Optima24 vs Мой_свет
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Optima24
Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.
- Instant card transfers
- International Visa transfers
- Interbank transfers
- Bill and service payments
- Online loans and deposits
- Account statement generation
- Card discount catalog
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Optima24 - Удобное, безопасное и технологичное мобильное приложение для управления финансами самостоятельно. Мы предлагаем : • Моментальные переводы внутри карт Банка без комиссии; • Моментальные переводы Visa2Visa на платежные карты Visa других стран мира; • Межбанковские переводы; • Пополнение электронных кошельков и карт других банков; • Пополнение баланса сотовых операторов без комиссии; • Онлайн кредит; • Онлайн депозит; • Оплата за коммунальные, государственные и муниципальные услуги; • Открытие онлайн счета в иностранной валюте на выбор; • Управление лимитами и настройками самостоятельно в приложении; • Формирование выписки по карточному счету абсолютно бесплатно; • Доступ к каталогу скидок по платежным картам Банка. Оптима24 - лучший помощник в мир финансов!
Мой_свет
This official app allows users to monitor their electricity payments and charges. Track your energy consumption and billing details conveniently.
- Monitor electricity payments
- View billing charges
- Official utility app
- Energy consumption tracking
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Мобильное приложение Мой Свет является официальным приложением Северэлектро и НЭСК. С помощью приложения вы сможете следить за оплатами и начислениями за электроэнергию
Screenshots
Verdict
The clearest difference is rating: Мой_свет at 4.7 against Optima24's 3.5. Мой_свет also leads on review sentiment (63% vs 50%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Мой_свет holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 199 and 229 respectively. Written reviews point the same way: 50% of Optima24's written reviews are positive against 63% of Мой_свет's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Optima24 | Мой_свет |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (199 ratings) | 4.7 (229 ratings) — better |
| Positive reviews | 49.6% of reviews | 63.0% of reviews — better |
| Number of ratings | 199 | 229 — better |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 350 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Optima Bank OAO | Urmat Saparot |
Customer experience
Optima24
Мой_свет
Bugs and requests
Optima24
Reported bugs
11 issues- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process
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- Payment history not displaying
- Balance not showing on cards
- Session timeout after 1 minute requiring re-login
- PIN code resets unexpectedly
- Camera scanner crashes on card scanning
- Incorrect display of transaction amounts in different currencies
Requested features
6 requests- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling
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- Reduced frequency of technical maintenance windows
Мой_свет
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Optima24
No in-app purchases
Мой_свет
No in-app purchases
