Trace vs Cashews
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Trace
This app analyzes your financial activity to reveal spending patterns and trends without requiring manual categorization or budget adherence. It securely connects to your accounts to provide a clear overview of income, expenses, and balances, offering insights into financial changes.
- Automatic financial activity analysis
- Spending trend identification
- Secure bank account connectivity
- Transaction detail and categorization
- Recurring income and expense detection
- Smart financial insights
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Trace helps you understand your money—not manage a budget. Instead of asking you to categorize every purchase or stay within spending limits, Trace automatically analyzes your financial activity and reveals the story behind your money. Securely connect your accounts to see income, spending, balances, recurring payments, and financial trends in one beautifully designed experience. Every transaction includes context, every trend has a comparison, and every month tells a clearer story. Built for professionals who value precision over spreadsheets and insights over notifications, Trace surfaces the information that actually matters. Features Financial Intelligence See where your money is going without creating budgets Compare spending month-over-month Understand what changed and why Identify meaningful financial trends automatically Complete Account Overview View all connected accounts in one place Monitor balances across institutions Track cash flow over time Secure bank connectivity powered by Plaid Transaction Transparency Rich transaction details on every purchase Merchant information and categorized spending Compare transactions against previous periods Instantly understand spending patterns Recurring Income & Expenses Automatically detect subscriptions and recurring payments Track recurring income Monitor upcoming financial commitments Spot changes in recurring charges Smart Notifications Stay informed about important account activity Receive meaningful financial insights—not noise Get notified when spending trends shift Surface unusual changes automatically Designed for Clarity Trace isn't about telling you to spend less. It's about giving you complete visibility into your finances so every dollar has context. Know where your money went. Understand what's changing. Make decisions with confidence. Please see below for our user agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Cashews
Effortlessly track your spending without traditional budgeting. Connect your bank accounts and credit cards to see a clear overview of your expenses, identify recurring charges, and categorize transactions with a simple swipe.
- Track spending across all accounts
- Detect recurring charges
- Simple transaction categorization
- Household sharing for family finances
- Recurring charge detection with reminders
- Smart notifications for activity and bills
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Cashews finds every recurring charge across your accounts. Most people find more in forgotten charges than Cashews costs. What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts, and what's left for the month after your bills. 3. Swipe to categorize your transactions in seconds. 4. See your recurring charges, top spending, and credit card balances in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - What's left for the month: predicted income, minus bills, minus what you've spent - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - Top spending by merchant and transaction - Credit card utilization tracking - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy
Screenshots
Verdict
The clearest difference is monetization model: Trace at free with in-app purchases against Cashews's subscription. Trace also leads on review sentiment (83% vs 50%). Cashews's advantage is update cadence (every 3 days vs weekly) and ratings volume (70 vs 18). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Trace sells 2 in-app purchases, starting at $4.99 per month and Cashews sells 8 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.4 for Trace against 4.5 for Cashews. Both are backed by a comparable volume of ratings — 18 and 70 respectively. Written reviews are what separate them: 83% of Trace's written reviews are positive against 50% of Cashews's.
Trace ships an update weekly, Cashews every 3 days. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Trace | Cashews |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (18 ratings) | 4.5 (70 ratings) — better |
| Positive reviews | 83.3% of reviews — better | 50.0% of reviews |
| Number of ratings | 18 | 70 — better |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 14 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Stackchief LLC | Cashews Finance LLC |
Customer experience
Trace
Cashews
In-app purchases
Trace
- Daily Budget Pro14 Days trial$4.991 Month
- Trace - Money Tracking14 Days trial$49.991 Year
Cashews
- Cashews Finance Monthly14 Days trial$3.991 Month
- Monthly3 Days trial$5.991 Month
- Monthly7 Days trial$8.991 Month
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- Quarterly14 Days trial$19.993 Months
- Cashews Finance Annual1 Month trial$39.991 Year
- Yearly3 Days trial$59.991 Year
- Yearly14 Days trial$59.991 Year
- Yearly1 Year trial3 variants$69.991 Year









