Comparison

Gastos vs Tipid App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gastos

Features
Read full description

Gastos Expense Tracker requires a subscription to access all features. See plan options upon download. Gastos reads your MariBank and SeaBank transaction email alerts and turns them into a clean spending dashboard automatically. No typing. No spreadsheets. No manual logging. HOW IT WORKS Connect your Gmail account with read-only access. The app finds your MariBank and SeaBank transaction emails and securely extracts your spending information. Card purchases, ATM withdrawals, and fund transfers are organized instantly. SPENDING AT A GLANCE View your total spending for today, this week, and this month in Philippine pesos. A yearly spending heatmap helps you understand your habits over time so you can spot patterns and make better decisions. SWIPE TO VOID Refunded purchase or duplicate charge? Swipe any transaction to mark it as voided so your totals stay accurate. PRIVATE BY DESIGN No backend. No servers. No tracking. All data is stored on your device. Your transaction information never leaves your phone. The app only reads transaction emails and has no access to your bank account or funds. FEATURES - Automatic expense tracking from MariBank and SeaBank email alerts - Support for card purchases, ATM withdrawals, and transfers - Daily, weekly, and monthly spending totals - Yearly spending heatmap - Transaction details and history - Swipe-to-void transactions - Pull-to-refresh email sync - On-device SQLite storage - Google Sign-In with read-only Gmail access SUPPORTED TRANSACTIONS - Card purchases (merchant and amount) - ATM withdrawals - Fund transfers (recipient and reference number) SUBSCRIPTION INFORMATION Gastos requires an active subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings in the App Store after purchase. Disclaimer: This app is not affiliated with or endorsed by MariBank or SeaBank. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://maribank-tracker.kashi.dev/privacy

About

Tipid App

Features
Read full description

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set category budgets and track progress as you spend. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!

Screenshots

Gastos4 screens
Tipid App4 screens

Verdict

The call

The clearest difference is in-app purchases: Tipid App at none against Gastos's 7. Gastos's advantage is update cadence (every 2 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Gastos sells 7 in-app purchases, starting at $1.99 per year. Tipid App asks for nothing beyond the download.

UpkeepUpdate frequency

Gastos ships an update every 2 days, Tipid App fortnightly. The most recent releases landed on September 14, 2026 and September 2, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Gastos versus Tipid App: the parameters behind the verdict, then further details
ParameterGastosTipid App
PriceFreeFree
Update frequencyEvery 2 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS17.017.0
Further details — not scored
Size40 MB7 MB
Age rating4+4+
DeveloperRefino Kashi Kyle EstudilloCyrus David Pastelero

In-app purchases

7 purchases

Gastos

Subscriptions7
  • Pro Yearly3 Days trial$1.991 Year
  • Pro Yearly 1493 Days trial$1.991 Year
  • Pro Yearly 1993 Days trial$2.991 Year
Show 4 more
  • Maribank Expense Tracker Pro Yearly3 Days trial$4.991 Year
  • Pro Yearly 3993 Days trial$5.991 Year
  • Pro Yearly 4993 Days trial$7.991 Year
  • Maribank Expense Tracker Pro Yearly3 Days trial$14.991 Year
None

Tipid App

No in-app purchases

Questions

Is Gastos free?
Gastos is free to download, with in-app purchases available.
Is Tipid App free?
Tipid App is free to download, with no in-app purchases.
Do Gastos or Tipid App have ads?
Neither Gastos nor Tipid App shows ads.
Which is updated more often, Gastos or Tipid App?
Gastos ships an update every 2 days, and Tipid App fortnightly. Most recently, Gastos was updated on September 14, 2026 and Tipid App on September 2, 2026.

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