Optima24 vs Kompanion
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Optima24
Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.
- Instant card transfers
- International Visa transfers
- Interbank transfers
- Bill and service payments
- Online loans and deposits
- Account statement generation
- Card discount catalog
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Optima24 - Удобное, безопасное и технологичное мобильное приложение для управления финансами самостоятельно. Мы предлагаем : • Моментальные переводы внутри карт Банка без комиссии; • Моментальные переводы Visa2Visa на платежные карты Visa других стран мира; • Межбанковские переводы; • Пополнение электронных кошельков и карт других банков; • Пополнение баланса сотовых операторов без комиссии; • Онлайн кредит; • Онлайн депозит; • Оплата за коммунальные, государственные и муниципальные услуги; • Открытие онлайн счета в иностранной валюте на выбор; • Управление лимитами и настройками самостоятельно в приложении; • Формирование выписки по карточному счету абсолютно бесплатно; • Доступ к каталогу скидок по платежным картам Банка. Оптима24 - лучший помощник в мир финансов!
Kompanion
This mobile banking and e-wallet app allows 24/7 transactions. Send money, pay bills from over 200 providers, manage deposits, and repay loans easily.
- 24/7 mobile banking
- Money transfers (domestic & international)
- Bill payments (200+ providers)
- Online deposit management
- Loan repayment
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Мобильное приложение «Компаньон» – это приложение, объединяющее мобильный банкинг и электронный кошелек. Вы можете совершать операции в приложении 24/7: - Отправлять денежные переводы по Кыргызстану и за рубеж; - Оплачивать услуги более 200 провайдеров; - Открывать и пополнять депозиты онлайн; - Погашать кредиты; - и многое другое
Screenshots
Verdict
The clearest difference is rating: Kompanion at 4.4 against Optima24's 3.5. Optima24's advantage is review sentiment (50% vs 33%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kompanion holds the better App Store score, 4.4 against 3.5. Both are backed by a comparable volume of ratings — 199 and 71 respectively. Written reviews complicate that: 50% of Optima24's written reviews are positive against 33% of Kompanion's, so the app with the better star average is not the one people write more warmly about.
Optima24 ships an update every 2 weeks, Kompanion weekly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | Optima24 | Kompanion |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (199 ratings) | 4.4 (71 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 32.7% of reviews |
| Number of ratings | 199 — better | 71 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 358 MB | 414 MB |
| Age rating | 4+ | 4+ |
| Developer | Optima Bank OAO | Банк Компаньон |
Customer experience
Optima24
Kompanion
Bugs and requests
Optima24
Reported bugs
11 issues- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process
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- Payment history not displaying
- Balance not showing on cards
- Session timeout after 1 minute requiring re-login
- PIN code resets unexpectedly
- Camera scanner crashes on card scanning
- Incorrect display of transaction amounts in different currencies
Requested features
6 requests- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling
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- Reduced frequency of technical maintenance windows
Kompanion
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Optima24
No in-app purchases
Kompanion
No in-app purchases
