1. Home
  2. 💰 Finance
  3. Optima24
Optima24

Optima24

by Optima Bank OAO

199 ratings
116 reviews
💰 Finance
Free

Details

Released
February 9, 2016
Updated
October 29, 2026

Features

Developer

Optima Bank OAO
✨Promote your app ✨
Optima24 screenshot #1 for iPhone
Optima24 screenshot #2 for iPhone
Optima24 screenshot #3 for iPhone
Optima24 screenshot #4 for iPhone
Optima24 screenshot #5 for iPhone
Optima24 screenshot #6 for iPhone
Optima24 screenshot #7 for iPhone
Optima24 screenshot #8 for iPhone
📌Ready
Reviews summary↘︎
⭐116
Reviews↘︎
📝4+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 1 week
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your finances with this secure and advanced mobile application. It offers instant transfers, bill payments, loan and deposit management, and currency account opening. Access discount catalogs and manage card limits easily.

✓Instant card transfers
✓International Visa2Visa transfers
✓Interbank transfers
✓E-wallet and card top-ups
✓Mobile balance top-ups
✓Online loans and deposits
✓Utility and government service payments
✓Foreign currency accounts
Show original description

What users say about Optima24

Reviews of Optima24 are mixed: the Finance app is rated 3.5/5 from 199 App Store ratings. What users like most: user-friendly and intuitive interface, reliable banking service. Top complaints: frequent app crashes and freezes, slow loading times and infinite loading. Summarized from real user reviews.

Positive things

  • 👍User-friendly and intuitive interface
  • 💼Reliable banking service
  • 🌍Convenient for international transactions
  • ⭐Good customer service at branches
  • 📱Stable app performance after recent updates
  • 🏦Trustworthy bank with long-term reliability

Negative things

  • 🐛Frequent app crashes and freezes
  • ⏳Slow loading times and infinite loading
  • 🔄Constant need for app updates
  • ❌Balance display issues
  • 📊Payment history not loading
  • 🔐Authentication problems and repeated login requirements
  • ⚠️Technical issues and downtime
  • 📞Poor technical support response times
  • 🌐International transaction delays (1-3 days)
See all reviews
+1

What's New in Optima24

7.4.0

October 29, 2026

- Обновили экран статуса платежа и чек по операции. - Оптимизировали работу приложения и усилили безопасность. Обновляйтесь и пользуйтесь с удовольствием! С заботой о Вас, команда Optima24.

More

User reviews

Most RecentHighest RatedLowest Rated

Отказываюсь от обслуживания этого банка!

Обновили приложение и теперь не войти в него!!! Просят лично приехать в банк.
RRaidos3

Отвратительно!!!!!!! Не открывается приложение!!!!! Вы издеваетесь!!!!!!!

Не открывается приложение!!!!!!! Что это!? Ваши айтишники какой рогатник заканчивали? Из-за вас невозможно вовремя деньги перевести!!!!! Совсем ох…..!!!!
IAIURII ATPL

Не открывается приложение!!!!! Вы издеваетесь!!!!!!!

Не открывается приложение
IAIURII ATPL

Ужасно

Лагает всегда. Не работает. Всегдп у них какие то технические неполадки. Бесят!
ПБплохой опыт с этим банком

Плохо

Очень плохое приложение. Невозможно пройти идентификацию
Ччастник72

Response from developer

Здравствуйте, Просим предоставить более подробную информацию для решения Вашего затруднения на адрес электронной почты: nash_dirizher@optimabank.kg с предоставлением "Client ID". При появлении проблем технического характера Банком оперативно предпринимаются все необходимые меры по скорейшему восстановлению работы всех устройств и систем. Надеемся на дальнейшее сотрудничество и улучшение пользовательского опыта.

See 111 more reviews

Developer apps

Optima Business
Optima Business

by Optima Bank OAO

💰 Finance
Free
With Ads
Optima Kassa
Optima Kassa

by Optima Bank OAO

💰 Finance
Free
OptimaPro
OptimaPro

by Optima Bank OAO

🔧 Utilities
Free
See developer apps

User experience

🐞

Reported Bugs

11 issues

App crashes during authentication and Face ID

Bug

Cannot transfer between own accounts

Bug

Dollar account currency conversion errors

Bug

Cannot open deposits from dollar accounts

Bug

White screen after identification process

Bug

Payment history not displaying

Bug

Balance not showing on cards

Bug

Session timeout after 1 minute requiring re-login

Bug

PIN code resets unexpectedly

Bug

Camera scanner crashes on card scanning

Bug

Incorrect display of transaction amounts in different currencies

Bug
✨

Requested Features

6 requests

Apple Pay integration

Feature

QR code scanning and payment functionality

Feature

Dollar-denominated deposits

Feature

Template saving for transfers

Feature

Improved multi-currency account handling

Feature

Reduced frequency of technical maintenance windows

Feature

FAQ

What is Optima24?

Optima24 is a mobile application designed for managing personal finances. It allows users to perform instant transfers, pay bills, manage loans and deposits, and open foreign currency accounts.

Is Optima24 free to use?

Yes, Optima24 is available for free download and use. The application does not have any associated costs for its core banking and financial management features.

What kind of transfers does Optima24 support?

Optima24 supports instant transfers within the bank's cards without commission, Visa2Visa transfers to Visa cards worldwide, and interbank transfers. It also facilitates top-ups for e-wallets and other banks' cards.

Can I manage loans and deposits through Optima24?

Yes, Optima24 offers online loan and deposit management. Users can also open online accounts in various foreign currencies directly through the application.

How secure is Optima24?

Optima24 is described as a secure and technological mobile application for managing finances. It provides features like managing limits and settings within the app for enhanced control.

What devices are supported by Optima24?

Optima24 is available on iPhones and iPods. The app is designed to run on these iOS devices.

How often is Optima24 updated?

The latest version of Optima24 is 7.4.0, last updated on October 29, 2026. Users may encounter a constant need for app updates as indicated by user feedback.

What are the main user complaints about Optima24?

User reviews indicate issues such as frequent app crashes, slow loading times, balance display problems, and authentication difficulties. Some users also report delays in international transactions.