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Мой О! + Банк

Мой О! + Банк

Мобильный банк и платежи в КР

479 ratings
51 reviews
With Ads
💰 Finance
🔍 Reference
Free
With Ads

Details

Released
August 22, 2017
Updated
November 2, 2026

Features

Developer

NUR Telecom LLC
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Мой О! + Банк screenshot #10 for iPhone
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About

This super app combines mobile banking, a personal account for a mobile operator, and a marketplace. It allows users to manage finances, pay bills, shop online, book flights, and earn rewards, all in one place.

✓Mobile banking with accounts and cards
✓Bill payments and government services
✓Online marketplace with diverse goods
✓Flight booking and travel deals
✓Loyalty bonuses and cashback
✓Personal mobile operator account management
Show original description

What users say about Мой О! + Банк

Reviews of Мой О! + Банк are mostly negative: the Finance app is rated 4.5/5 from 479 App Store ratings. What users like most: convenient terminals nearby, balance top-up without commission. Top complaints: slow download/upload speeds, frequent service outages. Summarized from real user reviews.

Positive things

  • 👍Convenient terminals nearby
  • 👍Balance top-up without commission
  • 👍Can view package balance
  • 👍Good functionality (older review)
  • 👍Fast and functional (older review)

Negative things

  • 🐛Slow download/upload speeds
  • 🐛Frequent service outages
  • 🐛Unreliable internet connection
  • 🐛Money deducted without reason
  • 🐛Difficult money withdrawal
  • 🐛Payment issues (online stores, games)
  • 🐛App crashes/closes unexpectedly
  • 🐛Incompatible with older iOS versions
  • 🐛Poor customer support
  • 🐛Manipulative credit features
  • 🐛Confusing interface after merging services
  • 🐛App requires system update
  • 🐛Automatic service subscriptions
  • 🐛Unresponsive support
  • 🐛Bot support unhelpful
See all reviews
+1

What's New in Мой О! + Банк

4.32.2

November 2, 2026

- Бул жаңыртуу максималдуу ыңгайлуулукту жана туруктуулукту сунуштайт. Биз текшердик. *** - В этом обновлении — максимум удобства и стабильности. Мы проверили. *** - This update brings maximum convenience and stability. Tested and confirmed. *** 本次更新带来更顺手的体验和更稳定的运行。我们已经替你试过了。

More

User reviews

Most RecentHighest RatedLowest Rated

Лучшие

Очень удобно пользоваться приложением, все очень понятно и крутое обновление.🩷🩷🩷
LLalaghhgg

Response from developer

Здравствуйте! Спасибо за тёплые слова и высокую оценку! Очень рады, что вам нравится наше приложение. 🩷

😡

Безлимит алсан дагы иштебейт не советую 😡
🥺🥺😠😨😠😨😠😠

Response from developer

Саламатсызбы! «Мой О!» тиркемесинин иштешине байланыштуу суроолоруңуз же даттанууларыңыз болсо, WhatsApp аркылуу 0700 000 999 номерине жазыңыз. Жардам берүүгө аракет кылабыз.

Выписка

Сделайте информативным траты зарубежом , в пуш уведомлении написано сумма потраченной в сомах , в скобках написано в какой валюте конвертировались сомы, а в приложении непонятно ничего. И выписку скачать так же нельзя…
СМСвятой мужчина

Response from developer

Здравствуйте! Благодарим за развёрнутый отзыв. Учтём ваши замечания по детализации зарубежных трат и возможности скачивания выписки — обязательно передадим команде разработки для доработки.

Заплатил, но не получил интернет

Купил eSIM в этом приложении на месяц, до этого часто пользовался eSIM, решил, что и здесь проблем не будет, но после оплаты, обещаного интернета я так и не получил
TTima453

Response from developer

Здравствуйте. Давайте выясним, в чем дело. Пожалуйста, напишите нам в WhatsApp по номеру 0700 000 999, будем рады помочь.

Мммм банк

Медленная работа баг зависает
ТТинькоооф

Response from developer

Здравствуйте. Давайте выясним, в чем дело. Пожалуйста, напишите нам в WhatsApp по номеру 0700 000 999, будем рады помочь.

See 46 more reviews

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User experience

🐞

Reported Bugs

21 issues

App not working after a day

Bug

Slow download speeds

Bug

Identification takes hours

Bug

Service unavailable without warning

Bug

Unable to transfer money between balance and bank account

Bug

Difficulty withdrawing money from balance

Bug

Money transfer cancellation

Bug

Internet not working for days

Bug

App lags and doesn't work

Bug

Internet glitches due to frequent updates

Bug

Robot not working offline

Bug

Unable to donate to games

Bug

Automatic deduction of money

Bug

App not updating on older phones

Bug

App not working on iOS 12.4.8

Bug

Widget shows error

Bug

App crashes

Bug

App doesn't launch

Bug

App closes unexpectedly

Bug

No Face ID in new version

Bug

Chat connection issues

Bug
✨

Requested Features

7 requests

Add push notifications for internet payments

Feature

Create a separate app for 'My O' users

Feature

Allow robot to work offline

Feature

Add option for full English translation

Feature

Allow adding favorite accounts/phone numbers for payments

Feature

Categorize payment providers with logos

Feature

Alphabetical sorting of payment providers

Feature

FAQ

What can I do with the Мой О! + Банк app?

This super app allows you to perform various financial operations like opening accounts, deposits, and virtual cards, as well as getting loans. You can also pay for services, buy goods and airline tickets, and manage your mobile operator account. It also features a marketplace with a wide selection of products.

What are the key features of the banking services?

The app offers instant QR payments and transfers with cashback, transfers via phone number, card, or account within Kyrgyzstan, and between your own accounts. You can also quickly top up from other banks' cards and utilize saved transaction templates. Virtual Visa and Elkart cards can be opened and managed directly within the app.

How does the marketplace and travel section work?

The marketplace offers over 55,000 products from popular sellers across various categories, with options for delivery. The travel section allows you to find and book cheap airline tickets worldwide, compare prices, and even make changes or cancellations to your bookings.

Is the app free to use?

The app itself is free to download and use. Monetization likely comes from in-app purchases for goods and services, as well as potential transaction fees for certain operations, although many services like internet and utility payments are listed as commission-free.

What kind of bonuses and cashback can I expect?

You can earn bonuses and cashback through various activities, including QR code payments at partners, using your virtual Visa card, and paying for 'O!' tariffs. There's also cashback for purchasing airline tickets on O!Travel and orders on O!Market. These bonuses can be used for public transport, supermarkets, utilities, and other partner services.