Waypoint Budget Planner App Reviews: Is It Legit?

Name: Waypoint Budget Planner App
Rating: 5 (3 reviews)

Waypoint Budget Planner App

Waypoint Budget Inc.

📊 Productivity

💰 Finance

Customer Experience

Positive experience92.6% of reviews

Neutral0.0% of reviews

Negative experience7.4% of reviews

~ Based on 27 written reviews from the US App Store.

Is Waypoint Budget Planner App Safe?

Not enough ratings yet to assess Waypoint Budget Planner App.

Is Waypoint Budget Planner App Legit?

Waypoint Budget Planner App has limited verification signals. AppsHunter Legitimacy Score for Waypoint Budget Planner App is 58/100.

Based on 58 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most Recent Highest Rated Lowest Rated

Best Financial Planning app for Canadians

This is truly a great app. I have tried every personal financial management app on the market and IMO this is the best for Canadians. Love it - hope it sticks around.

BBobshobob

11 days ago

My favorite budgeting app

Landed on this app after trying all the ones available on the market, this is by far my favorite! I love how easy it is to use, it has the best import experience with automated categories, detection of transfers, finds recurring transactions, everything is smooth and easy to use. It gives a lot of data and insights about where your money is going.

Even though it is very “simple”, the wide range of customization and flexibility in setting up budgets and tracking makes this app suitable for almost anyone even if you have many accounts across several banks, a flexible income, unexpected spends, everything can be handled!

The developers and support team are also very responsive and open to new ideas so the app is in constant improvement. Bonus point: it’s Canadian! Highly recommended if you want a straightforward way to get understanding on your money and start budgeting.

===== World 1 ===

14 days ago

Bookmark or App…?

Update: app is even better! Plus, they just introduced multiple bank access, included in the regular plan (Pro not needed) - even better!
Over the last two months, the bookmark version (via their website) has proven to be so helpful in managing my money in a simple format that is easy to review and edit - along with subscribing to access one financial institution ($8/month CAD) to track my accounts - while the goals dashboard keeps me on track to paying down debt. Now they have finally created an app… (as of July 2026)… time will tell how it compares; I’ll update my review in a a month or two!

LLene_Bean

18 days ago

Best app ever!

Such a great app. Easy to use … seamless bank connection. Must try!

JJackPersoons

20 days ago

I never reviewed anything but this app is awesome

This app is so helpful to get my family organized between multiple incomes, bank accounts. I was also pleased it works with Canadian banks (I had issues connecting to US popular apps). And the UI/UX is soooo good- easy to navigate and just pleasant to use. Thank you for creating it and no doubt you’ll be even more successful🔥

Ппрывееет

a month ago

Budgeting

I have been using this for 4 months now. Easy to use and if you have a question a real person gets back to you! Excellent product and it is Canadian! Love it

RRutabaga108

a month ago

Transactions not updating

The latest transactions are not getting pulled. They seem to be few days behind. Also, is there a chance support for Sunlife will be added in the future?

NNevermind47

a month ago

Response from developer

Thanks for the 4 stars and for flagging this. Most Canadian banks only release a transaction to apps once it posts, which is often 1 to 3 days after you tap your card, so the newest few days can look missing when they are just pending at the bank. If anything is older than that, open Transactions, tap your bank and hit Sync, and if it still does not catch up email support@waypointbudget.com with your bank name and we will look at the connection itself. Sun Life is not available through our data partners yet, and we have added it to the request list. Jamal, Co-Founder

Finally a budget app that clicks

**★★★★★** Bank sync is what sold me on Waypoint — transactions pull in automatically and stay accurate, so I never have to manually enter expenses. Makes tracking spending effortless and reliable. Highly recommend.

VVitale1972

a month ago

Great budget app

I love the app. They constantly make changes and it keeps getting better. Good response from developers addressing issues quickly.

Ppbeau70

a month ago

Response from developer

Thank you so much for updating your review! Your report is what helped us find and fix the issue so quickly, so please keep the feedback coming. There is plenty more on the way. Happy Budgeting, Jamal & Florencia, Co-Founders, Waypoint Budget

Easy to use app!

Honestly one of the cleanest budgeting apps I’ve ever tried, I’ve tried several when trying to pick one and this has been the most seamless and easiest to use and understand. I use manual importing because I don’t trust screen scraping, HOWEVER once open banking becomes a real thing, I fully intend on signing up for the pro subscription and linking everything to waypoint. Even without bank linking the app is very well made, looking forward to continue using waypoint and signing up for the paid memberships in the future!

AJAhmed E Jasim

a month ago

Does the Job!

At first I was hesitant with this app but after working through a few areas I love it. It does what I need and keeps track of everything. There is no guessing when it comes navigating expenses once you input all your data. I love that it’s a Canadian app! Costumer service is also great if you have questions or need help! Try it out. You won’t regret your purchase!

VV.Trimble

a month ago

Response from developer

Hi V.Trimble, thank you so much for coming back to update your review and for the kind words! We’re really glad Waypoint Budget is working well for you, and we appreciate you sticking with us. If you ever need anything, reach out through Help and Support in the app. Jamal / Co-Founder, Waypoint Budget

Great budget app

I love the app but there is one thing that really annoys me, having to authenticate every week or so! It’s on a tablet or a phone, I shouldn’t have to re-login all the time. At least, enable touch/Face ID.

Ppbeau70

a month ago

Response from developer

Thank you for the honest review, and sorry about the weekly sign-ins! You were right that something was off. We have this fixed this, so no app update is needed. You may be asked to sign in one more time, and after that you should stay signed in for months. Face ID lock is also already available under More, then Settings, then Your Data, if you would like the extra layer without re-entering your password! Happy Budgeting, Jamal & Florencia Co-Founders, Waypoint Budget

Very happy with this Canadian YNAB alternative

I’ve been using Waypoint for several months as I’ve migrated over from YNAB, and I’m very pleased with it. For one thing it looks fantastic, with a sleek, adult interface, and the support for Canadian banks and mortgage schedules is a definite improvement over YNAB - not to mention the price! I’m on the lower paid tier which gives me everything I need for a single-person household with only one bank to sync. I did have an issue where the app was forcing me to input my bank credentials from scratch every few days, so I reached out to the support team who replied almost instantly and said I’d helped them find a bug, and I’ve had no issues since then. Occasionally I have to sync twice to get all my credit card transactions to load, but I suspect that’s down to my bank and not the app. Obviously they can’t match the educational ecosystem YNAB offers, but the chatbot feature has been exceptionally helpful for comparing and contrasting the two apps and their different philosophies, and helping me make the switch fairly painlessly. I did try the migrate feature and it worked well, though I ended up starting over from scratch once I had a handle on things and took the opportunity to streamline my budget. The receipt scanning feature is quick and accurate, and I’m quite pleased with the smart categorization. I was doing everything manually on YNAB because of hassles with Canadian bank syncing, and Waypoint feels almost effortless to use by contrast. Thanks team!

LLifelongLearner1982

a month ago

Constantly Improving

Very happy with this app. It’s working really well for me and my wife, especially with a joint account and our own accounts. The customer service is outstanding as they always respond to my questions or when I have any issues. The best part is that they are constantly finding ways to improve the app and add functionalities.

TThatairplaneguy

2 months ago

Simple and useful

A very handy and easy-to-use app for keeping track of my budget and expenses. Clean, straightforward, and does exactly what I need. Highly recommended!

VVitale1972

2 months ago

Finallly!!!!! You’re the one we’ve been waiting for

Now I don’t have to build an app because you have done it. I’ve been looking for the perfect budgeting app and I just downloaded it but this is soo perfect! Can’t wait to see all you’ll achieve with it.

GGlamrous

2 months ago

Good bank linking

Honestly didn’t expect my Scotia credit card to link so easily but it did, along with RBC. That was the main thing for me, every other app I tried always failed for me. Nice simple design too, and I like that it’s based in Canada.

GGlam12345

2 months ago

On the fence

Transactions often do not sync. Have to reconnect banks multiple times. Want to love this app because it has potential.

VV.Trimble

2 months ago

Response from developer

Hi V.Trimble, sorry about this, and thank you for the honest review. The reconnecting problem was real and we found the cause on our end: BMO's data feed to our connection provider went down last week, so we have moved BMO onto a new route that is working. Write in through Help and Support in the app and I will sort your account personally and make sure it stays connected. We would love to earn the remaining three stars! Jamal / Co-Founder, Waypoint Budget

Best Finace Tracking app I have used in canada so far

the subscriptions tracking love how it automates and fills in by itself without having me to manually input each transaction every time good transaction tracking, I love the budgeting feature helps to see what payments are coming up and how much is you fixed total cost per month.

LGLeon Gongola

2 months ago

Finally!

I have been looking forever for a budgeting app that works for me! I have just been using a spreadsheet because I didn’t like any of the options out there, but Waypoint has everything I have been looking for: easy to use, simple interface, colourful charts, easy to see tracking in each category, lots of customization for type of budget(annual, monthly, rollover, auto contributions for each category), phone version and desktop version. Thank you developers for making something that actually is usable in day to day living!

A7A Reviewer 789

2 months ago