ZiFi®: Small Business Banking
Digital Business Banking
About
This digital banking platform helps small businesses save and earn more. It offers premium interest rates on savings, at-cost payment processing, and dedicated business bankers. Manage your finances with fee-free digital banking and a business debit card.
What's New in ZiFi®
1.4.2
July 7, 2026
Authentication improvements
Developer apps
FAQ
What are the key benefits of using ZiFi for small business banking?
ZiFi offers premium interest rates on savings, at-cost merchant payment processing, and fee-free digital banking. You also gain access to dedicated business bankers to support your growth.
How does ZiFi's payment processing work?
ZiFi provides at-cost merchant payment processing where you only pay card interchange rates plus a small fee. ZiFi does not profit from your business's card sales, allowing you to keep more of each transaction.
Are there any fees associated with ZiFi business accounts?
No, ZiFi business accounts offer fee-free digital banking with no monthly fees, no account fees, and no minimum balance requirements.
What tools does ZiFi provide for managing my business money?
ZiFi allows you to monitor account balances in real-time, view account statements anytime, and make internal and external transfers directly through the app.
Is my money safe with ZiFi?
Yes, ZiFi is backed by Zions Bancorporation, N.A., Member FDIC. ZiFi Business accounts are FDIC insured, and your funds are protected by a nationally trusted financial institution.
What devices is the ZiFi app available on?
The ZiFi app is available for iPhone and iPod devices, offering an intuitive mobile experience designed for small business owners.
How often is the ZiFi app updated?
The latest version of the ZiFi app is 1.4.1, which was last updated on May 13, 2026. Updates ensure the app remains reliable and secure for managing your business finances.
Can I add my ZiFi Business Debit Card to digital wallets?
Yes, you can add your ZiFi Business Debit Card to Apple Pay® and Google Pay™ digital wallets for convenient and secure transactions.
