Best You Owe alternatives: apps like You Owe

Whether you want more options like You Owe or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to You Owe

UK Budget Planner by GP Accipe Ltd

Budget & Debt Payoff Planner

Editor's Choice

0.0(0 ratings)

Free

RULEIT - Your Budget App by Mikko Jokinen

Budget with the 50/30/20 rule

Strong Contender

4.8(32 ratings)

FreeAds

This app simplifies personal finance management using the 50/30/20 budgeting rule. It helps users categorize spending into needs, wants, and savings with a clean, user-friendly interface. Sync your data across devices for seamless budgeting anywhere.

Owemint - You Owe Me by Liam Andryl Atienza

Money Owed & Debt Tracker

Worth Considering

PayMeLater Friend Debt Tracker

4.6(7 ratings)

FreeIn-App Purchases

This personal finance tool helps you manage money owed between people without spreadsheets or group chats. Easily track who owes what, record partial payments, and set due date reminders. Keep your debt records private and secure on your device.

More apps like You Owe

Track debts and split bills

Track running tallies of debtsSplit bills by assigning items from receipt photosSign up with phone number

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

(72)

Who Owes Me - Payment Tracker

Remember debts, split expenses

Track debts and IOUsSplit expensesCloud sync across devices

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

(810)

IOUs, Bills & Repayment Plans

Loan Tracker: You Owe Me

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

(356)

Self Assessment Done For You

Taxfix: HMRC Tax Returns

Accredited UK accountant supportFixed pricing, no hidden fees100% online process

This app simplifies UK tax returns for individuals and businesses. It connects you with a dedicated accountant who handles your self assessment, ensuring accuracy and compliance with HMRC regulations. Manage personal and company taxes, claim refunds, and stay organized with automated reminders and a free bookkeeping system.

(3)

Lendbox | AI Loan Management

AI-Powered Loan Management App

Centralized loan managementAutomated repayment trackingAI-powered insights

This AI-powered app automates loan management for lenders, offering features like centralized loan tracking, automated repayment reminders, and AI-driven insights for risk assessment and decision-making. It also includes fraud detection, custom reporting, and borrower website integration.

Money: Budget, Expense Tracker

Spending Planner, Bill Manager

Smart budgeting with real-time trackingAutomatic expense categorizationComplete financial overview dashboard

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

Checkbook - Account Tracker

Spending, Income and Cashflow