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Unifi by Unity Bank

Unifi by Unity Bank

by Unity Bank Plc

189 ratings
101 reviews
💼 Business
🌟 Lifestyle
Free

Details

  • Released
  • Updated
  • September 1, 2018
  • December 11, 2025

Features

Developer

Unity Bank Plc
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Unifi by Unity Bank screenshot #1 for iPhone
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Unifi by Unity Bank screenshot #10 for iPhone
📌Ready
Reviews summary↘︎
⭐101
Reviews↘︎
📝10+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓4 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This banking application allows users to open and manage Unity Bank accounts. It offers features for sending money, paying bills, purchasing airtime and tickets, and managing debit cards. Users can also earn rewards by referring new customers.

✓Open Unity Bank Account
✓Manage Bank Accounts
✓Refer and Earn Rewards
✓Send Money
✓Pay Bills
✓Buy Airtime & Data
✓Manage Debit Cards
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What users say

Summarized from real user reviews of Unifi by Unity Bank. Based on 189 reviews and a 2.3/5 average, it highlights the 1 positive and 15 negatives reviewers mention most about this Lifestyle app.

Positive things

  • ✨Intuitive internet banking platform (rare positive feedback)

Negative things

  • 🐛Frequent login failures and timeout errors
  • 🚫Unable to perform transfers consistently
  • ⚠️App crashes and force closes regularly
  • 🔌Connection errors and 'unable to connect' messages
  • 🔒Account lockouts and restrictions without clear reason
  • 📊Balance display issues and incorrect limit information
  • 🔄Persistent update failures and outdated app notifications
  • ⏱️Extremely slow app performance and loading times
  • 📱Incompatibility issues with iOS devices
  • 🔐OTP not being sent for registration and login
  • 💬Poor and unresponsive customer service
  • 🚫Daily transfer limits reset or reduced unexpectedly
  • 🔧Recurring bugs that persist across multiple updates
  • 📲App logs out users during transactions
  • ❌Transaction history inaccessible
See all reviews

What's New in Unifi by Unity Bank

2.2.2

December 11, 2025

Improved security features for a safer experience. Expanded quick action items for faster, easier navigation.

User reviews

Most RecentHighest RatedLowest Rated

Needs troubleshooting

The app has a lot of bugs, needs extensive work on app
PrettymoontidePrettymoontide

I don’t advice anyone to open an account with unity

WORST BANK EVER FOR THE SAKE OF YOUR MENTAL HEALTH AVOID THIS BANK LIKE IT IS COVID 19
Aydeji jimmyAydeji jimmy

Very terrible banking

You guys don’t know how satisfy your customers at alll, your app is always showing one error or the other very nonsense bank I don’t recommend
Michy0789Michy0789

Useless

This is the most useless bank and ever.
LankonlababareLankonlababare

Terrible Update on Mobile App

Perhaps,unity bank does not pay attention to the mobile app or the developers are not updating the app cause it’s terrible when trying to login and it keeps showing” unable to connect” for two days now.
FQWERTYfhoFQWERTYfho
See 96 more reviews

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User experience

🐞

Reported Bugs

14 issues

Login timeout errors repeating indefinitely

Bug

App crashes on iOS devices

Bug

Unable to connect errors persisting for days

Bug

App requesting update when no update is available

Bug

Update not completing or installing properly

Bug

Account balance not displaying correctly

Bug

Transfer functionality failing with 'insufficient funds' error

Bug

App force closing during transactions

Bug

OTP not being sent on iPhone

Bug

Dashboard not loading

Bug

App logging out users unexpectedly

Bug

Parse errors and connection failures

Bug

Card details validation failing

Bug

Daily limit information showing incorrect amounts

Bug
✨

Requested Features

8 requests

Upgrade daily transfer limits functionality

Feature

Improve app stability and performance

Feature

Fix update mechanism on app stores

Feature

Implement reliable OTP delivery system

Feature

Add transaction history accessibility

Feature

Improve customer support responsiveness

Feature

Optimize app for iOS 14 and above

Feature

Enhance card verification process

Feature

FAQ

What can I do with this banking app?

This app allows you to open a Unity Bank account, manage all your existing Unity Bank accounts, send money to others, pay bills, buy airtime and data plans, and purchase movie and event tickets. You can also manage your debit cards by blocking or enabling them.

How can I earn rewards with the app?

You can earn rewards by referring new customers to Unity Bank through the app. The app also features gamified transactions, which may offer additional opportunities for rewards or benefits.

Is this app free to use?

Yes, the application is free to download and use. There are no mentioned in-app purchases or advertisements within the app's description.

What are the main benefits of using this app?

The app provides a comprehensive platform for managing your banking needs, including account opening and management, convenient payments, and card control. It also offers a referral program for earning rewards.