This app enables businesses to create and manage secure virtual payment cards for business expenses. It facilitates online, in-app, and contactless payments, along with on-the-go receipt capture and expense management.
Reviews of Visa Commercial Pay are mostly negative: the Finance app is rated 3.0/5 from 165 App Store ratings. What users like most: simple to receive virtual card, real-time balance view. Top complaints: cannot add Visa card, registration fails. Summarized from real user reviews.
5.17.1
September 23, 2026
This release contains bug fixes and performance improvements.
10 issues
Cannot add Visa card
Registration process fails
7 requests
Add Korean language support
Provide customer support
Visa Commercial Pay allows businesses to create and manage secure virtual payment cards directly from a mobile device. These cards can be used for various business expenses, including online purchases, in-app transactions, and contactless payments via Apple Pay. The app also helps in managing expenses and capturing receipts.
You can create or request virtual cards within the app according to your company's policies. Finance managers or approvers receive push notifications for new requests and can approve them, sending the virtual card directly to the mobile device. Alternatively, approvers can create and send pre-defined cards directly to team members.
Based on the provided information, the app is available for free. There are no mentions of subscription fees or in-app purchases for core functionalities.
The app provides enhanced security with virtual cards, streamlines expense management by allowing on-the-go receipt capture, and offers centralized visibility of all corporate spend. This helps in efficient tracking, review, and reporting of company expenditures without the need for paper receipts.
This app is designed for businesses of any size. It allows colleagues, contractors, or any authorized individuals within a business to utilize virtual payment cards for approved business expenses, providing a controlled and trackable spending solution.
