Best VNPAY App alternatives: apps like VNPAY App

9+ similar apps compared and reviewed

4.0 avg rating
9 free apps
Updated October 2026

Whether you want more options like VNPAY App or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to VNPAY App

4.7😐(6K ratings)
Free
Viettel Money screenshot 1
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Viettel Money screenshot 5
Viettel Money screenshot 6

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

What We Love

  • 👍 Convenient and fast transactions
  • 🚀 Quick and efficient app
  • 🔒 Secure payment platform
  • 💰 Free money transfers and deposits

Room to Improve

  • 🐛 Frequent app crashes and errors
  • ⏱️ Slow and unresponsive at times
  • 🔐 Overly complicated verification process
  • 🚫 Restricted functionality for non-Viettel services
4.2😞(4.1K ratings)
FreeAds
MoMo-Trợ Thủ Tài Chính với AI screenshot 1
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MoMo-Trợ Thủ Tài Chính với AI screenshot 6

This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.

What We Love

  • 🚀 Fast and reliable
  • 👍 Convenient and user-friendly
  • 💡 Innovative features like Túi Thần Tài

Room to Improve

  • 🐛 Frequent crashes and lags
  • 🤖 Poor customer support
  • 💸 Deducts money without permission
  • 🕰️ Slow transaction processing
  • 📢 Annoying notifications and ads
3.5😞(190 ratings)
Free
MyVIB screenshot 1
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This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

What We Love

  • 👍 User-friendly interface and easy to use
  • 🚀 Fast transaction processing
  • 🎨 Clean and attractive design
  • 💳 Comprehensive banking features
  • 📱 All-in-one banking app
  • 🔒 Good security features

Room to Improve

  • 🐛 Frequent app crashes and errors
  • 😤 Intrusive pop-up advertisements
  • ⏱️ Slow performance and lag issues
  • 📞 Poor customer support quality
  • 💰 Unexpected fees and charges
  • 🔐 OTP authentication problems
  • ❌ Missing search functionality
  • 🌐 No English language support
  • 📊 Transaction history not updating
  • ⚠️ Account access issues after updates

More apps like VNPAY App

4
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Free

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

100% online account registrationAI-enhanced banking operationsFree lifetime banking services
💰 Finance
(586)
free
5
Timo Digital Bank by BVBank
Timo Digital Bank by BVBank
Timo Digital Bank by BVBank
Easy to use, 0 fees
Free

Manage your finances with a digital bank offering free withdrawals, transfers, and various investment and saving options. Easily pay bills, make international payments, and track your spending with smart financial tools.

Free 24/7 fast transfers to all banksTimoPay with link for easy money sharingQR Code payments and deposits
💰 Finance
(179)
free with in-app purchases
6
VietinBank iPay
VietinBank iPay
VietinBank iPay
Embrace the digital life
Free

This universal digital banking app allows individuals to manage accounts, cards, savings, and loans online. It offers advanced security features like eKYC and FacePay, along with convenient payment solutions and loyalty rewards. Enjoy a wide range of services and partner offers with no maintenance or transfer fees.

Electronic identification (eKYC)FacePay biometric authenticationOnline account management
💰 Finance
(1.8K)
free
7
VCB Digibank
VCB Digibank
VCB Digibank
by Vietcombank JSC
Free

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

Online registrationFee-free transactionsAccount number matching phone number
💰 Finance
(906)
free
8
HDBank
HDBank
HDBank
by Ho Chi Minh City Development Joint Stock Commercial Bank
Free

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

Biometric login (fingerprint, face, PIN)QR code payments (VNPAY-QR)Virtual assistant (chatbot) support
💰 Finance
(100)
free
9
ACB ONE
ACB ONE
ACB ONE
For individual customers
Free

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

100% online account setupFree fund transfers and account managementVideo call account upgrades with facial recognition
💰 Finance
(169)
free with in-app purchases