Best apps like Optima24

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated July 2026
Optima24
Optima24
Optima Bank OAO

Whether you want more options like Optima24 or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Optima24

MBusiness#2

MBusiness by MBANK, OAO

Strong Contender
💰 Finance
5.0(5 ratings)
Free
MBusiness screenshot 1
MBusiness screenshot 2
MBusiness screenshot 3
MBusiness screenshot 4
MBusiness screenshot 5

This app is an online bank designed for entrepreneurs. It offers quick online account opening, payment processing, and financial management tools to help businesses save time and grow sales. It provides features like QR payments, unlimited free transfers, and integration with accounting software.

More apps like Optima24

4
Мой_свет
Мой_свет
Мой_свет
by Urmat Saparot
Free

This official app allows users to monitor their electricity payments and charges. Track your energy consumption and billing details conveniently.

Monitor electricity paymentsView billing chargesOfficial utility app
💰 Finance
(1.1K)
free
5
Kompanion
Kompanion
Kompanion
Банк Компаньон
Free

This mobile banking and e-wallet app allows 24/7 transactions. Send money, pay bills from over 200 providers, manage deposits, and repay loans easily.

24/7 mobile bankingMoney transfers (domestic & international)Bill payments (200+ providers)
💰 Finance
(63)
free
6
BakAi - мобильный банк
BakAi - мобильный банк
BakAi - мобильный банк
by Bakai Bank Ojsc
Free

This mobile banking app offers convenient payments for various services, access to government services, and quick financial solutions like online loans and card management. It prioritizes innovative security with remote video identification.

Convenient payments for utilities, internet, mobile, taxes, gamesAccess to over ten government servicesOnline loans up to 200,000 som
💰 Finance
(372)
free
7
Simbank: мобильный банк онлайн
Simbank: мобильный банк онлайн
Simbank: мобильный банк онлайн
Кредит, переводы и платежи
Free

This mobile banking app offers a convenient way to manage finances, access credit, and make payments. Enjoy features like cashback, savings accounts with interest, and commission-free transactions. It simplifies banking procedures with a user-friendly interface and secure services.

Online credit up to 200,000 сомCashback up to 20%Savings accounts with 7% annual interest
💰 Finance
(171)
free with in-app purchases
8
Мой О! + Банк
Мой О! + Банк
Мой О! + Банк
Мобильный банк и платежи в КР
Free

This super app combines mobile banking, a personal account for a mobile operator, and a marketplace. It allows users to manage finances, pay bills, shop online, book flights, and earn rewards, all in one place.

Mobile banking with accounts and cardsBill payments and government servicesOnline marketplace with diverse goods
💰 Finance
(465)
free with in-app purchases
9
MBANK — Мобильный банк
MBANK — Мобильный банк
MBANK — Мобильный банк
by MBANK, OAO
Free

Manage your bank accounts and cards remotely with instant virtual card issuance and online loan applications. Pay bills, top up cards from various countries, and find nearby ATMs and exchange rates.

Remote account and card managementInstant virtual card issuanceOnline loan applications
💰 Finance
(2K)
free
10
KICB
KICB
KICB
by KICB
Free

Manage your bank accounts and perform various financial transactions 24/7 through a mobile application. Send money, open deposits, apply for loans, and manage your cards with ease.

Instant money transfers by phone numberTransfers to other banks' cards and accountsOnline deposit opening
💰 Finance
(28)
free