Price point
I really want to try this app out, but the $9.99 / month price point is a non-starter for me. I know there’s a 14 day trial, but I don’t want to set things up if I know I’m going to have to subscribe to yet another subscription (this is probably the case with most of the FI/RE community). I already have some free tools in place (Wealthfront, Empower, Google Sheets) and can’t justify the cost of this if it provides the same functionality.
If there were videos or a demo mode that I could look at that shows the added value of this app, then I’d be more willing to give it a shot. It would be much easier to justify the cost if it was like $2 - $3 / month.
If there were videos or a demo mode that I could look at that shows the added value of this app, then I’d be more willing to give it a shot. It would be much easier to justify the cost if it was like $2 - $3 / month.
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Great and bugs fixed promptly
I left a previous 4 star review with some pain points. Those have all been resolved. This app is great for planning and learning about the FI movement and how it can and could apply to your situation. I’m hesitant to say that I’d keep this app forever just due to the cost but it’s absolutely worth subscribing for a few years.
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Great for visualization
I like how easy it is to answer some basic questions in Topia to get different projections that help you become more confident during your journey to financial freedom. The fact that you can connect your accounts makes it even easier to see if you’re on track or need to make adjustments to reach your goals. Having the option go go through different financial scenarios is also helpful. It lets you tailor the app to realistic goals that better align with your lifestyle.
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Concept is good, not ready to be this price
Lots of small to medium issues. If I sign up with my Apple ID it doesn’t import my age, and assumes I’m 18 for all of the calculations and visualizations. It shows what age I will be when I retire, which is wrong. Inputting numbers is wonky and they should just use standard boxes with data validations AFTER it’s inputted and not while I type . It was a pain to type a percentage for my mortgage rate.
I’m being scrutinous because of the expensive monthly fees associated with the app. I’d expect it to be more polished and easy to navigate.
All of the content is great though and it fulfills its advertised purpose of skipping out on the complex excel sheets and serves as a great one stop shop for what folks need to see their FI journey
I’m being scrutinous because of the expensive monthly fees associated with the app. I’d expect it to be more polished and easy to navigate.
All of the content is great though and it fulfills its advertised purpose of skipping out on the complex excel sheets and serves as a great one stop shop for what folks need to see their FI journey
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Love the concept
My husband and I are big FIRE fans, especially after reading The Simple Path to Wealth by JL Collins. Since then, we’ve devoted a lot of time and energy maxing out all our tax saving investment accounts. I’ve loved watching those accounts grow and have been using the Personal Capital app to do so but since the app was bought out by Empower, I’ve noticed more glitches and lost connections so I’ve started shopping around and when I found this app I got very excited! I have a couple accounts not yet supported by this platform but when I reached out to support, Logan responded right away and assured me it’s on his list of account to add. I look forward to seeing this app continue to grow and improve!
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