Мой О! + Банк vs Kompanion
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Мой О! + Банк
This super app combines mobile banking, a personal account for a mobile operator, and a marketplace. It allows users to manage finances, pay bills, shop online, book flights, and earn rewards, all in one place.
- Mobile banking with accounts and cards
- Bill payments and government services
- Online marketplace with diverse goods
- Flight booking and travel deals
- Loyalty bonuses and cashback
- Personal mobile operator account management
Read full descriptionHide full description
Мобильный банк, связь и платежи в Кыргызстане — всё в одном приложении. Карта Visa онлайн, переводы без комиссии в Казахстан и Узбекистан, оплата коммунальных услуг, кешбэк до 20%. Работает с любой SIM-картой. Банк в телефоне: карта Visa или Элкарт, кредит онлайн, депозиты и счета — без единого визита в офис. Переводы в Казахстан, в Узбекистан без комиссии, на карты Visa в 140+ стран. Получайте деньги из России через Astrasend. 2500+ сервисов без очередей: комуслуги, налоги, штрафы, патент, госуслуги, ОСАГО. Кешбэк до 20% за платежи картой O!Bank, по QR или в приложении. Связь О! и интернет Saima, 125 000+ товаров на O!Market с доставкой 24/7, авиабилеты в O!Travel и подарочные карты. Поддержка 24/7: 9999 и +996 700 000 999
Kompanion
This mobile banking and e-wallet app allows 24/7 transactions. Send money, pay bills from over 200 providers, manage deposits, and repay loans easily.
- 24/7 mobile banking
- Money transfers (domestic & international)
- Bill payments (200+ providers)
- Online deposit management
- Loan repayment
Read full descriptionHide full description
Мобильное приложение «Компаньон» – это приложение, объединяющее мобильный банкинг и электронный кошелек. Вы можете совершать операции в приложении 24/7: - Отправлять денежные переводы по Кыргызстану и за рубеж; - Оплачивать услуги более 200 провайдеров; - Открывать и пополнять депозиты онлайн; - Погашать кредиты; - и многое другое
Screenshots
Verdict
The clearest difference is ads: Kompanion at none against Мой О! + Банк's shown. Kompanion also leads on monetization model (free vs free with in-app purchases) and review sentiment (33% vs 23%). Мой О! + Банк's advantage is ratings volume (473 vs 71). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for Мой О! + Банк against 4.4 for Kompanion. That said, the two scores are not equally well evidenced: Мой О! + Банк has 473 ratings behind it against 71, so its average is the more settled of the two. Written reviews are what separate them: 23% of Мой О! + Банк's written reviews are positive against 33% of Kompanion's.
Мой О! + Банк ships an update fortnightly, Kompanion weekly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.
| Parameter | Мой О! + Банк | Kompanion |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (473 ratings) — better | 4.4 (71 ratings) |
| Positive reviews | 22.9% of reviews | 32.7% of reviews — better |
| Number of ratings | 473 — better | 71 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 293 MB | 414 MB |
| Age rating | 4+ | 4+ |
| Developer | NUR Telecom LLC | Банк Компаньон |
Customer experience
Мой О! + Банк
Kompanion
Bugs and requests
Мой О! + Банк
Reported bugs
21 issues- App not working after a day
- Slow download speeds
- Identification takes hours
- Service unavailable without warning
- Unable to transfer money between balance and bank account
Show 16 moreShow fewer
- Difficulty withdrawing money from balance
- Money transfer cancellation
- Internet not working for days
- App lags and doesn't work
- Internet glitches due to frequent updates
- Robot not working offline
- Unable to donate to games
- Automatic deduction of money
- App not updating on older phones
- App not working on iOS 12.4.8
- Widget shows error
- App crashes
- App doesn't launch
- App closes unexpectedly
- No Face ID in new version
- Chat connection issues
Requested features
7 requests- Add push notifications for internet payments
- Create a separate app for 'My O' users
- Allow robot to work offline
- Add option for full English translation
- Allow adding favorite accounts/phone numbers for payments
Show 2 moreShow fewer
- Categorize payment providers with logos
- Alphabetical sorting of payment providers
Kompanion
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Мой О! + Банк
No in-app purchases
Kompanion
No in-app purchases
