BakAi vs Kompanion
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BakAi
This mobile banking app offers convenient payments for various services, access to government services, and quick financial solutions like online loans and card management. It prioritizes innovative security with remote video identification.
- Convenient payments for utilities, internet, mobile, taxes, games
- Access to over ten government services
- Online loans up to 200,000 som
- Money transfers to Russia and Kazakhstan cards
- Virtual card opening and physical card ordering
- Remote video identification for security
- Account and card management
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Добро пожаловать в мир удобства и инноваций с BakAi — вашим новым мобильным банком, где каждое касание раскрывает перед вами больше возможностей. Основные функции BakAi включают: Удобные платежи: Оплачивайте широкий спектр услуг, включая коммунальные платежи, интернет, мобильную связь, налоги и даже онлайн-игры, используя переводы по номеру телефона и QR-коды. Государственные услуги: Получайте доступ к более десяти государственным услугам, включая проверку задолженности, информацию о паспорте и статус заявки, всего лишь в несколько касаний. Быстрые финансовые решения: Получите онлайн-кредиты до 200 000 сомов без походов в банк, быстрые денежные переводы на карты банков России и Казахстана, а также возможность открытия виртуальной карты или заказа карт Visa Classic, Visa Gold или Visa ИФЦ. Инновационная безопасность: Наша удаленная видеоидентификация гарантирует безопасность ваших средств 24/7. Управление счетами: Управляйте своими счетами и картами легко и удобно, следите за расходами и платежами с помощью всего одного касания. Выбирайте инновации — выбирайте BakAi. Скачайте приложение прямо сейчас и погрузитесь в новый уровень финансового удобства!
Kompanion
This mobile banking and e-wallet app allows 24/7 transactions. Send money, pay bills from over 200 providers, manage deposits, and repay loans easily.
- 24/7 mobile banking
- Money transfers (domestic & international)
- Bill payments (200+ providers)
- Online deposit management
- Loan repayment
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Мобильное приложение «Компаньон» – это приложение, объединяющее мобильный банкинг и электронный кошелек. Вы можете совершать операции в приложении 24/7: - Отправлять денежные переводы по Кыргызстану и за рубеж; - Оплачивать услуги более 200 провайдеров; - Открывать и пополнять депозиты онлайн; - Погашать кредиты; - и многое другое
Screenshots
Verdict
The clearest difference is rating: BakAi at 4.7 against Kompanion's 4.4. BakAi also leads on review sentiment (51% vs 33%) and ratings volume (381 vs 71). Kompanion's advantage is update cadence (weekly vs every 4 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BakAi holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: BakAi has 381 ratings behind it against 71, so its average is the more settled of the two. Written reviews point the same way: 51% of BakAi's written reviews are positive against 33% of Kompanion's.
BakAi ships an update every 4 weeks, Kompanion weekly. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.
| Parameter | BakAi | Kompanion |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (381 ratings) — better | 4.4 (71 ratings) |
| Positive reviews | 50.8% of reviews — better | 32.7% of reviews |
| Number of ratings | 381 — better | 71 |
| Update frequency | Every 4 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14 — better | 15.0 |
| Further details — not scored | ||
| Size | 272 MB | 414 MB |
| Age rating | 4+ | 4+ |
| Developer | OJSC BAKAI BANK | Банк Компаньон |
Customer experience
BakAi
Kompanion
Bugs and requests
BakAi
Reported bugs
15 issues- Application crashes upon opening after updates
- Cannot log in to app - stuck on authorization screen
- App crashes every 5 seconds after recent update
- QR code transfer functionality fails intermittently
- Phone number transfer feature unavailable for non-residents
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- Cannot update app on iOS 16
- Login verification code sent to wrong phone number
- Virtual card blocking without proper unlock mechanism
- Payment processing hangs for extended periods
- Technical maintenance windows lasting 30+ hours with no service
- macOS app has missing input fields and buttons
- Euro currency payments not processing
- Decimal input not supported in currency exchange
- History filter and date range selection not intuitive
- Weekend transaction history not displaying
Requested features
13 requests- Add comment/memo field for QR code transfers
- Relocate QR scanner to more accessible location
- Enable phone number change for non-residents without visiting branch
- Add Apple Pay and Google Pay integration
- Implement monthly expense summary on home screen
Show 8 moreShow fewer
- Push notifications for OTP codes instead of email
- Card lock/unlock functionality
- Alphabetically sorted bank list for international transfers
- Monthly spending analytics and reports
- SWIFT transfer documentation clarification
- Support for decimal amounts in currency exchange
- Display exchange rates before entering amount
- Add incoming transaction history (not just outgoing)
Kompanion
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BakAi
No in-app purchases
Kompanion
No in-app purchases
