Tide - Mobile Business Banking

Tide - Mobile Business Banking

Online Bank Account | UK SMEs

82K ratings
174 reviews

Details

Released
November 23, 2016
Updated
November 13, 2026

Features

Tide - Mobile Business Banking video #1 for iPhone
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Tide - Mobile Business Banking screenshot #5 for iPhone
Tide - Mobile Business Banking screenshot #6 for iPhone
Tide - Mobile Business Banking screenshot #7 for iPhone
Tide - Mobile Business Banking screenshot #8 for iPhone
Tide - Mobile Business Banking screenshot #9 for iPhone
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About

This app offers a comprehensive business banking solution for sole traders, freelancers, and limited companies. It simplifies finances with features like instant invoicing, automated tax filing, and flexible financing options. Manage your business accounts, access loans, and accept payments on the go.

✓Open business account in minutes
✓Automated bookkeeping and VAT returns
✓Instant invoicing and expense management
✓Access to business loans and savings
✓Accept contactless payments via phone
✓Team access with spending limits
✓24/7 in-app support
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What's New in Tide

3.231.0

November 13, 2026

We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.231.0 (Build 3439) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience by fixing defects and improving performance of the app.

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Events

Read more about Invest Surplus Business Cash

Invest Surplus Business Cash

Put your extra funds to work.

Nov 3, 2026 — Dec 4, 2026

Read more about Issue Dividends in Minutes

Issue Dividends in Minutes

Calculate, declare and pay dividends smoothly.

Sep 1, 2026 — Oct 2, 2026

Read more about Making Tax Digital with Tide

Making Tax Digital with Tide

File your HMRC tax updates in the Tide app.

Jul 31, 2026 — Aug 30, 2026

User reviews

Handy

Good app but they charge you for everything on top of the monthly fee including sending more than 3 invoices.

The worse bank in history - avoid at all costs

Without a doubt, the worst banking experience I have ever had. Tide is an absolute disgrace of a company. They make running a business unnecessarily stressful, with endless account reviews, restrictions and a complete lack of proper customer support.

They are more than happy to take your money and let you open an account, but when something goes wrong, getting any meaningful assistance is a nightmare. The lack of transparency, communication and accountability is shocking.

I would strongly advise any business owner to stay well away from Tide. Trusting this company with your business finances is a decision you may seriously regret. If I could give zero stars, I would. Absolutely appalling.
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Confusing App

If you like an app that hides useful features deep within sub menus, making finding the things you need difficult, then Tide is definitely for you.

Tide business banking

Easy to use and everything is simple

Tide banking and invoicing

I’ve been with Tide business banking almost a year, I’ve started using the invoice feature which is really effortless and has nice features.

Developer apps

FAQ

Is Tide free to use?

Yes, Tide offers a free business account with no monthly fees. You can open your professional account in minutes and access a suite of smart tools designed to save you time and money.

What security measures does Tide have?

Tide accounts are protected by FSCS protection for up to £120,000. Bank accounts are provided by ClearBank®, Ltd, which is authorised by the PRA and regulated by the FCA and PRA.

Can I register a company with Tide?

Yes, Tide offers a company registration service for limited companies. They will even pay the Companies House fee for you, simplifying the process of starting your business.

How does Tide help with taxes?

Tide offers Making Tax Digital (MTD) compliant tools to automate your bookkeeping and file your VAT returns for free. This helps sole traders and limited companies stay compliant with HMRC.

What financing options are available through Tide?

Tide provides access to financing solutions through trusted partners, including cash flow loans, equipment financing, and factoring. You can compare loans from over 80 lenders.

Can I accept payments with Tide?

Yes, you can turn your smartphone into a card reader with the Tap to Pay feature, allowing you to accept contactless payments on the go. Tide also offers instant invoicing to send and track professional invoices.

How often is Tide updated?

The latest version of Tide is 3.189.0, and it was last updated on June 19, 2026. This indicates a consistent update schedule to improve features and reliability.

What is the user rating for Tide?

Tide has an excellent user rating of 4.8 stars from 81,556 ratings, indicating high user satisfaction with its business banking services and features.