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Мой О! + Банк

Мой О! + Банк

Мобильный банк и платежи в КР

469 ratings
48 reviews
With Ads
💰 Finance
🔍 Reference
Free
With Ads

Details

  • Released
  • Updated
  • August 22, 2017
  • August 14, 2026

Features

Developer

NUR Telecom LLC
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Мой О! + Банк screenshot #1 for iPhone
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Мой О! + Банк screenshot #10 for iPhone
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About

This super app combines mobile banking, a personal account for a mobile operator, and a marketplace. It allows users to manage finances, pay bills, shop online, book flights, and earn rewards, all in one place.

✓Mobile banking with accounts and cards
✓Bill payments and government services
✓Online marketplace with diverse goods
✓Flight booking and travel deals
✓Loyalty bonuses and cashback
✓Personal mobile operator account management
Show original description

What users say

Summarized from real user reviews of Мой О! + Банк. Based on 469 reviews and a 4.5/5 average, it highlights the 5 positives and 15 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient terminals nearby
  • 👍Balance top-up without commission
  • 👍Can view package balance
  • 👍Good functionality (older review)
  • 👍Fast and functional (older review)

Negative things

  • 🐛Slow download/upload speeds
  • 🐛Frequent service outages
  • 🐛Unreliable internet connection
  • 🐛Money deducted without reason
  • 🐛Difficult money withdrawal
  • 🐛Payment issues (online stores, games)
  • 🐛App crashes/closes unexpectedly
  • 🐛Incompatible with older iOS versions
  • 🐛Poor customer support
  • 🐛Manipulative credit features
  • 🐛Confusing interface after merging services
  • 🐛App requires system update
  • 🐛Automatic service subscriptions
  • 🐛Unresponsive support
  • 🐛Bot support unhelpful
See all reviews
+1

What's New in Мой О! + Банк

4.31.0

August 14, 2026

Бул жаңыртуу максималдуу ыңгайлуулукту жана туруктуулукту сунуштайт. Биз текшердик. *** - В этом обновлении — максимум удобства и стабильности. Мы проверили. *** - This update brings maximum convenience and stability. Tested and confirmed.

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User reviews

Most RecentHighest RatedLowest Rated

Заплатил, но не получил интернет

Купил eSIM в этом приложении на месяц, до этого часто пользовался eSIM, решил, что и здесь проблем не будет, но после оплаты, обещаного интернета я так и не получил
Tima453Tima453

Мммм банк

Медленная работа баг зависает
ТинькооофТинькоооф

Response from developer

Здравствуйте. Давайте выясним, в чем дело. Пожалуйста, напишите нам в WhatsApp по номеру 0700 000 999, будем рады помочь.

Постоянные перебои с интернетом

Что за постоянные глюки у вас?! И приложение часто само тупо не заходит а тариф не дешевый и все равно
KyyalKyyal

Response from developer

Здравствуйте. Давайте выясним, в чем дело. Пожалуйста, напишите нам в WhatsApp по номеру 0700 000 999, будем рады помочь.

Очень очень плохо

Убогое приложение, которое через день не работает и ублюдочный робот в поддержке, который отвечает одной и той же фразой
ШерстиклокШерстиклок

Response from developer

Здравствуйте. Давайте выясним, в чем дело. Пожалуйста, напишите нам в WhatsApp по номеру 0700 000 999, будем рады помочь.

Sleepy

Пока скачивалась приложение успел попить чай - помыться - сходить в Казахстан
ПРОКЛИНАТЕЛЬ РАЗРАБОВПРОКЛИНАТЕЛЬ РАЗРАБОВ

Response from developer

Здравствуйте! Давайте выясним, в чем дело. Пожалуйста, напишите нам в WhatsApp по номеру 0700 000 999, будем рады помочь.

See 43 more reviews

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User experience

🐞

Reported Bugs

21 issues

App not working after a day

Bug

Slow download speeds

Bug

Identification takes hours

Bug

Service unavailable without warning

Bug

Unable to transfer money between balance and bank account

Bug

Difficulty withdrawing money from balance

Bug

Money transfer cancellation

Bug

Internet not working for days

Bug

App lags and doesn't work

Bug

Internet glitches due to frequent updates

Bug

Robot not working offline

Bug

Unable to donate to games

Bug

Automatic deduction of money

Bug

App not updating on older phones

Bug

App not working on iOS 12.4.8

Bug

Widget shows error

Bug

App crashes

Bug

App doesn't launch

Bug

App closes unexpectedly

Bug

No Face ID in new version

Bug

Chat connection issues

Bug
✨

Requested Features

7 requests

Add push notifications for internet payments

Feature

Create a separate app for 'My O' users

Feature

Allow robot to work offline

Feature

Add option for full English translation

Feature

Allow adding favorite accounts/phone numbers for payments

Feature

Categorize payment providers with logos

Feature

Alphabetical sorting of payment providers

Feature

FAQ

What can I do with the Мой О! + Банк app?

This super app allows you to perform various financial operations like opening accounts, deposits, and virtual cards, as well as getting loans. You can also pay for services, buy goods and airline tickets, and manage your mobile operator account. It also features a marketplace with a wide selection of products.

What are the key features of the banking services?

The app offers instant QR payments and transfers with cashback, transfers via phone number, card, or account within Kyrgyzstan, and between your own accounts. You can also quickly top up from other banks' cards and utilize saved transaction templates. Virtual Visa and Elkart cards can be opened and managed directly within the app.

How does the marketplace and travel section work?

The marketplace offers over 55,000 products from popular sellers across various categories, with options for delivery. The travel section allows you to find and book cheap airline tickets worldwide, compare prices, and even make changes or cancellations to your bookings.

Is the app free to use?

The app itself is free to download and use. Monetization likely comes from in-app purchases for goods and services, as well as potential transaction fees for certain operations, although many services like internet and utility payments are listed as commission-free.

What kind of bonuses and cashback can I expect?

You can earn bonuses and cashback through various activities, including QR code payments at partners, using your virtual Visa card, and paying for 'O!' tariffs. There's also cashback for purchasing airline tickets on O!Travel and orders on O!Market. These bonuses can be used for public transport, supermarkets, utilities, and other partner services.