Optima24 vs АБ24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Optima24
Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.
- Instant card transfers
- International Visa transfers
- Interbank transfers
- Bill and service payments
- Online loans and deposits
- Account statement generation
- Card discount catalog
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Optima24 - Удобное, безопасное и технологичное мобильное приложение для управления финансами самостоятельно. Мы предлагаем : • Моментальные переводы внутри карт Банка без комиссии; • Моментальные переводы Visa2Visa на платежные карты Visa других стран мира; • Межбанковские переводы; • Пополнение электронных кошельков и карт других банков; • Пополнение баланса сотовых операторов без комиссии; • Онлайн кредит; • Онлайн депозит; • Оплата за коммунальные, государственные и муниципальные услуги; • Открытие онлайн счета в иностранной валюте на выбор; • Управление лимитами и настройками самостоятельно в приложении; • Формирование выписки по карточному счету абсолютно бесплатно; • Доступ к каталогу скидок по платежным картам Банка. Оптима24 - лучший помощник в мир финансов!
АБ24
Manage your finances securely and conveniently from your mobile device. This platform offers remote identification for quick customer registration and easy access to your funds.
- Remote identification for quick registration
- Secure money management
- Convenient mobile access
- User-friendly interface
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“AБ24” — это платформа дистанционного банковского обслуживания, позволяющая быстро, удобно, а главное безопасно управлять своими денежными средствами с помощью мобильного телефона. Теперь стать нашим клиентом и зарегистрироваться в «АБ24» можно за считанные минуты благодаря сервису удаленной идентификации. * Дополнительную информацию Вы можете получить в ближайших отделениях «Айыл Банка» или по следующим номерам Call-центра: 0 312/556/707/222 68 00 00, 0 770 55 11 00 (WhatsApp).
Screenshots
Verdict
The clearest difference is rating: Optima24 at 3.5 against АБ24's 3.0. Optima24 also leads on review sentiment (50% vs 20%) and update cadence (every 2 weeks vs every 6 weeks). АБ24's advantage is iOS requirement (12 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Optima24 holds the better App Store score, 3.5 against 3.0. That said, the two scores are not equally well evidenced: Optima24 has 199 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 50% of Optima24's written reviews are positive against 20% of АБ24's.
Optima24 ships an update every 2 weeks, АБ24 every 6 weeks. The most recent releases landed on September 23, 2026 and September 7, 2026 respectively.
| Parameter | Optima24 | АБ24 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (199 ratings) — better | 3.0 (10 ratings) |
| Positive reviews | 50.0% of reviews — better | 20.0% of reviews |
| Number of ratings | 199 — better | 10 |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 12 — better |
| Further details — not scored | ||
| Size | 358 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Optima Bank OAO | OAO Ayil Bank |
Customer experience
Optima24
АБ24
Bugs and requests
Optima24
Reported bugs
11 issues- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process
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- Payment history not displaying
- Balance not showing on cards
- Session timeout after 1 minute requiring re-login
- PIN code resets unexpectedly
- Camera scanner crashes on card scanning
- Incorrect display of transaction amounts in different currencies
Requested features
6 requests- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling
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- Reduced frequency of technical maintenance windows
АБ24
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Optima24
No in-app purchases
АБ24
No in-app purchases
