Gastos vs zero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gastos
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Gastos Expense Tracker requires a subscription to access all features. See plan options upon download. Gastos reads your MariBank and SeaBank transaction email alerts and turns them into a clean spending dashboard automatically. No typing. No spreadsheets. No manual logging. HOW IT WORKS Connect your Gmail account with read-only access. The app finds your MariBank and SeaBank transaction emails and securely extracts your spending information. Card purchases, ATM withdrawals, and fund transfers are organized instantly. SPENDING AT A GLANCE View your total spending for today, this week, and this month in Philippine pesos. A yearly spending heatmap helps you understand your habits over time so you can spot patterns and make better decisions. SWIPE TO VOID Refunded purchase or duplicate charge? Swipe any transaction to mark it as voided so your totals stay accurate. PRIVATE BY DESIGN No backend. No servers. No tracking. All data is stored on your device. Your transaction information never leaves your phone. The app only reads transaction emails and has no access to your bank account or funds. FEATURES - Automatic expense tracking from MariBank and SeaBank email alerts - Support for card purchases, ATM withdrawals, and transfers - Daily, weekly, and monthly spending totals - Yearly spending heatmap - Transaction details and history - Swipe-to-void transactions - Pull-to-refresh email sync - On-device SQLite storage - Google Sign-In with read-only Gmail access SUPPORTED TRANSACTIONS - Card purchases (merchant and amount) - ATM withdrawals - Fund transfers (recipient and reference number) SUBSCRIPTION INFORMATION Gastos requires an active subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings in the App Store after purchase. Disclaimer: This app is not affiliated with or endorsed by MariBank or SeaBank. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://maribank-tracker.kashi.dev/privacy
zero
This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.
- Offline expense tracking
- No account required
- Track money owed and lent
- Customizable categories
- Visual spending reports
- Data export and import
- Privacy-focused local storage
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WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.
Screenshots
Verdict
The clearest difference is in-app purchases: zero at none against Gastos's 7. zero also leads on iOS requirement (15.1 vs 17.0). Gastos's advantage is update cadence (every 2 days vs every 2 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Gastos sells 7 in-app purchases, starting at $1.99 per year. zero asks for nothing beyond the download.
Gastos ships an update every 2 days, zero every 2 weeks. The most recent releases landed on September 14, 2026 and September 13, 2026 respectively.
| Parameter | Gastos | zero |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.3 (3 ratings) — better |
| Positive reviews | — | 66.7% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 2 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 40 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Refino Kashi Kyle Estudillo | Lossless Protocols |
In-app purchases
Gastos
- Pro Yearly3 Days trial$1.991 Year
- Pro Yearly 1493 Days trial$1.991 Year
- Pro Yearly 1993 Days trial$2.991 Year
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- Maribank Expense Tracker Pro Yearly3 Days trial$4.991 Year
- Pro Yearly 3993 Days trial$5.991 Year
- Pro Yearly 4993 Days trial$7.991 Year
- Maribank Expense Tracker Pro Yearly3 Days trial$14.991 Year
zero
No in-app purchases









