Best Zero alternatives: apps like Zero: беспроцентная рассрочка

10+ similar apps compared and reviewed

3.8 avg rating
10 free apps
Updated November 2026

Looking for something like Zero? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Zero

Kompanion#2

Kompanion by Банк Компаньон

Банк Компаньон
Strong Contender
💰 Finance
4.4(75 ratings)
Free
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This mobile banking app combines a digital wallet with comprehensive financial services. Users can send money domestically and internationally, pay bills for over 200 providers, manage deposits, and repay loans anytime, anywhere.

3.5😐(199 ratings)
Free
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Manage your finances with this secure and advanced mobile application. It offers instant transfers, bill payments, online loans, and account management. Access discounts and foreign currency accounts easily.

What We Love

  • 👍 User-friendly and intuitive interface
  • 💼 Reliable banking service
  • 🌍 Convenient for international transactions
  • ⭐ Good customer service at branches
  • 📱 Stable app performance after recent updates
  • 🏦 Trustworthy bank with long-term reliability

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • ⏳ Slow loading times and infinite loading
  • 🔄 Constant need for app updates
  • ❌ Balance display issues
  • 📊 Payment history not loading
  • 🔐 Authentication problems and repeated login requirements
  • ⚠️ Technical issues and downtime
  • 📞 Poor technical support response times
  • 🌐 International transaction delays (1-3 days)

More apps like Zero

4
KICB
KICB
KICB
by Kyrgyz Investment and Credit Bank CJSC
Free

Manage your bank accounts and perform various financial transactions 24/7 through a mobile application. Send money, open deposits, apply for loans, and manage your cards with ease.

Instant money transfers by phone numberTransfers to other banks' cards and accountsOnline deposit opening
💰 Finance
(28)
free
5
ABank
ABank
ABank
Быстрее, удобнее и безопаснее!
Free

Manage your finances with an updated mobile banking app. Perform transfers, make payments, and manage accounts with an intuitive interface and enhanced security features. Track your spending and block cards instantly.

Intuitive and user-friendly interfaceFast, stable, and reliable performancePayments and transfers by card, account, or phone number
💰 Finance
(20)
free
6
АБ24
АБ24
АБ24
by OAO Ayil Bank
Free

Manage your finances securely and conveniently from your mobile device. This platform offers remote identification for quick customer registration and easy access to your funds.

Remote identification for quick registrationSecure money managementConvenient mobile access
💰 Finance
(10)
free
7
DemirBank - bank for your life
DemirBank - bank for your life
DemirBank - bank for your life
by Demir Kyrgyz International Bank CJSC
Free

Manage your finances easily with this mobile banking app. Open accounts remotely, make cardless ATM transactions, and pay for over 300 services instantly. Access multiple currencies without extra fees.

Remote account registrationQR code withdrawals and depositsMulti-currency cards
💰 Finance
(59)
free
8
Мой_свет
Мой_свет
Мой_свет
by Urmat Saparot
Free

This official utility app allows users to monitor their electricity payments and charges. It provides a convenient way to track consumption and billing information directly from their mobile devices.

Track electricity paymentsMonitor charges and accrualsOfficial utility app
💰 Finance
(229)
free
9
BakAi - мобильный банк
BakAi - мобильный банк
BakAi - мобильный банк
Ваш умный финансовый сервис
Free

This mobile banking app offers convenient payments for utilities, taxes, and online games. It provides access to government services, quick online loans, and international money transfers. Securely manage your accounts and cards with advanced features.

Convenient payments for utilities, taxes, and gamesAccess to government servicesOnline loans up to 200,000 som
💰 Finance
(393)
free
10
MBusiness
MBusiness
MBusiness
by MBANK, OAO
Free

This app provides a comprehensive online banking solution for entrepreneurs and businesses of all sizes. It offers features like QR code payments, free transfers, business cards, and unlimited transactions. Additionally, it includes online accounting, government services, currency exchange, and 1C integration.

QR code paymentsFree transfersBusiness debit card
💰 Finance
(7)
free