Best Upay.net alternatives: apps like Upay.net

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated October 2026
Upay.net
Upay.net
Uzrek Payment Systems Inc

Upay.net is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Upay.net

KAPITALBANK. Online#1

KAPITALBANK. Online by АКБ "Kapitalbank"

Online banking and payments
Editor's Choice
💰 Finance
4.4😞(357 ratings)
Free
KAPITALBANK. Online screenshot 1
KAPITALBANK. Online screenshot 2
KAPITALBANK. Online screenshot 3
KAPITALBANK. Online screenshot 4
KAPITALBANK. Online screenshot 5
KAPITALBANK. Online screenshot 6

Manage your banking products and services with convenience and speed. Perform money transfers, exchange currency, and control your cards and accounts. Track transaction history and maintain full control over your funds.

What We Love

  • 👍 User-friendly interface design
  • 🚀 Fast and easy money transfers
  • 🔒 Secure authentication features
  • 💳 Multiple card support
  • ✨ Clean visual redesign

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • 🔐 Excessive authentication requirements (Face ID + SMS)
  • 🌍 Geographic restrictions on SMS verification
  • ⏱️ Extremely slow customer support response times
  • 📱 Constant forced updates breaking functionality
  • 💔 Data loss after updates and migrations
  • 🚫 International transfer features disabled for months
  • 🔄 Unexpected logouts and session losses
  • ⚠️ Broken card addition and identification process
  • 🌐 Limited support for non-Uzbek phone numbers
  • 💸 Blocked accounts without explanation
  • ⏳ Long banking day closure periods
  • 🔌 Poor offline functionality
payme - переводы и платежи#2

payme - переводы и платежи by DIDA (INSPIRED LLC)

Оплата услуг, интернета и ЖКХ
Strong Contender
💰 Finance
4.8😐(8.5K ratings)
Free
payme - переводы и платежи screenshot 1
payme - переводы и платежи screenshot 2
payme - переводы и платежи screenshot 3
payme - переводы и платежи screenshot 4
payme - переводы и платежи screenshot 5
payme - переводы и платежи screenshot 6

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick and efficient money transfers
  • 💡 Useful for monitoring transactions

Room to Improve

  • 🐛 Bugs and crashes on certain devices
  • 💰 High service fees
  • 🔌 Compatibility issues with older devices
IMANUM: fair finance#3

IMANUM: fair finance by IMAN CAPITAL LTD

Invest, installments, payments
Worth Considering
💰 Finance
4.4(104 ratings)
Free
IMANUM: fair finance screenshot 1
IMANUM: fair finance screenshot 2
IMANUM: fair finance screenshot 3

This app offers ethical investment opportunities in trading, real estate, and business projects. It also features a premium marketplace for quality goods, flexible installment plans, and transparent mobile transfers with a portion donated to charity.

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Click SuperApp
Click SuperApp
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Оплаты и переводы UZCARD HUMO
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Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.

Card-to-Card TransfersClick WalletWidgets for quick payments
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Unired : Money Transfers
Unired : Money Transfers
Unired : Money Transfers
Uzcard, VISA — комиссия 0%
Free

Send money internationally and manage your cards and payments from one convenient app. Enjoy fast, secure transfers with 0% commission on major routes, pay bills, and control your bank cards all in one place.

International money transfers0% commission on major routesCard management (Uzcard, Humo, VISA)
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Ipak Yuli Mobile: Onlayn Bank
Ipak Yuli Mobile: Onlayn Bank
Ipak Yuli Mobile: Onlayn Bank
Pul o‘tkazmalari va to‘lovlar
Free

Manage your finances on the go with this mobile banking app. Perform payments, transfers, apply for microloans, and exchange currency anytime, anywhere. Secure access and card management features are included.

Online payments and transfersMicroloan applicationsCurrency exchange
💰 Finance
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7
DOMO – Kommunal ilova
DOMO – Kommunal ilova
DOMO – Kommunal ilova
Uyingiz uchun aqlli yechim.
Free

This app consolidates all utility and home-related services in Uzbekistan into a single platform. It allows users to pay for electricity, gas, water, internet, and other services, manage payments, track consumption, and receive cashback.

Pay for utilities (electricity, gas, water, internet)Manage home service paymentsAI-powered utility analytics
💰 Finance
(477)
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8
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Fast Global Money Transfers
Free

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

Global money transfersLow fees and transparent pricingReal-time exchange rates
💰 Finance
(30K)
free with in-app purchases
9
OSON - платежи и переводы
OSON - платежи и переводы
OSON - платежи и переводы
Borderless payment app
Free

Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.

Commission-free paymentsCard-to-card money transfersQR code payments
💰 Finance
(34)
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10
Zoomrad
Zoomrad
Zoomrad
by Aloqabank ATB
Free

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

MicroloansHigh-interest depositsService payments
💰 Finance
(346)
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