monpay vs XacBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
monpay
This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.
- Simple, secure, and fast transactions
- Flexible loan terms
- Dark mode
- Daily lifestyle mini-apps
- Open market access
- QR code payments
- Discount coupons
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Шинэчлэгдсэн Монпэй апликейшныг танилцуулж байна. - Энгийн, найдвартай, хурдан - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Өдөр тутмын хэрэгцээнд нийцсэн төрөл бүрийн мини апп - Монпэй маркет – Хүн бүрд нээлттэй - Төрөл бүрийн QR код уншуулан худалдан авалт хийх - Хамтрагч байгууллагын олон төрлийн хямдралтай купонууд We are proudly introducing a new version of MonPay application. - Simple, Secure, Fast - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Daily lifestyle miniapps - MonPay market – Open for everyone - QR payment - Various types of discounted coupons
XacBank
Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.
- Internal and external bank transfers
- Interbank and international money transfers
- Bill payments
- Account management and opening
- Loan applications and management
- Card ordering and management
- Branch and ATM locator
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Гүйлгээ: - Өөрийн данс хооронд гүйлгээ хийх - ХасБанкны данс хооронд гүйлгээ хийх - Банк хоорондын гүйлгээ хийх - Гадаад шилжүүлэг хийх - Хэрэглээний төлбөр төлөх - Мулти гүйлгээ хийх - QR кодоор гүйлгээ хийх - Утасны дугаараар гүйлгээ хийх - Багцаар гүйлгээ хийх Үйлчилгээ: - Дансны удирдлага - Харилцах хадгаламжийн данс нээх - Хадгаламж барьцаалсан зээл авах - Онлайн цалингийн зээл авах - Зээлийн хүсэлтүүд илгээх - Төлбөрийн карт захиалах - Картын нэмэлт тохиргоонууд - Дансны тодорхойлолт авах - ХасИнфо үйлчилгээг удирдах Бусад: - Салбар нэгжийн байршил - Тооцоолуур - Хандалтын түүх - Дансны удирлага Dear customer, With updated version of XacBank brings banking service to you even closer than before. If you are not XacBank customer yet, with new APP you would be able to onboard yourself with few clicks - you do not need to come to branch. Transfer: - Transaction within XacBank accounts - Transaction outside of XacBank accounts - Make an interbank transactions - Send worldwide transfers – SWIFT transaction - Multi transfer - Pay your bills - View your current, savings, loan, mortgage and credit card accounts Products: - Register yourself in digital banking - Account management functions - Open new savings account - Apply for deposit backed loan - Request for consumer loan - Order a card, get an E-Pin code, or change the status of card - Payment card management functions - Get a reference letter - Activation or deactivation of XacInfo service Additional features: - Find branches and ATMs near you - Loan and deposit calculator - Tracking - Other
Screenshots
Verdict
The clearest difference is rating: monpay at 3.6 against XacBank's 2.6. monpay also leads on review sentiment (24% vs 0%) and update cadence (every 9 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
monpay holds the better App Store score, 3.6 against 2.6. Both are backed by a comparable volume of ratings — 109 and 57 respectively. Written reviews point the same way: 24% of monpay's written reviews are positive against 0% of XacBank's.
monpay ships an update every 9 days, XacBank every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | monpay | XacBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (109 ratings) — better | 2.6 (57 ratings) |
| Positive reviews | 24.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 109 — better | 57 |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 142 MB | 141 MB |
| Age rating | 9+ | 4+ |
| Developer | Mobicom Corporation LLC | Xac Bank |
Customer experience
monpay
XacBank
In-app purchases
monpay
No in-app purchases
XacBank
No in-app purchases
