Best apps like YUP - Kredit Belanja Bunga 0%*

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated July 2026

Looking for something like YUP? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to YUP

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
💰 Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
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AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Pinjam Modal#2

Pinjam Modal by Finansial Integrasi Teknologi

Strong Contender
💰 Finance
3.6(10 ratings)
Free
Pinjam Modal screenshot 1
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Pinjam Modal screenshot 3
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Pinjam Modal screenshot 5
Pinjam Modal screenshot 6

This app connects individuals needing unsecured loans with lenders. It offers quick and easy loan application processes for business capital or employee loans, with transparent terms and interest rates. Data privacy is a key focus.

Moxa - Pinjaman & Kredit#3

Moxa - Pinjaman & Kredit by PT Sedaya Multi Investama

Worth Considering
💰 Finance
5.0(6 ratings)
FreeAds
Moxa - Pinjaman & Kredit screenshot 1
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This digital finance app offers a comprehensive suite of services from a trusted Astra Financial brand. Access loans, vehicle credit, savings, insurance, and investments all in one place. Enjoy convenient digital payments and exclusive daily cashback and discounts.

More apps like YUP

4
KlikUMKM
KlikUMKM
KlikUMKM
by PT Pinjaman Kemakmuran Rakyat
Free
💰 Finance
(0)
5
adiraku - Kredit & Pinjaman
adiraku - Kredit & Pinjaman
adiraku - Kredit & Pinjaman
by ADIRA DINAMIKA MULTI FINANCE, PT TBK
Free

This app offers various financial solutions for Indonesian consumers, including automotive and electronics loans, as well as multi-purpose cash loans secured by vehicle documents. It provides convenient application processes, flexible payment terms, and contract management features.

Automotive and electronics credit applicationsMulti-purpose cash loans with BPKB collateralConventional and Sharia financing schemes
💰 Finance
(2)
ad-supported
6
Danai.id - P2P Lending
Danai.id - P2P Lending
Danai.id - P2P Lending
by PT. ADIWISISTA FINANSIAL TEKNOLOGI
Free

This platform connects lenders with borrowers, facilitating online funding and portfolio management. It offers features for managing investments, including credit risk classification and direct bill payments. The service is regulated and adheres to international security standards.

Online funding and portfolio managementInvestment up to 18% p.a.Credit risk classification
💰 Finance
(1)
ad-supported
7
Modal Rakyat
Modal Rakyat
Modal Rakyat
Aset Pendana P2P
Free

This platform connects lenders with Indonesian micro, small, and medium businesses seeking funding. It offers a secure P2P lending experience with robust analysis and verification, allowing users to diversify loan portfolios and earn attractive returns.

Connects lenders with SMEsRobust analysis and verificationDiversified loan portfolios
💰 Finance
(0)
free
8
Finku: Budget & Money Manager
Finku: Budget & Money Manager
Finku: Budget & Money Manager
Quick Expense Tracker with AI
Free

Manage your daily finances with AI-powered transaction logging, budgeting, and financial goal setting. This app offers automated transaction recording through bank connections or document scanning, with interactive reports and personalized savings targets. It's designed for a simple, practical, and personalized approach to personal finance management.

AI-powered financial assistant (FinGPT)Automated transaction loggingBank and e-wallet account linking
💰 Finance
(21)
free with in-app purchases
9
Allo Bank
Allo Bank
Allo Bank
Finance
Free

This digital banking app simplifies transactions, savings, and installments with high interest rates, instant withdrawals, and 0% installments. Enjoy daily cashback and secure financial management, all supervised by OJK.

High interest savings accountsFlexible 0% installmentsQRIS payments
💰 Finance
(8)
ad-supported
10
Superbank: Save, Borrow, Grow
Superbank: Save, Borrow, Grow
Superbank: Save, Borrow, Grow
Rewarding,safe,simple savings!
Free

This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

High-yield savings and deposit accountsQRIS paymentsFree transfers
💰 Finance
(7)
ad-supported