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UT Federal Credit Union

UT Federal Credit Union

Bank safely &securely anywhere

1.8K ratings
86 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • July 20, 2011
  • January 21, 2026

Features

Developer

UT Federal Credit Union
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UT Federal Credit Union screenshot #1 for iPhone
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UT Federal Credit Union screenshot #7 for iPhone
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Reviews summary↘︎
⭐86
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🔄6+ apps
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❓5 answered
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📦~ in 7 months
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About

Manage your credit union accounts securely and conveniently from your mobile device. Check balances, deposit checks, pay bills, transfer funds, and monitor your financial health with tools like credit score analysis and budgeting.

✓Mobile check deposit
✓Account alerts for fraud protection
✓Credit score and analysis
✓Bill pay and fund transfers
✓Digital statements
✓Financial budgeting tools
✓Secure live chat support
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What users say

Summarized from real user reviews of UT Federal Credit Union. Based on 1.8K reviews and a 4.8/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Convenient banking
  • 💡Helpful features
  • 🔒Secure banking
  • 👍User-friendly interface
  • 👍Great customer service

Negative things

  • 🐛Occasional login issues
  • 🐛Slow loading times
  • 🔒Frequent security checks
  • 🔍Disorganized menu
See all reviews

What's New in UT Federal Credit Union

7.2.0

January 21, 2026

Minor updates in new version

User reviews

Most RecentHighest RatedLowest Rated

Inconvenient App

I cannot see my business account along with my personal account. I have to log out of one to get into another. It’s annoying.
TheTruthiesTheTruthies

Love This App

I Love It Make It Easy To Use Abs Transfer Money From Account To Account With No Problem Also Easy As 123
Fly Girl NeshaFly Girl Nesha

Happy with application other than the log in process has gotten unbearably slow

This app provides me with all of the abilities that I currently want to be able to accomplish.
NichytNichyt

Review

Just takes a little getting use too but seems to be updating faster I like knowing what is available.
ABDunbarABDunbar

Great Credit Union with the best employees!!

Excellent App supported by a personable, knowledgeable, professional employees…who have excellent customer service skills. Kudos to UTFCU for a job well done!
Autumn AppleAutumn Apple
See 81 more reviews

User experience

🐞

Reported Bugs

3 issues

Unexpected error messages

Bug

Frequent app crashes

Bug

Incompatibility with newer devices

Bug
✨

Requested Features

3 requests

Mobile check deposit from photo library

Feature

Branch locator feature

Feature

Improved check payment tracking

Feature

FAQ

What can I do with the UT Federal Credit Union app?

The app allows you to manage your UT Federal Credit Union accounts securely from anywhere. You can check balances, deposit checks, view account information, make and edit payments, transfer funds between accounts or to other institutions, and access financial tools like budgeting and credit score analysis.

Is the UT Federal Credit Union app free to use?

Yes, the UT Federal Credit Union app is free to download and use. There are no charges associated with using the app's core banking and financial management features.

How does the app help protect me from fraud?

The app offers an 'Alerts' feature that allows you to receive text, email, or push notifications about your account activity. This helps you stay informed and quickly identify any unauthorized transactions, thus protecting you from fraud.

Can I manage my finances beyond just my credit union accounts?

Yes, the app includes 'Financial Tools' that enable you to set budgets, track spending, and see your net worth. This functionality extends to accounts held at other financial institutions, providing a comprehensive view of your overall financial health.

What are the key financial management features available?

Key financial management features include the ability to view your credit score and receive a detailed credit analysis powered by Savvy Money. Additionally, you can utilize budgeting tools, track your spending, and monitor your net worth across all your accounts.