Best XacBank alternatives: apps like XacBank

10+ similar apps compared and reviewed

3.6 avg rating
10 free apps
Updated October 2026

Looking for something like XacBank? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to XacBank

Golomt Digital Banking#1
3.0(40 ratings)
Free
Golomt Digital Banking screenshot 1
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Manage your bank accounts, make various transactions, and pay bills conveniently. Apply for loans, cards, and manage your finances with smart tools. Access banking services in English or Mongolian with enhanced security features.

Khan Bank#2

Khan Bank by Khan Bank

Strong Contender
💰 Finance
3.3😞(100 ratings)
Free
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Manage your finances with this comprehensive banking app. Perform transactions, open new accounts, apply for loans, and pay bills securely. Enjoy convenient access with biometric login and free data usage for specific mobile carriers.

What We Love

  • 👍 User-friendly interface compared to competitors
  • 🚀 Fast transaction processing when working properly
  • 🔒 Face recognition authentication available

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • ❌ Login failures after updates
  • 🔐 Overly complicated authentication process
  • ⚠️ Poor performance with international transfers
  • 📱 Keyboard blocks input field visibility
  • 🔄 Forced updates that break functionality
  • 😤 Inconsistent and unreliable service
  • 🌐 Difficult verification for overseas users
  • ⏱️ Slow server response times
  • 🔴 Face ID scanning issues and white screen freezes
Pocket.mn#3

Pocket.mn by Invescore Wallet

Invescore Wallet
Worth Considering
💰 Finance
4.0(31 ratings)
Free
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This app provides online loan and BNPL services powered by AI and fintech. It evaluates credit scoring and offers loan terms from 14 to 180 days with flexible repayment options. Users can earn bonus points for timely repayments and engaging activities.

More apps like XacBank

4
Sono Mongolia
Sono Mongolia
Sono Mongolia
Шуурхай зээлийн үйлчилгээ
Free

This app offers quick digital loan services through a mobile application. It provides various loan types, including unsecured loans, purchase loans, and interest-free options. Users can apply for loans ranging from 20,000 to 2,000,000 MNT with flexible repayment terms.

Unsecured loansPurchase loansInterest-free loans
💰 Finance
(188)
free with in-app purchases
5
e-barimt
e-barimt
e-barimt
by Татварын ерөнхий газар
Free

This app allows users to register receipts via QR code, DDT, or lottery number. It provides real-time information on VAT refunds and lottery winnings, and helps manage purchases and view price comparisons for essential goods and medicines.

Register receipts via QR, DDT, or lottery numberReal-time VAT refund and lottery prize informationTrack lottery draw dates and prize details
💰 Finance
(30)
free
6
DiGi-Pay
DiGi-Pay
DiGi-Pay
DigiPay
Free

Manage your finances with ease, link multiple cards, and make fee-free transactions. Customize your app experience with mini-apps and discover exclusive discounts and promotions.

Fee-free transactionsLink multiple banking cardsCustomize app interface
💰 Finance
(11)
ad-supported
7
monpay
monpay
monpay
by Mobicom Corporation LLC
Free

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

Simple, secure, and fast transactionsFlexible loan termsDark mode
💰 Finance
(109)
free
8
Storepay
Storepay
Storepay
Buy now, Pay later Mongolia
Free

This app allows users to make purchases from over 8,000 stores and services with flexible payment options. You can split payments for purchases over 100,000 MNT into up to 6 installments with no interest or fees. Earn token rewards for timely payments.

Interest-free installment paymentsUp to 6 payment installmentsAccepted at over 8,000 stores
💰 Finance
(160)
free
9
SocialPay
SocialPay
SocialPay
Mongolia's payment service
Free

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

Money transfer by phone numberVoice-to-text transaction technologyCustomizable app themes
💰 Finance
(78)
free
10
Numur
Numur
Numur
Таны санхүүгийн нөмөр.
Free

Access a personal line of credit up to 2 million MNT, anytime and anywhere. This service offers a flexible credit line with fixed repayment schedules, requiring no collateral or extensive documentation.

Personal line of creditUp to 2 million MNT credit limitFlexible repayment schedules
💰 Finance
(165)
free