Today Financial - USA

Today Financial - USA

Work hard. Get paid, today.

34 ratings
15 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • October 7, 2020
  • September 11, 2023
Today Financial - USA screenshot #1 for iPhone
Today Financial - USA screenshot #2 for iPhone
Today Financial - USA screenshot #3 for iPhone
Today Financial - USA screenshot #4 for iPhone
Today Financial - USA screenshot #5 for iPhone
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About

Access your earned wages instantly without waiting for payday. This app allows employers to pay out earnings directly to your mobile wallet, which you can then spend immediately using a linked card. It's designed to help frontline workers manage their cash flow and build a better financial future.

Instant wage access
Direct deposit to mobile wallet
Spend funds immediately with linked card
Send money to external accounts
Card locking feature
Free to use
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What's New in Today Financial

111.2.3

September 11, 2023

App improvements & fixes

User reviews

Horrible! Absolutely the worst

My job force us to use this. Do not keep your money in there. Don’t transfer it either. It’s a 50/50 chance that it might go though. If not they will tell you 3-5 business days to investigate and verify that it didn’t go through. And in the 5 day day it will still be missing and no new information. I’m waiting still and it has been 3 weeks! Please just pay the fee at the atm to be safe. This app and service is more unreliable than my coworkers covering my shift.
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Response from developer

We apologize for the inconvenience and frustration you have experienced with our service. We understand the importance of having reliable access to your funds and timely resolution of any issues that may arise. We apologize for the delay in investigating and resolving the missing transfer. Our team is actively working on resolving the matter and ensuring that you receive the necessary updates and assistance. We understand your recommendation to use alternative methods, such as ATMs, to avoid potential issues. While we strive to provide a seamless and reliable service, we acknowledge that there may be occasional challenges that we are actively working to improve. We appreciate your patience and understanding during this process. If there are any further concerns or questions you would like to discuss, please reach out to our customer support team. They are dedicated to assisting you and ensuring a satisfactory resolution to the situation. Thank you for your feedback and for bringing these matters to our attention. We are committed to addressing and improving the reliability and performance of our service.

An involuntary savings account with no interest

I used my today card to pay a Geico bill in my name and my card was suspended for fraudulent activity. I have emailed and called support several times. I was told my card is good to use. But it is still locked. My job isn’t able to pay me my credit card tips and I’m not able to use the money. If you have to use this card for employment, find a free atm to use and pull all your cash. Don’t make any transactions unless you want to look at money you can’t use.

And if you’re a business thinking of using this card, please use literally any other method to pay your employees. This card is frustrating and pointless honestly.
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Response from developer

We apologize for the inconvenience and frustration you experienced with your Today card. We understand the importance of accessing your funds smoothly and having reliable support when issues arise. We are sorry for the confusion regarding the suspension of your card. Our team is actively investigating the matter and working towards a resolution. We appreciate your patience during this process. To address your concerns, we recommend reaching out to our customer support team once again to ensure your card is unlocked and available for use. They will provide you with the necessary assistance to resolve the situation promptly. We understand the impact this has had on your ability to receive credit card tips and utilize your funds. We apologize for any difficulties this may have caused you and assure you that we are actively working to improve our services to provide a better experience for our users. Thank you for bringing these matters to our attention, and we appreciate your feedback. We are committed to addressing and resolving these issues to ensure a more seamless and reliable experience for our cardholders.

Horrendous

Absolutely horrible. There is no way anybody in their right mind could rate this higher than 1 star. I would give this service a negative rating if I could. I feel like I’m being dishonest by giving it even 1 star. Get your stuff together. People need access to their money. Seriously.

Response from developer

We apologize for the negative experience you had with our service, and we understand your frustration. We strive to provide a reliable and user-friendly platform for our customers, and we're sorry we fell short of your expectations. Your feedback is important to us, and we appreciate you bringing your concerns to our attention. We are continuously working to improve our services and ensure that our customers have convenient access to their funds. If there are any specific issues or suggestions you would like to share with us, please reach out to our customer support team. We value your input and will do our best to address any outstanding concerns. Again, we apologize for any inconvenience caused, and we appreciate your honest feedback.

cant transfer my money

I’ve been trying to do wallet to bank transfer so i don’t have to pay the fee, but of course it doesn’t work so i am forced to pay the instant transfer fee. This app needs totally reworked

Response from developer

We apologize for any inconvenience caused and appreciate your feedback. May you please contact our support team at support@paidtoday.io so we can address any issues you may be facing with card to card transfers.

Give everyone their money and shut this thing down

This is easily one of if not the worst of its kind. As said in previous reviews it’s a non essential service built to generate income from others hard earned pay. I could take it to the chin and get past that fact if the app even worked. I work in a restaurant where 99% of my money flows through this app. I had a coworker who’s money was frozen in their account for about 3 months while the company refused to resolve the issue. It was a few thousand dollars that was suddenly inaccessible. This happened a week before rent was due. The app is buggy and the company is risky and unreliable. They shouldn’t be trusted to handle the income of thousands of employees. Steer clear of this mess
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Response from developer

We are sorry to hear about your negative experience with our app and the difficulties you and your coworker faced regarding frozen funds. We understand the frustration and inconvenience this situation caused, especially when it comes to accessing your hard-earned money. We want to assure you that we take these matters seriously and are constantly working to improve our app's functionality and reliability. Resolving issues promptly and ensuring a seamless user experience are our top priorities. Please email us at support@paidtoday.io so we can answer you inquires.

Developer apps

FAQ

How secure is my money with Today Financial?

Your money is protected by Visa’s Zero Liability Policy. If you lose your card, you can immediately lock it within the app to prevent unauthorized use until a replacement is issued.

What types of earnings can be paid out through Today Financial?

Employers can pay out virtually any earning or wage, including tips, expenses, and mileage. The funds are directly deposited into your mobile wallet for immediate access.

Are there any fees associated with using Today Financial?

No, the Today Financial mobile app and card are absolutely free for users. There are no monthly or annual fees to spend your money, and you can use network ATMs for free cash withdrawals.

How quickly can I set up my Today Financial account?

Setting up your app-based account is quick and takes less than a minute. After receiving an employer invitation, you'll enter your contact details, verify your identity, create a password, and activate your card.

Can I send money to external bank accounts using Today Financial?

Yes, you can send instant transfers and ACH payments to any external bank account directly from the app whenever you need to.

What devices are supported by Today Financial?

Today Financial is available on iPhone and iPad devices. It is designed for users within the USA.

How often is Today Financial updated?

The app was last updated on September 11, 2023, with version 111.2.3. This indicates regular updates to ensure functionality and security.

What is the user sentiment for Today Financial based on ratings?

The app currently has a rating of 2.0 stars from 34 ratings, suggesting that users have mixed or negative experiences that may warrant further investigation into specific feedback.