Trace - Money Tracking

Trace - Money Tracking

Spending Insights

18 ratings
18 reviews
Free
In-App Purchases

Details

Released
April 15, 2014
Updated
October 31, 2026

Features

Trace - Money Tracking video #1 for iPhone
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Trace - Money Tracking screenshot #5 for iPhone
Trace - Money Tracking screenshot #6 for iPhone
Trace - Money Tracking screenshot #7 for iPhone
Trace - Money Tracking screenshot #8 for iPhone
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About

This app analyzes your financial activity to reveal spending patterns and trends without requiring manual categorization or budget adherence. It securely connects to your accounts to provide a clear overview of income, expenses, and balances, offering insights into financial changes.

✓Automatic financial activity analysis
✓Spending trend identification
✓Secure bank account connectivity
✓Transaction detail and categorization
✓Recurring income and expense detection
✓Smart financial insights
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+1

What's New in Trace

4.3.1

October 31, 2026

• See what Trace finds in your accounts before you choose a plan. • A new notifications inbox with per-category settings. Tapping a notification opens the right screen. • Recurring charges now include accounts you've hidden from the Accounts list. • Faster launch: your accounts load in one step. • Fixes for bank linking: the Plaid sheet opens reliably, and data from a newly linked bank keeps arriving after setup.

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Subscriptions & In-App Purchases

Daily Budget Pro

Sync your bank accounts and enjoy ad free

$4.991 Month
14 Days trial
How to cancel Trace subscription ⁉️

User reviews

GregTM

All the features I want in a money tracking app without the extra nonsense. Simple and effective

Simple and Intuitive

Great app for managing monthly income and expenses, I love being able to view on a day/week/month level!

It’s almost exactly what I need

Want to track daily budget with my wife but I would need to create a completely separate yet same app for her in order for us to see the same result. Should be able to add a partner.

You also can’t override the amounts for some of the auto calculated stuff. So say you know what your expected income will be and want to enter it manually. That’s fine but the app will still auto calculate your expected income based on past 3 months and overwrite any amount you put in.
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Response from developer

Dear user, We appreciate your feedback and understand your concerns surrounding multiple users and overwriting your manual entries. You are correct that pulling your budget will replace any manually entered amounts with the calculated amounts based on the last 3 months of your transaction data. This is intentional as the assumption is most users will want the updated amount based on their actual transaction history. With that said, you can always manually "Add income" or "Add expense" to offset these calculations. For example, if you have an income source that isn't factoring in cash tips, you could add a manual line for "tips" with the difference. This manual entry will not be replaced or deleted the next time you pull your budget. Similarly, if the calculated amount is over your intended amount, you can "Add expense" to offset the difference. Lastly, you can always delete the line item altogether when you pull your budget to customize your own calculations further. We intentionally don't have a sign up process to convenience users. While this saves you a lot of time, it won't allow you to share the same data across multiple devices unless your partner also signs up. We will continue to evaluate user feedback and see if adding an account creation process is something to consider with future releases. Thanks again for your feedback and please do let us know your thoughts at support@stackchief.com. Thanks, Team StackChief

Saved my budget

After looking over my monthly expenses I realized it was time to find an app to get my budget organized. The budget calculator was able to link all my accounts so that everything was in one place. Now I can see how much I can spend everyday and stay on track! Highly recommend this app to anyone needing to take control of their finances.
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Perfect budgeting app

I’ve been using this for a month. Just got the pro version and I’m hooked. If your trying to get serious about your finances, there’s nothing more straight forward….

Developer apps

FAQ

What is Trace?

Trace is a finance app that automatically analyzes your spending and income to reveal financial trends and insights. It focuses on providing visibility into where your money is going without requiring you to categorize every transaction or stick to strict budgets.

How does Trace help me understand my money?

Trace connects securely to your financial accounts to analyze your activity. It identifies spending patterns, compares your spending month-over-month, and automatically detects recurring payments, giving you a clear story of your financial behavior.

Is Trace secure?

Yes, Trace uses secure bank connectivity powered by Plaid to protect your financial data. Your account information is handled with industry-standard security measures.

Does Trace have ads?

No, Trace is ad-free. The app is designed to provide a clean and focused financial analysis experience without advertisements.

What are the subscription options for Trace?

Trace offers two subscription plans: Daily Budget Pro at $4.99 per month with a 14-day free trial, and Trace - Money Tracking at $49.99 per year with a 14-day free trial.

What devices does Trace support?

Trace is currently available for iPhone. It is designed to provide a seamless experience on Apple's mobile devices.

How often is Trace updated?

The latest version of Trace is 4.3.1, and it was last updated on October 31, 2026. Updates typically include new features, performance improvements, and bug fixes.

What is the age rating for Trace?

Trace has an age rating of 4+. This indicates that the content is generally suitable for all ages, with minimal mature themes.