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Optima24

Optima24

by Optima Bank OAO

190 ratings
113 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 9, 2016
  • July 21, 2026

Features

Developer

Optima Bank OAO
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About

Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.

✓Instant card transfers
✓International Visa transfers
✓Interbank transfers
✓Bill and service payments
✓Online loans and deposits
✓Account statement generation
✓Card discount catalog
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What users say

Summarized from real user reviews of Optima24. Based on 190 reviews and a 3.5/5 average, it highlights the 6 positives and 9 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly and intuitive interface
  • 💼Reliable banking service
  • 🌍Convenient for international transactions
  • ⭐Good customer service at branches
  • 📱Stable app performance after recent updates
  • 🏦Trustworthy bank with long-term reliability

Negative things

  • 🐛Frequent app crashes and freezes
  • ⏳Slow loading times and infinite loading
  • 🔄Constant need for app updates
  • ❌Balance display issues
  • 📊Payment history not loading
  • 🔐Authentication problems and repeated login requirements
  • ⚠️Technical issues and downtime
  • 📞Poor technical support response times
  • 🌐International transaction delays (1-3 days)
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+1

What's New in Optima24

7.2.5

July 21, 2026

Хорошая новость для клиентов Optima24 — теперь покупки на Wildberries можно оплачивать с помощью Рассрочки ПАЙДА! Как это работает? Оформляйте заказ на Wildberries без первоначального взноса. Сумма покупки автоматически делится на 3 равных платежа. Управляйте рассрочкой удобно и полностью онлайн через приложение Optima24.

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User reviews

Most RecentHighest RatedLowest Rated

Ужасно

Лагает всегда. Не работает. Всегдп у них какие то технические неполадки. Бесят!
плохой опыт с этим банкомплохой опыт с этим банком

Плохо

Очень плохое приложение. Невозможно пройти идентификацию
частник72частник72

Response from developer

Здравствуйте, Просим предоставить более подробную информацию для решения Вашего затруднения на адрес электронной почты: nash_dirizher@optimabank.kg с предоставлением "Client ID". При появлении проблем технического характера Банком оперативно предпринимаются все необходимые меры по скорейшему восстановлению работы всех устройств и систем. Надеемся на дальнейшее сотрудничество и улучшение пользовательского опыта.

Feedback

It will be the best app by far if you folks add Apple Pay. PLEASE
RRR2177RRR2177

Отзыв

Уважаемые разработчики, ваша программа после обновления вылетает постоянно, невозможно нормально работать, приходится идти в банкомат снимать наличку!
Если что-то делаете проверяйте свой продукт!
baysiev999baysiev999

Хорошее обновление

Особенно Нравится билетный сервис для концертов
SyntlexSyntlex
See 108 more reviews

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Optima Business

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Optima Kassa

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See developer apps

User experience

🐞

Reported Bugs

11 issues

App crashes during authentication and Face ID

Bug

Cannot transfer between own accounts

Bug

Dollar account currency conversion errors

Bug

Cannot open deposits from dollar accounts

Bug

White screen after identification process

Bug

Payment history not displaying

Bug

Balance not showing on cards

Bug

Session timeout after 1 minute requiring re-login

Bug

PIN code resets unexpectedly

Bug

Camera scanner crashes on card scanning

Bug

Incorrect display of transaction amounts in different currencies

Bug
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Requested Features

6 requests

Apple Pay integration

Feature

QR code scanning and payment functionality

Feature

Dollar-denominated deposits

Feature

Template saving for transfers

Feature

Improved multi-currency account handling

Feature

Reduced frequency of technical maintenance windows

Feature

FAQ

What does the Optima24 app do?

Optima24 is a mobile application designed for convenient, secure, and technological management of your personal finances. It allows you to perform instant transfers, pay bills, manage loans and deposits, and access various financial services directly from your smartphone.

What are the key features of Optima24?

Key features include instant transfers between cards, international Visa transfers, interbank transfers, bill payments for utilities and services, online loan and deposit options, account statement generation, and access to a catalog of card discounts.

Is Optima24 free to use?

Based on the provided information, the Optima24 application is free to use. There are no mentions of subscription fees, in-app purchases, or advertisements within the app's description.

What kind of financial services can I manage with Optima24?

You can manage a wide range of financial services, including making instant card transfers, international transfers, interbank transfers, paying for utilities and government services, applying for online loans, opening online deposits, and managing your account limits and settings.