Tipid App

Tipid App

AI Budget & Expense Tracker

1 ratings
Free

Rating summary

Details

Released
April 3, 2026
Updated
September 26, 2026

Features

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About

This app helps you privately track your expenses, set budgets, and manage savings goals offline. Its on-device AI categorizes spending automatically, and you can monitor your net worth and cash flow without needing bank logins.

✓Log expenses with AI categorization
✓Set budgets and savings goals
✓Track utang and money owed
✓Offline and private data storage
✓Cashflow forecasting
✓Apple Watch app and widgets
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What's New in Tipid App

1.9

September 26, 2026

This update comes straight from two App Store reviews. Budgets, debts, and goals now take money directly. Tap a goal to add to what you've saved, or take some back out. Tap a debt to record a payment: what's still owed goes down, and if you leave the toggle on, the payment lands in your transactions too, so your balance and net worth follow. Open a budget and tap Log spending to file an expense straight into it. You choose expense or income. While you type in the capture bar, an Expense / Income chip sits next to the send button. Leave it on Auto and Tipid decides as before. Set it, and that is what gets saved. It goes back to Auto after each entry. The confirmation now shows the amount, and says Income when that's what you logged. Daily budgets. A budget can now reset every day, alongside weekly, monthly, and yearly. Both ideas came from your reviews. Keep them coming.

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FAQ

How does Tipid ensure my financial data is private?

Tipid is designed for 100% offline use, meaning your data never leaves your iPhone. It utilizes on-device AI powered by Apple Foundation Models, ensuring your financial information remains secure and private without any cloud syncing or bank logins.

What are the pricing details for Tipid?

Tipid is free to start, offering core budgeting and expense tracking features. To unlock all functionalities, there is a one-time purchase option available, eliminating any monthly fees.

Does Tipid have ads?

No, Tipid does not contain advertisements. The app is designed to provide an uninterrupted user experience focused on managing your finances.

What devices is Tipid compatible with?

Tipid is available for iPhone and Apple Watch, allowing you to manage your finances on the go. It also supports Home screen widgets and Siri integration for convenient access.

How frequently is Tipid updated?

The latest version of Tipid is 1.9, and it was last updated on September 26, 2026. Updates typically focus on enhancing features, improving AI performance, and ensuring continued privacy and security.

Can Tipid help me track debts and loans?

Yes, Tipid allows you to track 'utang' (debts) and money owed, clearly showing who you owe and who owes you. It also helps organize installment plans and recurring transactions, so you can stay on top of all your financial obligations.

What is the age rating for Tipid?

Tipid has an age rating of 4+, making it suitable for a wide range of users. This rating indicates that the content is generally appropriate for all ages.

How does Tipid's AI categorize expenses?

Tipid's on-device AI automatically categorizes your expenses as you log them. You can simply type in your transaction, like 'coffee 150 starbucks,' and the AI will intelligently assign it to the correct category without manual input.