
✓Automated bookkeeping and VAT returns
✓Instant invoicing and expense management
✓Access to business loans and savings
✓Accept contactless payments via phone
✓Team access with spending limits
✓24/7 in-app support
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What's New in Tide

3.222.0

October 15, 2026

We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.222.0 (Build 3095) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience by fixing defects and improving performance of the app.

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Events

Read more about Issue Dividends in Minutes

Issue Dividends in Minutes

Calculate, declare and pay dividends smoothly.

Sep 1, 2026 — Oct 2, 2026

Read more about Making Tax Digital with Tide

Making Tax Digital with Tide

File your HMRC tax updates in the Tide app.

Jul 31, 2026 — Aug 30, 2026

Read more about Manage Customer Payments

Manage Customer Payments

Generate payment links directly inside the app

Jun 30, 2026 — Jul 30, 2026

User reviews

Just westing our time

Title: Tide Is Wasting My Time – Extremely Poor Service

I could not be more disappointed with Tide. The customer service is extremely slow and frustrating. They ask me for information, and even when I respond immediately, I have to wait until the end of their working day for a reply. Then, if they need anything else, the whole process takes several more days.

My business account review has been dragging on for far too long, and I still cannot get a clear answer or a proper resolution. This is affecting my business because I need to send and receive payments.

Customers should not have to chase support repeatedly just to get their accounts reviewed. This is a complete waste of time, and the level of service is unacceptable. I expected much better from Tide
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Shah

It’s Amazing

Worse service ever

I have been trying to set up an account for the last week, my phone number is linked to an old email address with my previous company. So all the verification gets sent to an email address that does not exist anymore. And the advice i received was get a new phone number there is nothing they can do!
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Worst customer service

Do not use this bank.
There is zero customer service. My account has been paused for months now for no reason and there is no help or person to talk to.

Do not bank with Tide

Dreadfully slow customer service, incapable of responding to simple queries.

Developer apps

FAQ

Is Tide free to use?

Yes, Tide offers a free business account with no monthly fees. You can open your professional account in minutes and access a suite of smart tools designed to save you time and money.

What security measures does Tide have?

Tide accounts are protected by FSCS protection for up to £120,000. Bank accounts are provided by ClearBank®, Ltd, which is authorised by the PRA and regulated by the FCA and PRA.

Can I register a company with Tide?

Yes, Tide offers a company registration service for limited companies. They will even pay the Companies House fee for you, simplifying the process of starting your business.

How does Tide help with taxes?

Tide offers Making Tax Digital (MTD) compliant tools to automate your bookkeeping and file your VAT returns for free. This helps sole traders and limited companies stay compliant with HMRC.

What financing options are available through Tide?

Tide provides access to financing solutions through trusted partners, including cash flow loans, equipment financing, and factoring. You can compare loans from over 80 lenders.

Can I accept payments with Tide?

Yes, you can turn your smartphone into a card reader with the Tap to Pay feature, allowing you to accept contactless payments on the go. Tide also offers instant invoicing to send and track professional invoices.

How often is Tide updated?

The latest version of Tide is 3.189.0, and it was last updated on June 19, 2026. This indicates a consistent update schedule to improve features and reliability.

What is the user rating for Tide?

Tide has an excellent user rating of 4.8 stars from 81,556 ratings, indicating high user satisfaction with its business banking services and features.